3rd30 - RETIREMENT: Making The Next 30 Years The Best Years Of your Life Podcast

3rd30 - RETIREMENT: Making The Next 30 Years The Best Years Of your Life Podcast

By Dug BarnettBusinessInvesting
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3rd30 - RETIREMENT: Making The Next 30 Years The Best Years Of your Life Podcast episodes

  • 3rd30 020: Two Of Your Biggest Mistakes – Budgets & Debt.












    Two Of Your Biggest Mistakes
    Budgets and Debt
     
    “START TODAY” 
    How to avoid the biggest, most common mistakes people make 
     before and during retirement. 
         By Dug Barnett on January 21, 2019











    Episode Notes: Download









     
    Hi everybody? I hope you are having a great day. This is Dug Barnett and welcome to Episode #020 of my 3rd30 podcasts, the best years of your life.
     
    This episode is part of a series on “How to avoid the biggest, most common mistakes people make before and during retirement.
     
    Thanks for joining me today
     
    Where To Start
     
    In episode #019, you learned the importance of starting NOW if you want to make 2019 your best year ever.
     
    In this episode, I will share where you should start to help make 2019 your best year ever. You will learn two of the biggest, most common mistakes nearly all people make with their money…
     

    *
    Not understanding and how to use a budget

    *
    Not understanding debt and how it can destroy your future


     
    Good Advice
     
    “Interest never sleeps nor sickens nor dies; it never goes to the hospital; it works on Sundays and holidays; it never takes a vacation. … Once in debt, interest is your companion every minute of the day and night; you cannot shun it or slip away from it; you cannot dismiss it; it yields neither to entreaties, demands, or orders; and whenever you get in its way or cross its course or fail to meet its demands, it crushes you.” [1]
     
    After more than 20 years of helping people with their investments, financial plans, family estate planning, executive compensation, and retirement planning, I am recommending that all of us start with understanding budgets and debt before doing anything else.
     
    Before you assume more risk and invest in highly volatile markets, budgeting and understanding when to use debt will protect and benefit you, your assets, and your family in so many ways. For example, taking these steps first:
     

    *
    is safer

    *
    brings quicker results

    *
    frees up capital

    *
    increases liquidity

    *
    reduces risk

    *
    provides a foundation for other wealth creation opportunities (we covered one of the most powerful in episode #004)


     
    Budgets
     
    If you want financial security now and in retirement, read these steps carefully and do NOT dismiss them lightly.
     
    If you think you can’t do it, you won’t.
    So believe you can do it, and try it.
     
    REMEMBER, while you are working and have income, you have the option and ability to choose what you buy and how much you save.
     
    Once retired, or at any time in your life you no longer have income, you have fewer options and less ability to pay your...
    17 min
  • 3rd30 019: Happy New Year. You Can’t Reach Your Goals Unless You Start.












    Happy New Year: 2019
    You Can’t Reach Your GoalUnless You Start
     
    “START TODAY” 
    How to avoid the biggest, most common mistakes people make 
     before and during retirement. 
         By Dug Barnett on January 15, 2019











    Episode Notes: Download









     
    Hi everybody? HAPPY NEW YEAR. I hope you are having a great day. This is Dug Barnett and welcome to Episode #019 of my 3rd30 podcasts, the best years of your life. My first episode for 2019.
     
    This episode is part of a series on “How to avoid the biggest, most common mistakes people make before and during retirement.
     
    We ended last year with episode #018: The Top, Most Popular Podcasts of 2018. If you have not yet listened to it, you may want to start there.
     
    In this episode, I will be sharing one of the most important things you can do to help you have a better retirement and the best 30 years of your life. In addition, I will be doing it by example. That is, I am doing what I want you to do.
     
    Let’s get EXCITED, MOTIVATED, & COMMITTED.Let’s become true BELIEVERS in ourselves. Let’s DO what it takes to reach our #1 GOAL:
    That 2019 will be your/our best year EVER!
     
    Thanks so much for joining me today.
     
    Remember: The purpose of 3rd30 is to help people learn how to plan for and enjoy the best 30 years of their life.
     
