Most experts say the smartest Social Security move is to wait until age 70 to claim.

On paper, the logic seems simple—delay claiming, and you'll lock in a larger monthly check for life.

But here's what's interesting: only about 10% of Americans actually wait that long. 🤯

Nearly one-third claim Social Security at 62, and the majority file before full retirement age.

So are millions of retirees making a huge mistake… or is the conventional wisdom missing something?

In today's episode, I'm sharing findings from a new research paper showing why delaying until 70 isn't always the clear-cut, no-brainer strategy it's made out to be.

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