4ThePLAN

Brad Roche welcomes Douglas to The Plan for a conversation about home buying and mortgage planning in the Charlotte area. They talk about getting prepared before you shop, understanding your loan options, and why the plan matters more than the rate headline. More at 4theplan.com.

Brad Roche welcomes Bruce from Giving Tree for a conversation about giving back and the role local organizations play in the Charlotte community. The Mortgage Planner team believes a home is about more than a loan, and this episode shares that heart. More at 4theplan.com.

Brad Roche explains the lock and shop idea: how buyers can secure their mortgage financing position while they shop for the right home. From the archive (2018), this episode covers how rate protection and pre-approval work together so Charlotte buyers can house hunt with confidence. More at 4theplan.com.

Brad Roche sits down with Glen Wright to talk mortgages, real estate, and planning for the purchase ahead. They cover how buyers prepare, what lenders look for, and how local guidance helps Charlotte and Lake Norman buyers compete with confidence. More at 4theplan.com.

Brad Roche talks with Randy Newton about real estate and the home buying process in the Charlotte area. From picking the right home to financing it the right way, this conversation connects the agent's view with the mortgage planner's view so buyers can plan with both eyes open. More at 4theplan.com.

What are the keys to a successful home purchase? Brad Roche lays them out: preparation, pre-approval, the right team, and a mortgage plan that fits your budget and your goals. If you are buying a home in Charlotte or Lake Norman, this episode walks through the steps that keep a purchase on track from offer to keys. More at 4theplan.com.

Brad Roche welcomes special guest Chris Claflin to the show for a conversation about real estate, home ownership, and the Charlotte community. Hear a local perspective on buying and owning a home, and why planning your mortgage is part of planning your life in your home. More at 4theplan.com.

Brad Roche talks with Steve Kinzler about mortgages and the home buying journey in this archive episode from the show's first year. The tools have changed since 2017, but the core idea has not: a written plan, the right team, and clear numbers before you buy. More at 4theplan.com.

Brad Roche explains home equity lines of credit: how a HELOC works, when homeowners use one, and how it compares with refinancing or leaving your equity untouched. If you own a home in Charlotte or Lake Norman and have projects or plans ahead, understand this tool before you borrow. More at 4theplan.com.

From the archive: Brad Roche reacts to the housing and mortgage headlines of October 2017 and explains what the news actually meant for home buyers and homeowners. Listen for how a mortgage planner separates signal from noise, then check the latest episodes for the headlines that matter now. More at 4theplan.com.