After years of talking with people about their education, I thought it was time to address student loans head on. Today I talk with Betsy Mayotte, who over the past three decades has worked with hundreds of borrowers in her role as president of The Institute of Student Loan Advisors. In our interview we talk about the factors driving up the cost of education, how a student progresses through a loan cycle, loan forgiveness options, and healthy habits for financial literacy. We also talk about the upcoming September 30th deadline for the Fresh Start program, a new initiative to help borrowers get out of default. You can find out more about TISLA, and receive free information at freestudentloanadvice.org.