That crappy medical paperwork you have to fill out, everytime you go to the doc, to fill time if you ask me... but, PROTECT THAT SOCIAL SECURITY NUMBER!
 What do you do with that medical bill, collection and all that fun stuff. 
 We know that root canal or sinus infection is coming.  :)

So perhaps you aren't quite ready to kick your parents to the curb. Little trick to get credit scores to come fast.  Become an authorized user..... BUT, there are tricks to this too!  

If you run out of money before you run out of month, you are SCREWED! Then you will have to ask your friend to borrow money, that will make your friend mad and not like you anymore and then you will be sad. Your choice of not budgeting money will leave you without friends and sad... so, save the heartache and just save your money and BUDGET! Keep your friends and budget money. Simple as that. :)

Yes, we all need wheels and we all want that new dirtbike.... Slow down turbo and make sure you understand how important it is to do installment loans right! 

So dumb!  I hate the fact that there are different scoring models with the same companies doing the same thing, well kind of.  Learn a little history lesson, super fast about how scores came about and some differences.  Don't skip this.  It might light a fire under you with my challenge!  

Confessions from this lady.... I HATE STUDENT LOANS, but they are sometimes necessary.  Let's do this student loan thing RIGHT!!!  

We have our credit card now! How do I do this right?  Can I spend all the money I show is available?  HECK TO THE NO!  Learn how and why we want to do certain things with our credit card.  

Now we have a credit going, let's protect the credit score and our IDENTITY!

Set some money aside people!  Be ready to jump in the credit world and pony up some of your OWN funds!  Let's get this credit show ON THE ROAD!

Pay your own bills fool! Let's create a path and habit of paying bills so you are READY for credit.