3 Dimensional Wealth Radio

Doug Andrew spends his time each week helping people who are serious about optimizing their assets, minimizing their taxes and empowering their authentic wealth. In his nearly 5 decades as a financial strategist and retirement planning specialist, Doug has picked up a lot of useful knowledge.

Today, Doug answers a common question about whether there is a college savings plan that’s tax-free, even if you don’t use that money to pay for college. The answer is yes, and Doug explains his preferred savings vehicle and how it works.

CHECK OUT THIS SNEAK PEEK OF THE TOPICS COVERED THIS WEEK:

* Why do so many people get lured into socking away their education savings in a 529 plan? Doug explains the advantages and disadvantages of such plans.

* What are the strings commonly attached to such plans and is there a better way to save? Learn how some plans make it very difficult to use that money for anything but a qualified use.

* How can a person save for education, among other things, with tax-free accumulation and access? Doug spells out what his favorite savings vehicle looks like and why it’s a better way to save.

* Why is the max-funded, indexed universal life insurance contract (IUL) a better way to save? Doug describes the advantages of a properly structured IUL as a means of saving for the future.

* How is tax-free accumulation a better way to save than the tax-deferred route? Discover the undeniable advantage that comes with getting those taxes over and done with once and for all.

* What makes the IUL similar to a financial Swiss Army knife? Doug explains how you can enjoy liquid assets safely earning predictable rates of return regardless of what’s happening in the market.

* And much, much more…

Start by visiting with a IUL Specialist today.

In addition to his weekly 3 Dimensional Wealth radio show, Doug Andrew also has an immensely popular YouTube channel by the same name. Each week he receives serious questions from people just like you who are serious about optimizing their assets, minimizing their taxes and empowering their authentic wealth.

Today, Doug answers a common question asked by those who currently have their savings in IRAs or 401(k)s regarding the best place to preserve and protect their money. Whether they are tiring of the topsy turvy market or simply realize that higher taxes are a growing threat, they know there’s something better than what they’re currently doing.

HERE’S A PREVIEW OF WHAT DOUG SHARES THIS WEEK:

* Why will so many people find themselves in a higher tax bracket at retirement than they anticipated? Doug spells out the realities of why this happens and what you can do to avoid it.

* How can you get the taxes you owe on what’s in your 401(k) or IRA over and done with for good? Learn what a strategic rollout is and how it can put the threat of higher taxes behind you.

* What can a person do to alleviate the risks that come from having your serious money at risk in the stock market? Doug explains his favorite solution to negating this risk without forgoing the benefits of market growth.

* Why is liquidity such an essential factor when it comes to your financial assets? Doug reveals the benefit of having access to your money, without penalties or strings, when you need it most.

* How can a person enjoy tax-free accumulation and access to their money? Discover the difference between tax-deferred and tax-free savings and how to get those taxes over and done with.

* What is the LASER fund and why is it Doug’s preferred savings vehicle? Doug outlines his strategy for enjoying liquid assets safely earning a predictable rate of return.

* And much, much more…

Start by visiting with a IUL Specialist today.

If you’re serious about learning how to optimize your assets, minimize your taxes and to empower your authentic wealth, you’d be wise to check out the free educational videos on Doug Andrew’s “3 Dimensional Wealth” YouTube channel.

In today’s episode, Doug explores a question he regularly asks his students: Would you rather have $500,000 grow to $4 million or $8 Million? That’s a no-brainer for most folks but few people understand that he’s being serious and wants to teach you how it’s possible.

HERE’S A SNAPSHOT OF JUST A FEW TOPICS COVERED THIS WEEK:

* Why is tax-free savings and distribution so essential upon reaching retirement? Doug explains how those who take the tax-deferred route will see a third or more of their money disappear when they access it.

* How can you face market downturns with confidence that your principal is safe from market volatility? Learn how Doug’s preferred savings vehicle protects during downturns yet rewards during market growth.

* What causes so many people to miss out on the fortune that they could have had? Doug shares the most common mistakes people make that led him to write his first best-selling book Missed Fortune.

* Why do so many people buy and sell at the wrong times when trying to time the stock market? Doug warns against this common error and offers a better way to enjoy more predictable rates of return.

* How can you beat the rate of inflation when it’s on the rise? Discover Doug’s favorite strategies to protect your money especially after you’ve reached retirement.

* What gives the IUL a gigantic edge over an IRA or a 401(k) when it comes to saving for the future? Doug lays out the advantages of the max-funded, indexed IUL over other ways of saving.

* And much, much more…

Start by visiting with a IUL Specialist today.

Each week on Doug Andrew’s “3 Dimensional Wealth” YouTube channel, he posts free educational videos to help you optimize your assets, minimize taxes and to empower your authentic wealth.

Today, Doug shares his thoughts on how instead of choosing investments that grow to the most, you’re wiser to choose investments that generate the most. This is especially important when considering the time of life you’ll be using that money the most.

