You’ve read a couple of books, set goals, maybe even downloaded a budgeting app… so why hasn’t your financial life transformed?

In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Cachia is joined by Dr Philip Courtenay, founder of Humans & Money, helping individuals and businesses transform by tapping into the science behind our financial decision-making.

Together, they unpack the deeper reasons we struggle to take meaningful action with money, diving into mindset, behavioural blocks, urgency, and the psychology of motivation.

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