     
    2019 Resolutions
     
    One of my goals this year is to have my best year ever and to help you have your best year ever. So let’s get started:
     
    Consider using some of these quotes to help you set your New Year’s Resolutions:
     
    Never Give Up
     
    A GOAL unwritten is only a WISH
     
    Every path to SUCCESS starts by taking the FIRST step
     
    No person is ever whipped until he/she quits trying
     
    Opportunity/Success is missed by most people because it dresses in overalls and looks like WORK
     
    The harder I WORK, the more LUCK I seem to have
     
    Success occurs when opportunity meets preparation
     
    Don’t worry about failing or falling down; just keep getting up and moving forward.
     
    CHOOSE to be HAPPY
     
     
    What Life Has Taught Me
    In addition to the above quotes, I have used the following quotes for more than thirty-five years to guide and motivate me:
     
    All of Matthew 7 is an excellent outline on how to become Happy, Healthy, Wealthy, and Wise. I will summarize using verse 12:
     
    “Therefore all things whatsoever ye would that [others] should do to you, do ye even so to them.” [1]
    “I [choose] to have a mind closed tightly against all negative and discouraging influences.” [2]– pg 55
     
    For where your treasure is, there will your heart be also.
    But seek ye first the kingdom of God, and his righteousness,
    5 min
  • 3rd30 018: My Top Most Popular Podcasts in 2018













    year End Review: 2018
    My Top Most Popular Podcasts in 2018
     
     How to avoid the biggest, most common mistakes people make 
     before and during retirement. 
         By Dug Barnett on December 31, 2018











    Episode Notes: Download









    Hi everybody? I hope you are having a great day. This is Dug Barnett and welcome to Episode #018 of my 3rd30 podcasts, the best years of your life. My LAST episode for 2018.
     
    This episode is part of a series on “How to avoid the biggest, most common mistakes people make before and during retirement.
     
    WOW! I can’t believe that 2018 has come and gone. The absolute fastest year of my life. AMAZING.
     
    In this episode, I will be sharing 3rd30’s most popular and powerful Blogs/Podcasts. If you are short on time, start with these episodes. My listeners chose these episodes as their most helpful.
     
    I share these with you, hoping you will benefit from my experiences, not have to start from scratch, and so you can spend less time in the School of Hard Knocks!
     
    Let’s get EXCITED, MOTIVATED, & COMMITTED.Let’s become true BELIEVERS in ourselves. Let’s DO what it takes to reach our #1 GOAL: 
    That 2019 will be your/our best year EVER!
     
    Thanks so much for joining me today.
     
    Remember: The purpose of 3rd30 is to help people learn how to plan for and enjoy the best 30 years of their life.
     
     
    Things that went right
    First let me say that 2018 left me Happier, Healthier, and Wiser. That’s right, 3 out of 4 goals were achieved this year. In my book, that is a success.
     
    Some of you know that I retired from corporate America at the end of 2017 and began working on the 3rd30 Blog/Podcast. A Blog/Podcast is a powerful way to:
    • lay the foundation for your online business
    • grow your client base in the least expensive way
    • one of the best ways to generate passive income
    • one of the best ways to plan for your retirement
    • work from home or anywhere in the world
    • be your own boss
    • work with people you like
    • help the most number of people
    • have the greatest impact for good on society
    • enjoy the best 30 years of your life
     
    Although I excelled in corporate America, I never really loved it (the politics, mergers, inability to control my own destiny).
     
    I have worked from home and been self-employed before. I just want all of you to know, this past year, getting 3rd30 and Ask Dug started, has confirmed that I am happier working hard for myself than any corporate job I ever had.
     
    Most Listened To, Most Popular Episodes
     
    If you do not listen to anything else, listen to these episodes.

     
     
    Top Five
     
    Episode 004: Are You Too Late? The Time Value of Money. This is my most listened to episode … and for good reason. It begins by asking a very interesting question...
    20 min

About 3rd30 - RETIREMENT: Making The Next 30 Years The Best Years Of your Life Podcast

From the publisher's feed

Dug Barnett, from the 3rd30 Retirement Blog, shares his online business, blogging, and podcast strategies. Most importantly, you will learn how to avoid the biggest, most common mistakes people make before and during retirement and how to make the next 30 years the best years of your life.