3 Dimensional Wealth Radio

Understanding the main benefits of a trust over a will gives you and your children a serious advantage as you move forward. Each week, Doug Andrew shares empowering answers on his 3 Dimensional Wealth YouTube channel to questions he has been asked.

In today’s episode, Doug reviews the benefits of a trust over a will and lays out how this information can help you and your family avoid killing the goose that laid the golden egg. If you’ve been pondering how to best provide for your family members after you’re gone, this is crucial information

CHECK OUT THIS SNEAK PEEK AT WHAT DOUG COVERS THIS WEEK:

* What is probate and why do you want to avoid it at all costs? Doug teaches how failing to keep your assets out of probate when you die could cost your loved ones dearly.

* Why should you have a trust over a will? Doug lays out the 6 main benefits that a trust provides and the problems you’ll avoid.

* What is the benefit of having multiple trusts over just one? Doug reveals how this strategy can provide more exemptions that protect your hard earned wealth.

* How can you avoid putting your kids at the back of the line behind the government, the courts and your creditors? Doug describes how one huge benefit of a trust is that it settles your estate immediately.

* Why is privacy something that must be considered when it comes to your assets? Doug explains the reality of protecting your financial privacy from people who would take advantage.

* What tax benefits are there in a trust over a will? Learn how politicians are always looking for ways to grab the money of those who have passed away through the estate tax.

* And much, much more…

Start by visiting with a IUL Specialist today.

Getting out of debt is a big deal. There are plenty of financial planners out there that have their own ideas on the best approach, and many of those planners sincerely want to help the people who listen to them. At the same time, many of them consider their audiences to be financial jellyfish.

Doug Andrew has a different approach to getting out of debt. This is because his learning experience differs from these other planners. Once you’ve heard Doug’s take, you’ll likely agree that it accomplishes more than simply paying off what you owe.

CHECK OUT THIS PREVIEW OF THE TOPICS COVERED:

* What are the 3 marvels of wealth accumulation that Doug teaches? Learn about compound interest, tax-free compounding and safe, positive leverage and their undisputed advantages.

* How does leverage provide such a decisive advantage? Doug explains the ability to own and control assets with very little or none of your money tied up or at risk in that asset..

* Why is leverage a good thing? Doug lays out the reasons why leverage makes the world go around.

* What does Doug mean by, leverage without liquidity is stupidity? Discover how trying to pay off your mortgage too quickly can bring unanticipated problems.

* How do you keep your real estate equity separated to keep liquid access to it? Doug shares the importance of being able to access your money when you need it.

* Why is it a mistake to send your mortgage company extra money on the principal each month? Doug spells out how putting that money into his preferred savings vehicle will let that money work for you instead of the lender.

* And much, much more…

Start by visiting with a IUL Specialist today.

Understanding the main benefits of a trust over a will is something that will not only benefit you but will also be a huge benefit to your children. As Doug Andrew explains to the thousands of people who attend his educational events, your kids will typically only read the parts that have to do with how much they’re going to get when you’re gone.

If you’re serious about helping your kids avoid the mistake of killing the goose that laid the golden egg, it’s important that you understand the difference between equal distribution and equal opportunity.

HERE’S A QUICK PREVIEW OF THIS WEEK’S PROGRAM:

* Why should you have a trust over a will? Doug lays out the 6 main benefits that a trust provides and the problems you’ll avoid.

* What is probate and why do you want to avoid it at all costs? Learn how failing to keep your assets out of probate when you die could cost your loved ones dearly.

* How can you avoid putting your kids at the back of the line behind the government, the courts and your creditors? Doug explains how the benefit of a trust is that it settles your estate immediately.

* How do taxes figure into the benefit of a trust over a will? Discover how politicians are constantly looking for ways to go after the money of those who have passed away through the estate tax.

* What is the benefit of having multiple trusts over just one? Doug describes how this strategy can provide more exemptions that protect your hard earned wealth.

* Why is privacy something that must be considered when it comes to your assets? Doug shares the reality of needing to protect your financial privacy from those who might try to take advantage of you.

* And much, much more…

Start by visiting with a IUL Specialist today.

Equal distribution is a term we often hear when it’s being applied to a person’s assets, after they’ve passed away. These assets can include things like your house, real estate, cash, stocks and bonds, etc. Yet your most important assets, can include things like your health, family, relationships or faith.

In today’s episode, Doug Andrew draws upon his nearly 5 decades of experience as a financial strategist and retirement planning specialist to explain the foundational dimension of wealth. As you’ll see, it’s just one of the 3 dimensions of authentic wealth.

CHECK OUT THIS SNAPSHOT OF WHAT DOUG COVERS THIS WEEK:

* How do people set their kids and grandkids up for some hard lessons by protecting them from work? Doug explains the difference between a hand up and a hand out and how it can affect your loved ones.

