Financial advice isn’t just about retirement; it’s about creating a life where your money supports your goals, instead of holding you back.

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Ayten Ozder, unpack why so many people feel stuck trying to “DIY” their finances and the turning points that signal it’s time to seek professional advice.

They share what they look for when working with clients, the benefits of starting early, and why the right adviser does more than manage money - they help you build a purposeful life with clarity, confidence, and time on your side.

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