Whether it’s knowing your correct tax code or what benefits you can get from your employer, it’s often really unclear how you’re supposed to get the most out of your 9-5. Bea talks to Manny and Charley, both full time employees in different industries, about the confusions and questions they have, and their experiences. Kalpana clarifies three important things that all employees should know, as well as how much you are legally obligated to be paid. Whether you’re wondering when your internship should be paid or looking to secure a promotion, this episode is full of information and tips necessary to do so.

For help, details of organisations offering information and support with issues discussed, are available at bbc.co.uk/actionline.

You can join the conversation with the hashtag #Money101Pod. Kalpana is on Twitter @kalpanafitz and Bea is @beaduncan_.

The host is Bea Duncan. The producer is Renay Richardson. The assistant producers are Bea Duncan and Rez Marino. This is a Broccoli Production for BBC Sounds.