* Why does an entitlement mentality harm the people we love most and how can we avoid it? Learn about entitlement abolition and why Doug recommends it to his clients and students.

* What are the hazards of equal distribution when it comes to passing your assets on to your loved ones? Doug reveals how equal distribution to unequals can lead to some very unequal outcomes.

* How do some people ruin their kids and grandkids when making legal plans regarding their wealth? Discover the ways that we can inadvertently instill family members with a sense of entitlement.

* Why does it matter how you distribute your wealth to those who will follow you? Doug shares the reasons that wealth must be transferred with a systems that fosters responsibility and accountability.

* What is the danger in sheltering family members from hardship or struggle? Doug explains the concept of equal opportunity versus equal distribution.

* And much, much more…

Start by visiting with a IUL Specialist today.

Wondering why to believe in education more than school? In today’s episode, Doug draws upon nearly 5 decades as a financial strategist and retirement planning specialist to explain how he and his wife teach their kids and grandkids to be responsible and accountable.

He also describes why his 3 Dimensional Wealth YouTube channel is an essential part of helping to provide that education for those who are seeking it. Doug covers all 3 dimensions of wealth rather than simply money.

HERE’S A QUICK PREVIEW OF THIS WEEK’S EPISODE:

* How is unemployment a mental condition rather than a physical one? Doug reveals how authentic security is found in the individual rather than in someone giving you a job.

* What’s the best way to teach your kids and grandkids to become self-reliant? Learn how Doug and his family use family vacations or retreats with a purpose to teach these essential lessons.

* Why is schooling not enough to teach us the necessary skills to succeed in life? Doug explains why he believes in education more than school and how we can learn throughout our entire lives.

* What are the 12 basic principles that today’s colleges and universities are not teaching? Discover what schooling can miss and how to fill in those education gaps.

* How can your children and grandchildren learn more in a one week vacation than in an entire semester at school? Learn what vacations and family retreats with a purpose are all about and how they can help your family.

* Why are some of the most essential principles not taught in business school? Doug lays out the reasons why so many people are stuck learning by trial and error when it comes to acquiring life skills.

* And much, much more…

Start by visiting with a IUL Specialist today.

Doug Andrew takes time each week to answer various questions posed by his students and his clients. This week, he tackles a concern that haunts many people: What are the 4 leading dangers that cause retirees to outlive their money?

Doug draws upon his more than 48 years as a financial strategist and retirement planning specialist to explain why many people are at risk of outliving their nest egg. He also explains his preferred savings vehicle and why it’s a better strategy than the traditional 401(k) or IRA.

CHECK OUT THIS SNAPSHOT OF THE TOPICS COVERED THIS WEEK:

* How do wealthy people differ in their thinking from those who don’t have enough money? Understand this difference and you can begin to shift your own thinking.

* What causes most people to outlive their retirement savings? Doug explains how tax-deferred savings like IRAs and 401(k)s differ from tax-free savings plans.

* Why do so many individuals find themselves in a higher tax bracket at retirement than when they were working? Doug points out how the deductions they counted on vanish at the very time they’re needed most.

* How does the way some people save for retirement equate with driving down the freeway with one foot on the gas and one on the brake? Learn why tax-deferred savings will always take a backseat to tax-free accumulation.

* Why are even higher taxes an almost certainty in the not-so-distant future? Doug provides perspective on the unprecedented spending Congress has been doing and how they’ll use it to justify tax hikes.

* What does it take to free yourself from the tax trap and move toward that brighter future with confidence? Doug shares the details on his preferred savings vehicle the LASER fund.

* And much, much more…

Start by visiting with a IUL Specialist today.

Not sure what an Indexed Universal Life insurance (IUL) account is or why you should consider having one? You’re in luck, because each week Doug Andrew releases 5 new educational videos on his 3 Dimensional Wealth YouTube channel to answer such questions. And today, He’ll share some powerful information on IUL accounts and why they make sense.

With more than 48 years as a financial strategist and retirement planning specialist, Doug has seen a great deal of what the financial world has to offer. Today he explains why the IUL account is his preferred savings vehicle and why it’s a better strategy than traditional 401(k)s or IRAs.

CHECK OUT THIS PREVIEW OF TODAY’S EPISODE:

* What other savings vehicle in the IRS Code allows for tax-free accumulation, access and distribution of your money? Learn the many ways why the IUL is superior to other financial vehicles.

* How is the IUL able to enjoy tax-free status compared to other ways of saving like IRAs and 401(k)s? Doug explains how this savings vehicle has been protected under IRS Code for more than a century now.

* Why is tax-free savings so much better than the tax-deferred route taken by so many people? Discover how getting those taxes over and done with leaves you with better options than an IRA or 401(k) can offer.

