Sadly, it is far easier to think of something utterly destructive to do which will ruin your life than it is to come up with something that will transform your life for the better. But here is one thing that you can start doing right away which will bring more unforeseen benefits into your life than you can imagine: Connect more deeply with more people. And I do not mean on Facebook!! Finding new friends and nurturing old ones is good for your health, for your family life and for your finances. Sounds easy but like baking, bookkeeping and ballet, it helps to know just how to do it.

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