How is the future of payments evolving, and what role does technology play in shaping seamless, secure, and scalable financial transactions? In this episode of Tech Talks Daily, I explore these questions with Niv Liran, Chief Product and Technology Officer at Unzer, a company redefining payments across Europe by integrating cloud technology, AI, and security-driven innovations.

Unzer has undergone a major transformation, unifying multiple acquired companies into a single, scalable platform, Unzer-1. Niv shares insights into this journey, explaining how consolidating payments infrastructure in the cloud has enabled greater agility, improved security, and ensured compliance in an increasingly regulated fintech landscape. He also highlights how Unzer's approach to unified commerce is streamlining transactions for merchants, seamlessly bridging in-store, online, and mobile payments.

We discuss how AI is playing a crucial role in fraud detection and payment security, helping businesses monitor user behavior, detect anomalies, and prevent cyber threats while minimizing friction for customers. As Europe accelerates toward a cashless economy, Niv provides perspectives on how evolving consumer habits, the rise of digital wallets, and innovations like SoftPOS are reshaping the industry.

With a focus on localized payment solutions and deep regulatory expertise, Unzer is setting new standards in fintech. But as digital payments continue to evolve, how can businesses ensure they stay ahead of security challenges while providing seamless experiences for customers? Join us as we explore the technology behind modern payments and the future of commerce.