On this episode of A Wiser Retirement™, Casey Smith is joined by Randy Hargett and Kyle Conroy. Randy is a Long Term Care Specialist at Capstone LTC Advisors and Kyle is a Managing Partner at Disability Insurance Services. They discuss what disability insurance is and how to determine if you need it.

Podcast Episodes Referenced:
- Ep 212: Medical Costs During Retirement and Preparing for the Unexpected
- Ep 179: Long-Term Care Insurance: To Buy or Not to Buy?
- Ep 126: How can insurance protect your wealth?

YouTube Videos Referenced:
- The Medicare Sign-Up Process Explained

Other Links:
- Randy Hargett - Capstone LTC Advisors, [email protected]
- Kyle Conroy - DI Services, [email protected]

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This podcast was produced by Wiser Wealth Management. Thanks for listening!