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Dumbest word in the English Language. Mortgage- the T is silent, well, I think it is.  What isn't silent?  How excited you will be when you buy your VERY own home!  Let's get ready for this.  What is a mortgage?  Step 1 of 50 steps to get ready for a home purchase.  Well, maybe not 50 but I am going to make sure you have every step ready and understood!  

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Review, recap, make sure you are ready to go... If not, go back, listen and BE PREPARED for next week and weeks to come cause we are PREPPING TO BUY A HOUSE BABY!!

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That is right! Your name, your phone # could be getting sold just by your inquiry.  

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Why do the credit report systems have to be so hard sometimes!?!?!  Annoying for sure on all the moving pieces.

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Installment Loans, Revolving Loans, Student Loans and Mortgages.....Is my credit depth enough?  Credit depth is how much credit I have and for how long.  Have I setup the right path to be credit worthy?

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Better be paying attention to what is going on with your credit report.  You are now a perfect candidate for the LOSERS who think Identity Theft is great!  

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That crappy medical paperwork you have to fill out, everytime you go to the doc, to fill time if you ask me... but, PROTECT THAT SOCIAL SECURITY NUMBER!
 What do you do with that medical bill, collection and all that fun stuff. 
 We know that root canal or sinus infection is coming.  :)

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So perhaps you aren't quite ready to kick your parents to the curb. Little trick to get credit scores to come fast.  Become an authorized user..... BUT, there are tricks to this too!  

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If you run out of money before you run out of month, you are SCREWED! Then you will have to ask your friend to borrow money, that will make your friend mad and not like you anymore and then you will be sad. Your choice of not budgeting money will leave you without friends and sad... so, save the heartache and just save your money and BUDGET! Keep your friends and budget money. Simple as that. :)

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Yes, we all need wheels and we all want that new dirtbike.... Slow down turbo and make sure you understand how important it is to do installment loans right!