CHECK OUT THIS PREVIEW OF WHAT’S COVERED THIS WEEK:

* What does Doug mean by “retire by design”? Learn how following the herd will likely come back to bite many Americans when they finally reach retirement age.

* Why does procrastinating the payment of taxes set you up for greater stress down the road? Doug explains why tax-deferred accounts like IRAs and 401(k)s are not the best way to go.

* How can you avoid the horror of finding yourself in a higher tax bracket at retirement than when you were actually working and saving? Doug shares his favorite savings vehicle and explains its clear tax advantages.

* What makes a max-funded, indexed universal life (IUL) insurance policy a better way to save when there is economic volatility? Discover how to benefit when the market grows without losing principal when the market falls.

* Why is the LASER fund Doug’s preferred savings vehicle for your brighter future? Learn how you can enjoy liquid assets safely earning predictable rates of return now and in the future.

* What makes the IUL a far safer way to save for the future than an IRA or a 401(k)? Doug shares the reasons why the IUL historically has weathered the very worst economic storms.

* And much, much more…

Start by visiting with a IUL Specialist today.

For north of 48 years, Doug Andrew has been a financial strategist and retirement planning specialist. He draws upon that nearly 5 decades of experience to help people optimize their assets, minimize taxes and to empower their authentic wealth.

Today, Doug will share the details on one of his favorite financial vehicles which allows you to accumulate money tax-free as well as enjoy tax-free income at retirement–things a 401(k) or IRA simply cannot do for you.

HERE’S A PREVIEW OF WHAT YOU’LL LEARN THIS WEEK:

* Why is a properly structured insurance contract such a highly desirable way to accumulate your nest egg? Doug spells out the benefits that you can enjoy now and at retirement with this savings vehicle.

* What makes tax-free accumulation, access and distribution so much better than tax-deferred savings? Learn why folks going the tax-deferred route will likely regret their decision upon reaching retirement.

* How can you structure a life insurance contract to benefit you while you’re still alive? Doug explains the IUL and how it opens up possibilities that other savings plans can’t.

* Why is an indexed universal life insurance policy a better way to go during economic volatility? Discover how this instrument can help you enjoy the benefits of market growth without the risk of market downturns.

* How does a properly structured and funded indexed IUL protect you from inflation and higher taxes? Doug shares how your IUL eliminates the threat of future tax hikes and a better way to outpace inflation.

* What makes Doug’s preferred savings vehicle a much safer way to save for the future than an IRA or a 401(k)? Learn why the IUL has historically weathered the worst economic storms.

* And much, much more…

Start by visiting with a IUL Specialist today.

The topsy turvy, volatile stock market has prompted a lot of people to ask Doug Andrew about how to profit during an economic downturn. They want to know what experienced advisors recommend for their clients to capitalize when the market goes into these gyrations.

In today’s episode, Doug will lay out the reasons why the stock market is doing what it’s currently doing as well as off his best suggestions of how to see through the official smoke & mirrors and capitalize on this volatility.

CHECK OUT THIS SNAPSHOT OF WHAT DOUG COVERS THIS WEEK:

* Why do politicians have plenty of excuses but no solutions to the current economic unrest. Doug reveals the more common smoke and mirrors these politicians use when offering excuses for their bad policies.

* How does deficit spending contribute to our overall economic instability? Learn how out of control spending raises the risk of higher taxes and inflation as well as destabilizing the markets.

* What is the danger in allowing yourself to be bamboozled by the misleading inflation numbers pushed by so many officials? Doug explains where this lack of awareness can hit us hard, especially for those in retirement.

* What does Doug mean when he says that when there’s anxiety, there’s opportunity? Learn about one of his favorite financial vehicles, the indexed universal life insurance contract.

* How can indexing give you an advantage during times of market volatility? Doug describes how this strategy can help you avoid losses when the market tanks while enjoying the upsides when the market grows.

* How much of your income, at retirement, should be tax-free? Learn why tax-free income will protect your nest egg while tax-deferred accounts guarantee you’ll have less than you thought at retirement.

* And much, much more…

Start by visiting with a IUL Specialist today.

When the market begins a serious downturn, it’s time to implement specific strategies that will protect your hard-earned money. Today’s episode will be especially valuable for anyone who owns an IUL policy or insurance contract.

In nearly 5 decades as a financial strategist and retirement planning specialist, Doug Andrew has developed a solid idea of what works and what doesn’t. Today, he shares his preferred strategies for long term financial goals.

HERE’S A QUICK LOOK AT WHAT’S COVERED THIS WEEK:

* How is it possible to have liquid assets that grow tax-free while safely earning a predictable rate of return? Doug describes what has become his favorite savings instrument and how it covers all of these bases.

* What is a maximum funded, indexed universal life insurance contract and how can it help you save for the future? Doug explains how a properly funded and structured MFTA contract can become your LASER fund.

* Why is tax-free accumulation and access to your money a better way to go in the long run? Discover how saving in tax-deferred accounts opens you up to future tax hikes.

