3 Dimensional Wealth Radio

Did you know that for more than 108 years, the Internal Revenue Code has allowed for money inside a permanent life insurance policy to accumulate tax-free? This policy is something that strikes many people as remarkable, if only because they weren’t aware of it.

As Doug Andrew will explain in this episode, the money doesn’t just accumulate tax-free but is also accessible tax-free and transfers tax-free to your heirs at the end of your life. Today you’ll learn why this has remained part of the Internal Revenue Code for more than a century.

CHECK OUT THIS SNAPSHOT OF SOME OF THE TOPICS COVERED THIS WEEK:

* How can a person optimize their assets while minimizing their taxes? Doug explains the strategies that he’s been teaching as a retirement strategist and retirement planning specialist for more than 48 years.

* What is Doug’s favorite financial vehicle for people who are at retirement? Learn why Doug is not a fan of tax-deferred plans like IRAs and 401(k)s for holding one’s retirement savings.

* Why are most of the folks who are planning on being in a lower tax bracket at retirement in for a rude awakening? Doug shares the reasons why that lower tax bracket is no longer something to be taken for granted.

* How does getting your taxes over and done with up front make a difference in the long run? Discover how the folks who are waiting to pay their taxes on the back end will be hammered in ways they’re not expecting.

* Why do so many financial advisers still steer people toward tax-deferred savings accounts and keeping their money in the market? Doug explains the error in their thinking and highlights the better alternatives.

* What is a strategic rollout and how can it save you a bundle in future taxes? Doug reveals his favorite savings vehicle for enjoying liquid assets safely earning a predictable rate of return.

* And much, much more…

Start by visiting with a IUL Specialist today.

You may be very aware of the topsy turvy market we’re currently experiencing. In Doug Andrew’s opinion, this is just the beginning. That may seem daunting but there’s no reason to lose hope.

In this episode, Doug will explain how to not just survive but how to actually thrive during any kind of a recession. You’re about to learn how to come through it unscathed as well as how to capitalize on that anxiety.

HERE’S A QUICK RECAP OF THE TOPICS DOUG SHARES THIS WEEK:

* How does anxiety also spell opportunity? Doug explains the lessons learned from previous recessions and the advantage you’ll have in knowing them.

* What are the 4 questions Doug likes to ask to help people snap out of their fearful tunnel vision? When you hear these questions, you’ll understand why it’s possible to weather a recession and even to thrive.

* Why is it almost a certainty that another recession is headed our way? Learn the root causes that can be easily recognized once you know them.

* What makes some recessions more severe than others? Doug shares the reasons why this one could be a doozy as well as how to position your serious cash to keep it safe.

* Why must you know the difference between being having your money in the market versus tied to the market? Understanding this critical distinction has saved Doug’s clients many times over the years.

* How can you protect your retirement savings from not only market volatility but also higher taxes and rising inflation? Doug reveals his preferred savings vehicle that covers all of these bases.

* And much, much more…

Start by visiting with a IUL Specialist today.

If you’re tuned in to various forms of media, you should already know that inflation is becoming a big concern. It’s interesting how politicians try to pass the blame and call for greater spending and the printing of more money to try to spend our way out of the inflationary spiral.

As Doug explains in this episode, there’s no historical example of any country ever successfully doing this to get rid of the problem of inflation. At least, there’s no example of this where it actually turned out for the better.

CHECK OUT THIS PREVIEW OF WHAT DOUG COVERS THIS WEEK:

* Why is inflation happening? Doug lays out a clear definition of inflation and explains the causes as well as the symptoms.

* How can you calculate the real rate of inflation? Learn how officials fudge on the numbers and spin the data to try to avoid blame for their own failing monetary policies.

* What can be done to outpace inflation in order to protect your life savings? Doug explains his favorite strategies to grow your money faster than inflation can eat up its purchasing power.

* Why is inflation everywhere and always a money problem? Doug shares the realities that too many politicians are unwilling to face or admit.

* What happens when our government spends far more money than it takes in via taxes? Discover the reasons for our government’s incredible lopsided spending and learn why it’s diluting the purchasing power of every dollar you have.

* How can you protect yourself from inflation, as well as higher taxes and ongoing market volatility? Doug explains his favorite savings vehicle which counters all three of these threats.

* And much, much more…

Start by visiting with a IUL Specialist today.

You’re likely already very aware of the topsy turvy market that we’re currently experiencing. As Doug Andrew explains, in his opinion, this is probably just the beginning.

Nevertheless, there are reasons to remain optimistic. As Doug outlines in this episode, it’s possible to not just survive but to actually thrive during any kind of recession and to capitalize on that anxiety.

HERE’S A QUICK SNAPSHOT OF THE TOPICS DOUG COVERS THIS WEEK:

* Why is it that when there’s anxiety, there’s opportunity? Doug reveals what we can learn from other historically anxious times.

