How do you stay calm and confident when the markets get messy? In today's Retirement Headlines we go through Cullen Roche's article from Discipline Funds - "Finding Certainty in a Sea of Uncertainty".

With tariffs, global uncertainty, and market volatility making headlines again offers nine practical steps to help you stay grounded, focused, and on track with your retirement plan.

The 9 Calming, Confidence-boosting steps the article lays out are:

1. Revisit Your Financial Plan
2. Update Your Estate Plan
3. Consider Tax Loss Harvesting
4. Dollar Cost Average Excess Cash
5. Think in Terms of Time Horizons
6. Stay the Course (If You Can)
7. Talk About It
8. Focus on What You Can Control
9. Go Do "Leg Day"

After that, I answer a listener question: "I've been paying $1,600 a year for a $500,000 level term life insurance policy, which runs through 2031. I have two financially stable adult children in their 30s, who are the policy's beneficiaries, and two grandchildren. Should I keep making the premium payments—or let it lapse?"

Resource:

Article by Cullen Roche: Finding Certainty in a Sea of Uncertainty

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