Small business data is heterogenous and typically stored in silos that are not connected to each other. While some level of integration is starting to happen, getting the big picture of a small business from all these silos is challenging. But that is also changing.

My next guest on the Fintech One-on-One is Pete Lord, the CEO and Co-Founder of Codat. His company's mission is to bring all that data together to make life easier for small businesses. Codat's clients are able to access the data they need seamlessly to help them get a complete picture of each small business.

In this podcast you will learn:

• The problem Codat was created to solve.
• What they mean by the "universal API for small business data".
• Some of the companies where they have an API connection.
• An example of how this data access actually works.
• The state of play of open banking in the UK and the US.
• Their geographic footprint and the challenges of working internationally.
• Some of the 42 different use cases for Codat.
• Why they started with lending and how SMBs are getting more access to credit.
• How they connect with bank data.
• What they actually return to their clients when it comes to data.
• How Codat's clients are using climate data.
• Details of their $100 million Series C fundraise closed in Q2.
• The size of their team today.
• Pete's vision for a connected world when it comes to business data.

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