* What are the 4 questions Doug poses that can shift your thinking in a more productive direction? Learn the questions as well as what their answers show us.

* What can be learned from the market crashes that have come before? Discover the unique learning opportunities that each of these crashes provided.

* What can you do differently that could prevent you from losing money like many did in the previous crashes? Doug explains how to counter the threats of higher taxes, rising inflation and market volatility.

* Why is it so important to understand the difference of having your money in the market versus tied to the market? Doug shares this difference as well as the concept of indexing to protect your principal.

* How can you enjoy liquid assets safely earning a predictable rate of return in our topsy turvy times? Doug shares the lowdown on his favorite savings vehicle–the LASER fund.

* And much, much more…

Start by visiting with a IUL Specialist today.

Doug Andrew has been helping people just like you to optimize their financial assets, minimize their taxes and to prepare for a brighter future in which they will not outlive their money. One of Doug’s preferred instruments to help reach these goals is a max-funded, Indexed Universal Life insurance contract or IUL.

As Doug explains in this episode, a properly structured IUL policy can provide numerous living benefits, in addition to the death benefit. It can also become a LASER fund in which you can enjoy liquid assets safely earning predictable rates of return.

CHECK OUT THIS PREVIEW OF THIS WEEK’S TOPICS:

* Why is the IUL protected from income taxes in the Internal Revenue Code? Learn how a properly structured and properly funded life insurance contract is a legit tool for tax-free accumulation.

* How is the IUL a better choice than an IRA or a 401(k)? Doug spells out the undeniable advantage in tax-free versus tax-deferred accumulation.

* What is the danger in believing that you’ll be in a lower tax bracket when you reach retirement? Discover how those taxes waiting to be paid effectively reduce your nest egg by a third or more.

* Why is inflation a threat to anyone who has money in savings? Doug explains how the diminishing purchasing power of the dollar will impact your lifestyle at retirement.

* How does market volatility affect your nest egg both before and after retirement? Doug shares his favorite way of keeping your money safe from market fluctuations.

* What keeps so many financial advisors from recommending the IUL as a savings vehicle for their customers? Doug explains how far too many financial professionals simply don’t know what they don’t know.

* And much, much more…

Start by visiting with a IUL Specialist today.

Each week Doug Andrew answers questions that he receives from clients and students regarding tax strategy and retirement planning. This week, Doug tackles a common question about how healthy you must be in order to own a tax-free Indexed Universal Life insurance contract or IUL.

As Doug has been teaching for years, a properly structured IUL policy can provide numerous living benefits, in addition to the death benefit. Best of all, it’s a remarkable tool that can allow you to enjoy tax-free accumulation, access and distribution of your retirement savings.

HERE’S A SNAPSHOT OF JUST OF FEW OF THE SUBJECTS COVERED THIS WEEK:

* How is it possible to accumulate savings tax-free and then to enjoy tax-free income? Doug explains his favorite savings vehicle and why it’s a better alternative.

* Why do so many Americans still go the tax-deferred route rather than taking advantage of tax-free accumulation? Learn why an IRA or 401(k) simply cannot compare to a properly structured IUL.

* What is the difference between what insurance can do versus what it is? Doug spells out the key differences including the importance of living benefits.

* How healthy must a person be to own an IUL insurance contract? Doug explains the key qualifications and how most people, in fact, do qualify to be the owners of an IUL, even if the insured has health issues.

* Who are the 5 parties to an insurance contract? Doug lays out who the parties are and how each of them fits into the bigger picture of an IUL.

* What makes tax-free accumulation and tax-free income so much more desirable than the tax-deferred approach. Discover how getting the taxes over and done with brings peace of mind in knowing you won’t outlive your savings.

* And much, much more…

Start by visiting with a IUL Specialist today.

How would you like to be able to participate in the upside potential of the market without having your money at risk in the market? To many folks, this possibility seems too good to be true. However, as Doug explains in this week’s episode, it is true and he spells out why.

When Doug mentions indexing, he’s not talking about an indexed mutual fund. Instead he’s talking about a strategy to protect your principal regardless of what the market is doing. It’s not overly complicated but it’s something not nearly enough financial advisors understand.

CHECK OUT THIS PREVIEW OF JUST A FEW OF THE TOPICS COVERED THIS WEEK:

* What is a LASER fund and why does Doug recommend it as a way to build your nest egg? Learn how having liquid assets safely earning predictable rates of return can provide you with stable, tax-free accumulation.

* How does a properly structured, maximum-funded, indexed universal life insurance contract allow you to accumulate money tax-free? Doug explains why this is his favorite savings vehicle, bar none.

* Why is it so essential that you have access to tax-free income in retirement? Discover how to enjoy the peace of mind in knowing that you will not outlive your retirement savings.

* What makes a traditional IRA or 401(k) a much riskier way to accumulate money? Doug shares the crucial difference between tax-deferred and tax-free accumulation.

