Pat and Andres celebrate the show’s Wrapped stats, trade a wild closing-and-permits story (hello, transfer stamps and retroactive inspections), and explain earnest money with a quick Fidelity shout before zooming out: what 2026 might really look like for housing. They unpack national forecasts, the “silver tsunami” of downsizing boomers, and why the only honest answer is regional—some markets warm, some cool, most just… depend.

Hot Finds – [00:32:02]

• Andres’ pick (comical): a “Trump ear” curiosity—either miraculous healing or world-class plastic surgery; he lays out the facts and lets listeners infer.

• Pat didn’t bring a Hot Find this week—calls an audible for a Cold Find: Spindrift Cranberry (hard pass).

Rip From the Headlines – [00:42:14]

• 2026 previews everywhere; Pat wants less clickbait, more context.

• Consensus forming on mortgage rates hovering ~6–6.3% in 2026.

• National home-price forecasts cluster near flat-to-low growth; the real story is local.

Main Topic – [00:49:12]

• Hook: “For 2026…the answer is it depends—where you live matters most.”

• Silver tsunami ≠ crash: more likely a gradual tide as boomers age in place, downsize slowly, and inventory releases over years, not months.

• Takeaway: real estate is hyper-local; use national numbers as background noise and make decisions with neighborhood data and a pro who’s in it daily.

Closing tag:
Have questions for us? Submit them here: [email protected]