A Wiser Retirement®

Is a market correction on the horizon? In this episode of the A Wiser Retirement® Podcast, we discuss key strategies for investing during an election year. We explore the stock market's average rise during election years, emphasizing the value of long-term investment strategies and avoiding market timing. We also cover the importance of having a cash reserve for downturns, rebalancing portfolios during sell-offs, and staying invested through political cycles.

Related Podcast Episodes:
- Ep 182: Investing for the Long Haul: Creating a Retirement-Focused Investment Strategy
- Ep 225: Will the 2024 presidential election influence the stock market?

Related YouTube Videos:
- Pros and Cons of Dividend Investing
- Does lump sum investing beat dollar cost averaging?

Learn More:
- Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how our services can help you achieve financial success.
- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- Connect with Casey Smith on Twitter
- A Wiser Retirement® YouTube Channel
- A Wiser Retirement® Podcast
- Wiser Wealth Blog

This podcast was produced by Wiser Wealth Management. Thanks for listening!

Can financial knowledge and independence unlock a better future for women? In this episode of A Wiser Retirement® Podcast, we explore essential steps women can take to control their financial destinies. We address challenges faced by divorced women and widows, offering practical advice on making smart investment decisions instead of relying on low-yield accounts.

Discover why it’s crucial for women to be actively involved in family finances and how finding a trusted financial advisor can make all the difference. We also highlight the importance of estate planning, with tips on creating a will, healthcare directives, and powers of attorney. Tune in to gain the knowledge and confidence to secure your financial future.

Related Podcast Episodes:
- Ep 146: The Power of Life Insurance to Meet Your Family’s Goals
- Ep 120: Finding the Right Estate Planning Attorney for You
- Ep 118: What to Look for in a Financial Advisor

Related YouTube Videos:
- Financial Planning Tips to Thrive in Your 40s
- Should I Hire a Financial Advisor or DIY?

Learn More:
- Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how our services can help you achieve financial success.
- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- Connect with Casey Smith on Twitter
- A Wiser Retirement® YouTube Channel
- A Wiser Retirement® Podcast
- Wiser Wealth Blog

This podcast was produced by Wiser Wealth Management. Thanks for listening!

Wiser Wealth Management was founded with a clear mission: to do the right thing and make a positive impact on people’s lives. Michaela Dowdy interviews Casey Smith about the history behind Wiser Wealth Management, giving listeners a chance to get to know him better. Casey shares his journey from aspiring mutual fund manager to becoming an airline pilot to founding Wiser. They discuss the importance of trust, client relationships, and long-term financial planning.

Related Podcast Episodes:
- Ep 221: How to Prioritize Financial Goals

Related YouTube Videos:
- What is flat fee financial planning?

Learn More:
- Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how our services can help you achieve financial success.
- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- Connect with Casey Smith on Twitter
- A Wiser Retirement® YouTube Channel
- A Wiser Retirement® Podcast
- Wiser Wealth Blog

This podcast was produced by Wiser Wealth Management. Thanks for listening!

Ever wondered how diversified income streams can shape your financial future? In this episode, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA®, dive into the significance of diversified income streams, from real estate and dividend-paying stocks to balancing primary and side jobs. They emphasize the importance of passion in side hustles and business ventures, and clarify tax considerations, including the reality of higher taxes being a sign of success.

Podcast Episode Referenced:
- Ep 221: How to Prioritize Financial Goals

YouTube Videos Referenced:
- Does inheritance count as income?
- Pros and Cons of Owning a Vacation Rental Property

Learn More:
- Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how our services can help you achieve financial success.
- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- Connect with Casey Smith on Twitter
- A Wiser Retirement® YouTube Channel
- A Wiser Retirement® Podcast
- Wiser Wealth Blog

This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement® Podcast, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA®, explore strategies for reducing taxable income, such as deferred compensation plans, retirement contributions, and tax-loss harvesting. They highlight the importance of understanding the tax implications of various investments and caution against risky practices like creative accounting or intentional losses.

Podcast Episodes Referenced:
- Ep 229: How do I avoid capital gains tax? 

YouTube Videos Referenced:
- Can a donor-advised fund reduce taxable income?
- How to Reduce Taxable Income as a Business Owner?

Learn More:
- Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how our services can help you achieve financial success.
- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- Connect with Casey Smith on Twitter
- A Wiser Retirement® YouTube Channel
- A Wiser Retirement® Podcast
- Wiser Wealth Blog

This podcast was produced by Wiser Wealth Management. Thanks for listening!