* How is it possible to enjoy gains when the market is growing yet not lose your shirt when the market declines? Doug reveals the advantages of indexing and how it protects your principal.

* Why have legal reserve insurance companies survived and even thrived during the worst economic times? Doug explains how these companies are structured for stability and safety in good times and bad.

* And much, much more…

Start by visiting with a IUL Specialist today.

Doug Andrew has been a financial strategist and retirement planning specialist for nearly half a century. His free YouTube channel features more than 800 educational videos that answer common questions posed to Doug.

Recently Doug was asked, “Do you have to be in good health to own a tax-free IUL insurance contract?” IUL stands for indexed universal life and the insurance contract is an insurance policy that has been properly structured to provide a tax-free accumulation vehicle. It also provides living benefits that other life insurance policies cannot.

HERE’S A SNEAK PEEK AT A FEW OF THE TOPICS COVERED TODAY:

* Why does it make sense to have living benefits as well as a death benefit when it comes to your life insurance? Doug lays out the reasons why a person may wish to enjoy these living benefits.

* What is the essential difference between tax-free and tax-deferred accumulation? Learn the importance of getting those taxes over and done with in order to enjoy tax-free accumulation and tax-free income.

* Who benefits most from this approach to building your savings for the future? Doug reveals the reasons why people who are going the tax-deferred route face real concerns about outliving their savings.

* How healthy must a person be to qualify for a tax-free IUL insurance contract? Doug explains how this particular contract can often be utilized, even if you’re not in perfect health.

* Who are the five parties to a life insurance contract? Doug describes how the insurer, the insured, the owner of the policy, the payor who pays the premiums into the policy and finally, the beneficiary.

* How can a person accumulate, access and transfer money tax-free? Doug explains how these insurance contracts are protected under the IRS Code and have been for more than a century.

* And much, much more…

Start by visiting with a IUL Specialist today.

Doug Andrew has been a financial strategist and retirement planning specialist for nearly half a century. When he brings up the subject of life insurance at many of his educational events, there are always those who express confusion.

They wonder why a financial strategist would talk about life insurance in the context of an investment. That’s when Doug explains to them the power of a properly structured and properly funded life insurance contract. It’s information that, sadly, a great many financial advisors have yet to learn. But you’ll learn about it today.

CHECK OUT THIS PREVIEW OF THE TOPICS COVERED THIS WEEK:

* How does the properly structured Indexed Universal Life insurance contract (IUL) knock the socks off of 401(k)s and IRAs? Doug shares why this is his favorite savings vehicle and how it can work for you.

* Why does the IUL allow you to enjoy living benefits rather than simply a death benefit? Learn how this remarkable vehicle makes possible tax-free accumulation and income.

* What is the LASER fund and why should you give it serious consideration? Doug explains the advantage of having liquid assets safely earning predictable rates of return.

* How is tax-free accumulation and distribution possible under IRS rules? Doug reveals the applicable sections of the IRS Code that have protected this savings vehicle for more than 100 years.

* Why is the IUL considered an asset rather than simply a liability? Discover how that properly funded and structured IUL can provide funding for working capital, your kid’s college, retirement income and so much more.

* What makes tax-free accumulation so much more powerful than the tax-deferred approach? If you’ve ever worried about outliving your retirement savings, you’ll want to hear Doug’s answer.

* And much, much more…

Start by visiting with a IUL Specialist today.

For more than 48 years, Doug Andrew has been a financial strategist and retirement planning specialist. During that time, he’s not only helped people prepare for retirement but also to realize financial goals like college funding, working capital, real estate management, estate planning, emergency funds, pension maximization and much more.

One of his favorite tools is the indexed universal life insurance contract or IUL. By the end of today’s broadcast, you’ll understand why the IUL can be a dream solution for so many of the financial goals you have.

HERE’S A SNAPSHOT OF JUST A FEW OF THE ITEMS COVERED THIS WEEK:

* Why is the IUL like a financial Swiss Army knife? Doug explains how this vehicle can be useful no matter what age or stage of life you’re currently living.

* How can an IUL position you to accumulate money tax-free and why does it matter? Discover the unique qualities of this vehicle and how it also allows tax-free access, distribution and more.

* What makes this particular savings vehicle a better choice than most IRAs or 401(k)s? Doug shares the vital difference between tax-deferred and tax-free savings and why going tax-free is the better choice.

* Who is the ideal candidate for the IUL and why? Learn how this vehicle is a top notch capital accumulation tool compared to qualified plans that have strings attached.

* Why is it so important to be able to access your money, not just at retirement but throughout your life? Doug shares the reasons why liquidity is so essential to your financial peace of mind.

* How do living benefits make the IUL a better choice than insurance policies that are based upon a death benefit alone? Doug explains the reasons why having liquid assets safely earning predictable rates of return are the best way to go.

* And much, much more…

Start by visiting with a IUL Specialist today.