Welcome back to the Bar Exam Toolbox podcast! Today we are excited to speak with Jesse Mecham -- a personal finance expert and founder of You Need A Budget -- about ways to decrease spending and borrowing during bar prep and generally in life.

In this episode, we discuss:

• How Jesse got into the field of budgeting and personal finance
• The YNAB "four-rule method" for managing money
• Thinking creatively when you're facing financial challenges and debt
• How to approach your community of family and friends for help
• Budgeting your finances with the future in mind

Resources:

• Private Bar Exam Tutoring (https://barexamtoolbox.com/private-bar-exam-tutoring/)
• YNAB: You Need A Budget (https://www.ynab.com/)
• Podcast Episode 256: Quick Tips – Budgeting for the Bar Exam (https://barexamtoolbox.com/podcast-episode-256-quick-tips-budgeting-for-the-bar-exam/)
• How to Prepare for the Bar on a Budget (https://barexamtoolbox.com/how-to-prepare-for-the-bar-on-a-budget/)
• Why I Packed My Own Lunch for the Bar Exam (And Maybe You Should Too) (https://barexamtoolbox.com/why-i-packed-my-own-lunch-for-the-bar-exam-and-maybe-you-should-too/)
• Post Bar Trips on a Budget (https://barexamtoolbox.com/post-bar-trips-on-a-budget/)

Download the Transcript (https://barexamtoolbox.com/episode-259-how-to-minimize-borrowing-for-the-bar-exam-w-jesse-mecham-from-ynab/)

If you enjoy the podcast, we'd love a nice review and/or rating on Apple Podcasts (https://itunes.apple.com/us/podcast/bar-exam-toolbox-podcast-pass-bar-exam-less-stress/id1370651486) or your favorite listening app. And feel free to reach out to us directly. You can always reach us via the contact form on the Bar Exam Toolbox website (https://barexamtoolbox.com/contact-us/). Finally, if you don't want to miss anything, you can sign up for podcast updates (https://barexamtoolbox.com/get-bar-exam-toolbox-podcast-updates/)!

Thanks for listening!

Alison & Lee