4ThePLAN

Tell me your story. Brad Roche explains why the best mortgage plans start with your story: where you live now, where you want to be, and what the home needs to do for your family and your finances. Rates matter, but your story decides which home loan actually fits. More at 4theplan.com.

Did you know you could afford more purchase power in todays market? Or maybe just save 6 years? Checkout this quick clip from The Mortgage Planner! Call 704-412-2727 or visit www.4thePLAN.com to get started...

From the archive: a market update with The Plan from August 2019. Brad Roche reviews mortgage rates, home prices, and buyer conditions as they stood then, and shows how a mortgage planner turns market news into a decision. Listen for the approach, and check the latest episodes for today's Charlotte and Lake Norman numbers. More at 4theplan.com.

Interest rates go to record lows- is it time for you to review your mortgage options for savings, debt consolidation, or cashout for improvements? Now may be the perfect time!

This show we uncover steps Realtors take to help make a successful closing as well as highlight a recent closing that almost didnt make it!

Brad Roche welcomes realtor Jody Munn to the show for a conversation about buying and selling homes in the Charlotte area. They talk about what buyers should expect in a competitive market, how agents and mortgage planners team up, and the planning that happens before the first showing. More at 4theplan.com.

Brad Roche welcomes Kathy Burns of EXP Real Estate to talk about the Lake Norman housing market. Hear what buyers and sellers around the lake were seeing, how local expertise shapes pricing and offers, and why your agent and mortgage planner should share one plan for your purchase. More at 4theplan.com.

Brad Roche welcomes Ketan Soni of Hull Chandler Attorneys at Law to talk about the legal side of buying and selling a home. Hear how real estate attorneys help with contracts, closings, and the details that protect buyers and sellers in North Carolina. A good closing team makes the mortgage process smoother for everyone. More at 4theplan.com.

Brad Roche talks real estate with an NFL great in this episode of 4ThePLAN. Hear how a professional athlete thinks about buying homes, building wealth beyond the game, and the role a trusted mortgage plan plays in long term financial decisions. A fun conversation with lessons for every buyer. More at 4theplan.com.

Buying your first home does not have to feel overwhelming. Brad Roche walks first-time buyers through the process: getting pre-approved, choosing a down payment, understanding closing costs, and building a mortgage plan that fits your life. If your first home is in Charlotte or Lake Norman, start your plan here. More at 4theplan.com.