Is instant gratification ruining your financial goals? On this episode of A Wiser Retirement® Podcast, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA® discuss the importance of staying committed to long-term financial goals, resisting the allure of immediate gratification, and harnessing the powerful effects of early saving and compounding. They also delve into the importance of passing on sound financial habits to future generations, emphasizing the role of financial planning in building and preserving a financial legacy.

Podcast Episodes Referenced:
- Ep 221: How to Prioritize Financial Goals
- Ep 182: Investing for the Long Haul: Creating a Retirement-Focused Investment Strategy

YouTube Videos Referenced:
- Tips for Sticking to Your Financial Goals

Learn More:
- Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how our services can help you achieve financial success.
- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- Connect with Casey Smith on Twitter
- A Wiser Retirement® YouTube Channel
- A Wiser Retirement® Podcast
- Wiser Wealth Blog

This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement® Podcast, we talk about estate planning for crypto assets, the recent launch of eight Ethereum ETFs, the future of Bitcoin and SAB121 with Casey Smith and Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital.

Podcast Episodes Referenced:
- Ep 226: SWIFT Plans to Launch CBDC, Binance Founder CZ Sentenced, & Ethereum ETF News
- Ep 231: The State of RIA Crypto Education, ETH ETFs, and the Memecoin Frenzy

Learn More:
- Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how our services can help you achieve financial success.
- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- Connect with Casey Smith on Twitter
- A Wiser Retirement® YouTube Channel
- A Wiser Retirement® Podcast
- Wiser Wealth Blog

This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement® Podcast, we talk about using life insurance to be your own bank with Casey Smith and Shawna Theriault, CFP®, CPA, CDFA®. We discuss what happens if you rely solely on life insurance for wealth-building and stress the importance of having a diversified financial plan.

Podcast Episodes Referenced:
- Ep 214: What is disability insurance and do I need it?
- Ep 179: Long-Term Care Insurance: To Buy or Not to Buy?
- Ep 146: The Power of Life Insurance to Meet your Family’s Goals

YouTube Videos Referenced:
- Long-Term Care Insurance Explained

Learn More:
- Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how our services can help you achieve financial success.
- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- Connect with Casey Smith on Twitter
- A Wiser Retirement® YouTube Channel
- A Wiser Retirement® Podcast
- Wiser Wealth Blog

This podcast was produced by Wiser Wealth Management. Thanks for listening!

On this episode of A Wiser Retirement® Podcast, we discuss investing in index funds with Casey Smith and Andrew Pratt, CFA, CBDA. We talk about the importance of long-term investing, the different types of ETFs, and the benefits of dollar cost averaging over lump-sum investing.

Podcast Episodes Referenced:
- Ep 208: How Direct Indexing Benefits High Net Worth Individuals
- Ep 216: What are alternative investments? Should you be invested in them

YouTube Videos Referenced:
- Is it always safe to invest in the S&P 500?
- Does lump sum investing beat dollar cost averaging?

Learn More:
- Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how our services can help you achieve financial success.
- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- Connect with Casey Smith on Twitter
- A Wiser Retirement® YouTube Channel
- A Wiser Retirement® Podcast
- Wiser Wealth Blog

This podcast was produced by Wiser Wealth Management. Thanks for listening!

Are you maximizing the full potential of your 401k as a pilot? On this episode of A Wiser Retirement® Podcast, Casey Smith and Missie Beach, CFP®, CDFA® talk about why airline pilots should maximize their 401(k) contributions. They explore the complexities and risks of real estate investments, superfunding your 401k, and tax benefits to keep in mind.

Click HERE to download your free airline 401k allocation.

Podcast Episodes Referenced:
- Ep 173: Making the Most of Your Airline 401k
- Ep 194: Delta, American & United: Who's Got the Best Pilot Retirement Offering

YouTube Videos Referenced:
- Delta Pilots - Market Based Cash Balance Plan
- Pilots, stop spending millions in 401k management fees!

Learn More:
- Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how our services can help you achieve financial success.
- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!

Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- Connect with Casey Smith on Twitter
- A Wiser Retirement® YouTube Channel
- A Wiser Retirement® Podcast
- Wiser Wealth Blog

This podcast was produced by Wiser Wealth Management. Thanks for listening!