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Interest rates lowered again by the European Central Bank.

Rátaí úis íslithe arís ag an mBanc Ceannais Eorpach.

The European Central Bank has lowered interest rates again, for the second time this year and the seventh time in a year.

Tá rátaí úis íslithe arís ag an mBanc Ceannais Eorpach, an dara huair i mbliana agus an seachtú huair le bliain.

This is another reduction of 0.25%, which means that the main interest rate is now 2.25%.

Ísliú eile de 0.25 faoin gcéad atá i gceist agus fágann sin gur 2.25 faoin gcéad atá sa phríomhráta úis anois.

There is good news for the approximately 180,000 homeowners in this country who have a tracker mortgage as the reduction will take effect almost immediately on the amount they are repaying.

Dea-scéala atá ann do thart ar 180,000 úinéir tí sa tír seo a bhfuil morgáiste rianúcháin acu mar go rachaidh an t-ísliú i bhfeidhm nach mór láithreach ar an méid atá siad a íoc ar ais.

Homeowners with a variable interest rate will save €13 per month for every €100,000 they borrow.

Úinéirí tí a bhfuil ráta úis inathraithe acu, sábhálfaidh siadsan €13 sa mhí as gach €100,000 atá ar iasacht acu.

For example, in the case of a mortgage of €500,000, there will be a reduction of €65 per month or €780 per year in the amount they have to repay.

I gcás morgáiste de €500,000, mar shampla, beidh ísliú de €65 sa mhí nó €780 sa bhliain sa mhéid atá le híoc ar ais acu.

People with a fixed interest rate, however, will not have any change in the amount they have to pay back.

Daoine a bhfuil ráta úis seasta acu, áfach, ní bheidh aon athrú ar an méid atá le híoc ar ais acusan.

It is understood that the European Central Bank previously wanted to lower the key interest rate to 2% by the end of 2025, as long as the inflation rate fell at the same time.

Tuigtear gur theastaigh ón mBanc Ceannais Eorpach roimhe seo an príomhráta úis a ísliú go dtí 2 faoin gcéad faoi dheireadh 2025, a fhad is a thitfeadh ráta an bhoilscithe ag an am céanna.

A cog in the wheel, however, is the economic policies of United States President Donald Trump since he came to power at the beginning of the year, particularly the tariffs he has imposed on goods from other countries.

Eang sa roth, ámh, is ea polasaithe eacnamaíochta Uachtarán na Stát Aontaithe Donald Trump ó tháinig sé i gcumhacht i dtús na bliana, go háirithe na taraifí atá sé a ghearradh ar earraí ó thíortha eile.

In light of this new twist in the story, it is thought that the European Union’s financial policymakers will be more cautious in the future, for fear that what they are trying to achieve will be cut down to a mere stump.

I bhfianaise an choir nua sin sa scéal, ceaptar go mbeidh lucht polasaí airgeadais an Aontais Eorpaigh níos dúnárasaí feasta ar fhaitíos go gciorrófaí a bhfuil siad ag iarraidh a thabhairt i gcrann gan é ach ina bhuinneán.

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