* What are the living benefits of the IUL that make it so much more versatile than other life insurance contracts? Doug shares the specifics of death benefits vs. living benefits and why you need both.

* How is the IUL account like a financial Swiss Army knife? Doug lays out why he considers this vehicle the dream solution for saving for the future.

* Why should you be saving in a way that provides you with liquid assets safely earning a predictable rate of return? Doug explains how the IUL meets the criteria for his LASER fund when nothing else will.

* And much, much more…

Start by visiting with a IUL Specialist today.

Doug Andrew takes time each week to answer various questions posed by his students and his clients. This week, he tackles a concern that haunts many people: What causes retirees to outlive their money?

Doug draws upon his more than 48 years as a financial strategist and retirement planning specialist to explain why many people are at risk of outliving their nest egg. He also explains his preferred savings vehicle and why it’s a better strategy than the traditional 401(k) or IRA.

HERE’S A PEEK AT A FEW OF THE TOPICS COVERED TODAY:

* Why do wealthy people think differently from those who don’t have enough money? Learn what the difference is in their thinking and how to shift your own thinking.

* What is the first leading danger that could cause you to outlive your retirement savings? Doug explains how too many Americans have been duped into tax-deferred savings rather tax-free savings plans.

* How might you find yourself in a higher tax bracket at retirement than when you were working? Doug describes how so many savers see the deductions they counted on vanish at the very time they’re needed most.

* Why does Doug describe the way many people save for retirement as being like driving down the freeway with one foot on the gas and one on the brake? Discover how tax-deferred savings will always take a backseat to tax-free accumulation.

* What makes the threat of higher taxes an almost certainty in our near future? Doug lays out the unprecedented spending that Congress has been doing and how it will be used to justify tax hikes.

* How can you free yourself from the tax trap and move toward that brighter future with confidence? Doug shares the details on his preferred savings vehicle the LASER fund.

* And much, much more…

Start by visiting with a IUL Specialist today.

Each week, Doug Andrew posts answers to common questions he receives on his free 3 Dimensional Wealth YouTube channel. Recently, he was asked the difference between a traditional IRA or 401(k) and a Roth, as well as how do they compare to Doug’s LASER fund.

In more than 48 years as a financial strategist and retirement planning specialist, Doug has learned a lot about which savings vehicles make the most sense. Today, he explains his preferred financial vehicle and how it beats the Roth and traditional IRAs and 401(k)s.

CHECK OUT THIS PREVIEW OF THE TOPICS COVERED THIS WEEK:

* What is the downside of many so-called “qualified” savings plans? Learn how these plans often have significant strings attached that limit your access to your money.

* Why is paying the tax on your harvest rather than on your seed not a good way to go? Doug explains why tax-deferred savings are inferior to tax-free accumulation.

* How do people find themselves in a higher tax bracket at retirement than when they were working? Doug describes how savers find that the deductions they once counted on disappear at the time they’re needed most.

* What makes the likelihood of higher taxes in the future a near certainty? Doug spells out the reality of how the government intends to pay for its unprecedented spending spree.

* How does the Roth IRA work and is it a better choice than a traditional IRA or 401(k)? Doug explains the 2 advantages the Roth offers and also explains why he prefers the LASER fund to the Roth.

* Why is the LASER fund a better way to save for the future? Learn how you can enjoy liquid assets safely earning a predictable rate of return, no matter what is going on in the market.

* And much, much more…

Start by visiting with a IUL Specialist today.

Each week, Doug Andrew posts a handful of new videos on his 3 Dimensional Wealth YouTube channel. In these videos, Doug answers common questions that have been posed to him.

Doug also has a group of top financial advisors who subscribe to his educational resources on a weekly basis for advanced continuing education. Today, Doug shares his thoughts on what he calls the $100,000 mistake that many Americans are currently making.

HERE’S A QUICK PREVIEW OF WHAT DOUG COVERS THIS WEEK:

* Why is paying extra money toward the principal not the best way to pay off your mortgage as early as possible? Learn why sending that extra payment to the mortgage company may be a big mistake.

* How did what Doug once called “the $25,000 mistake” become the $100,000 mistake? Doug explains the impact that inflation is having on our mortgages and every other aspect of our spending.

* What are the 3 primary ways that people try to pay down their mortgages quickly? Doug outlines the problem with each of these ways and how they can come back to bite you.

* Why is it that when you need your money the most, it can be the hardest to access? Doug explains the importance of liquidity and being able to access your money when you need it.

* How do the wealthy make interest work for them instead of against them? Learn how simply avoiding interest isn’t the way to accumulate wealth.

* What does it mean to “leverage with liquidity?” Doug shares the details on his favorite savings vehicle the LASER fund.

* And much, much more…

Start by visiting with a IUL Specialist today.