Universal Life insurance is quite possibly the most misunderstood and misrepresented product on the market. They're tough to understand and can be even more challenging to explain to a prospect.

This podcast will help you understand the difference in (hopefully) easy-to-understand terms. That said, please don't start presenting these if you're a new agent. Focus instead on simple products that you can understand and explain.

If you do sell these, please make sure you're doing it right so there are no surprises.

Bottom line, we're here to do right by our clients!

YouTube version: https://youtu.be/vpqst5A-ZZo

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