* What makes IRAs and 401(k)s a poor choice as potential saving vehicles? Doug lays out the disadvantages of saving for the future in these vehicles and how they can bite you at the worst possible time.

* Why should you beware when assuming you’ll find yourself in a lower tax bracket at retirement? Doug explains why so many people tend to find themselves in a higher tax bracket than they’d anticipated.

* What are the 4 specific benefits that Doug’s LASER fund can provide where the Roth IRA falls short? Learn about the various conditions that are attached to traditional and even Roth IRAs that make them a poor choice.

* And much, much more…

Start by visiting with a IUL Specialist today.

It took them long enough but politicians and their cohorts in mass media have finally begun to acknowledge the growing concern over inflation. Generally, politicians and the media will be more concerned with placing blame than addressing the root causes of inflation. Many will advocate for even higher spending which just pours gasoline onto a raging fire.

Doug Andrew draws upon his more than 48 years as a financial strategist and retirement planning specialist to explain the challenge before us and how to protect your savings. He also makes clear why no nation has yet been able to spend itself clear of an inflationary crisis.

CHECK OUT THIS PREVIEW OF WHAT DOUG SHARES IN TODAY’S EPISODE:

* What are the root causes of inflation? Doug defines exactly what inflation is and spells out the reasons why it’s rising so quickly today.

* Why won’t politicians tell us the real rate of inflation? Doug lays out how you can calculate the actual inflation rate and how officials try to avoid blame for their disastrous monetary policies with media spin.

* Is inflation eroding your life savings and what can you do about it? Doug explains his favorite strategies to outpace inflation by growing your money faster than its purchasing power is diminishing.

* What makes inflation primarily a money problem? Doug shares some of the monetary realities that many politicians cannot face.

* How does the government spend more money than it can take in through taxes? Doug outlines the government’s spending spree and how it waters down the purchasing power of every dollar.

* What can you do to protect yourself from inflation, higher taxes, and the growing threat of economic volatility? Doug reveals most trusted savings instrument and how it can negate all three of these growing threats.

* And much, much more…

Start by visiting with a IUL Specialist today.

When market downturns come along, that’s the time to start looking at seizing certain strategies. This is especially true if you own an IUL policy or insurance contract.

For more than 48 years, Doug Andrew has been a financial strategist and retirement planning specialist. This has given Doug ample time to clearly observe what works and what doesn’t, especially for long term financial goals.

CHECK OUT THIS PREVIEW OF WHAT DOUG COVERS THIS WEEK:

* How can you enjoy liquid assets safely earning a predictable, and tax-free, rate of return? Doug describes his favorite savings vehicle and how it checks each of these boxes.

* What does a maximum funded, indexed universal life insurance contract offer as a means of saving for the future? Doug explains how a properly funded and structured contract like this can become a LASER fund.

* How does tax-free accumulation and access provide you with greater peace of mind in the long run? Learn how the tax-deferred approach leaves you vulnerable to higher taxes in the future.

* Why does Doug give IRAs and 401(k)s a wide berth as potential saving vehicles? Discover the downsides of these methods of saving and how they can hurt you when it counts the most.

* What is the danger in assuming you’ll be in a lower tax bracket upon reaching retirement? Doug puts this myth to rest and explains how many find themselves in a higher tax bracket at retirement than when they were working.

* How does the LASER fund provide 4 additional benefits that even a Roth IRA cannot? Doug spells out why the various government strings attached to traditional and even Roth IRAs make them a poor choice.

* And much, much more…

Start by visiting with a IUL Specialist today.

The media is finally beginning to acknowledge that inflation is a growing concern. Typically, politicians will simply try to assign blame calling for even more spending as well as the printing of more money to try to spend their way clear.

As you’ll learn in this episode, there’s no historical example of any country ever successfully doing this to get rid of the problem of inflation. Doug Andrew will spell out why there’s no example of this approach actually solving the problem.

HERE’S A SNAPSHOT OF A FEW OF THE QUESTIONS DOUG ANSWERS THIS WEEK:

* Why does inflation happen? Doug lays out a clear definition of what inflation is and reveals why it’s ramping up right now.

* Are officials telling us the real rate of inflation? Doug explains how to calculate the actual rate and why officials spin the numbers to avoid blame for disastrous monetary policies.

* How can you keep inflation from eating up your life savings? Doug shares his preferred strategies to outpace inflation by growing your money faster than its purchasing power is being lost.

* Is inflation always a money problem? Learn about the monetary realities that most politicians are too frightened to admit.

* Why does our government spends so much more money than it takes in through taxes? Doug reveals the reasons for our government’s spending spree and it’s watering down the purchasing power of every dollar.

* What’s the best way to protect yourself from inflation, higher taxes, and the threat of ongoing economic volatility? Doug describes his most trusted savings vehicle and how it negates all three of these threats.

* And much, much more…

Start by visiting with a IUL Specialist today.