And it's easy to blame that on the banks or the government which tells the banks what to do.

But instead of just complaining about it (don't worry we do that too); we wanted to give you a helping hand to use this tough time to your advantage.

Are banks making it harder for you?

Yes.

If you have a less than 20% deposit then you will be treated as a "risky borrower" and banks have been told to reduce the about of borrowing to this group.

But you can see why right?

They are protecting their business.

And to be fair if one of the major banks collapsed our economy would be in pretty horrible shape- so we don't want that.

But here is the good part;

If you are wanting to buy a new build and even if you have a 10% deposit then the policy rules are in your favor.

Plus you get a new build property.

Listen to Ant and I as we discuss and talk segways.

[email protected] if you need help :)