It is important to have a financial plan. Long term financial goals will help give you a focus and drive for your short-term goals. This can help you stop making fear based financial decisions and help you determine the order of your major life steps. Financial plans will vary from person to person, and a financial adviser, like Roy Matlock Jr, can help you solidify your plan, especially when you are ready to begin, whether it's with investing or savings. In this episode of The Money and Business Hour, Roy shares crucial details on how to get started with a financial plan, so you make the best financial choices, and so you can set yourself up to win financially by really managing your money.