4ThePLAN

Brad Roche and Steve team up for a conversation about mortgages, home buying, and what is happening in the Charlotte market. From first-time buyers to move-up plans, they talk through the questions clients ask most and how a mortgage plan answers them before you ever make an offer. More at 4theplan.com.

Brad Roche talks with Bob and Steve about planning a home purchase with a VA loan. They cover how VA mortgage benefits work, who qualifies, and how veterans and service members around Charlotte and Charleston can use their earned benefit with a clear plan. If you served, this episode helps you buy with confidence. More at 4theplan.com.

Brad Roche talks about housing decisions for buyers and homeowners who are 55 and older: downsizing, buying near family, using home equity wisely, and planning the next chapter without giving up comfort. If you are planning a move later in life around Charlotte or Lake Norman, this episode starts the conversation. More at 4theplan.com.

Insurance is the part of owning a home nobody shops for until they have to. Brad Roche talks about homeowners insurance and coverage: what your policy needs to protect, how coverage connects to your mortgage, and the questions to ask before closing day in Charlotte or along the Carolina coast. More at 4theplan.com.

Brad Roche welcomes Lauren Rocco of EXP Real Estate for a Lake Norman real estate conversation. They cover what buyers love about living on the lake, how the local market moves, and how a mortgage plan built early helps you act when the right home lists. More at 4theplan.com.

Ace & TJ come to the Plan and share about combined efforts with Brad Roche and Steve Kinzler with Element Funding to support Grin Kids efforts.

Brad Roche talks about the biggest sale: what makes a record setting home sale happen, what it signals about the Charlotte market, and what everyday buyers and sellers can learn from it. Big numbers make headlines, but the planning lessons apply at every price point. More at 4theplan.com.

Brad Roche welcomes The Jones Zone to the show for a conversation that mixes real estate, home ownership, and a few laughs. Even in a lighter episode, the theme holds: a home is usually your biggest investment, and having the right mortgage plan behind it matters. More at 4theplan.com.

Brad Roche sits down with Flint to talk about planning, money, and the road to owning a home. They discuss how smart decisions early, on credit, savings, and timing, shape the mortgage options you get later. Whether you are buying your first home in Charlotte or planning a move, the steps start long before the application. More at 4theplan.com.

Brad Roche talks with Coach Christi about mindset, coaching, and reaching big goals, including the goal of owning a home. Hear how accountability and a step by step plan turn a wish into a purchase, and what that means for your mortgage and your money. More at 4theplan.com.