On todays episode we hear about a fintech startup story that wants to coin the term "usage-based billing. Mike Trotzke, the CEO of Cheddar, strongly believes that usage-based billing capabilities are key to many SaaS models.   In a digital age consumers increasingly expect to pay only for what they use, so I invited Mike Trotzke onto the show to learn more.   “The Cheddar platform understands we’re living in a usage-based, real-time world, not a paper-based world, we decided to throw away all of the old paradigms around billing and replace them with a simple metric-tracking engine fused together with billing automation.”   We discuss the challenges he sees regarding payment platforms in software development, and the vision he has for the cloud billing sector.