High-income earners, are you looking for a way to maximize your retirement savings even if you exceed the income limits for a Roth IRA? On this episode of A Wiser Retirement® Podcast, Missie Beach, CFP®, CDFA® and Shawna Theriault, CFP®, CPA, CDFA® walk you through backdoor Roth IRAs, how to execute it step-by-step, and why early career planning is crucial for long-term, tax-free growth. From making non-deductible contributions to a traditional IRA to converting it to a Roth IRA, we cover all the essentials you need to know, especially if you've already maxed out your employer-sponsored plans like 401(k)s or 403(b)s.

Podcast Episode Referenced:
- Ep 182: Investing for the Long Haul: Creating a Retirement-Focused Investment Strategy

YouTube Videos Referenced:
- What makes a Roth IRA better than other IRAs? Which IRA is right for me?
- Roth Conversions: Pros, Cons, and Considerations

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This podcast was produced by Wiser Wealth Management. Thanks for listening!