In this episode of Adulting and Afraid, Deborah sits down with her good friend Julie Hawkes, an energy healer whose passion is helping people create better, more balanced lives.

Julie shares what energy healing really is (and what it isn’t), how our thoughts and emotions can impact our daily lives, and simple ways people can start becoming more aware of their own energy. Whether you're feeling stuck, overwhelmed, or just curious about new ways to improve your well-being, this conversation offers a fresh perspective on personal growth and self-care.

If you've ever wondered how to feel more aligned, more confident, and more in control of your life, this episode is for you. Julie’s heart-centered approach will leave you thinking differently about the power you already have within yourself.

Neuropathy affects millions, but most treatments only mask the pain with medications like gabapentin, without fixing the underlying cause. In this video, Deborah the “Mortgage Queen” sits down with an Idaho Falls chiropractor to explain a new protocol that targets the root causes of nerve damage: blood sugar imbalances, chronic inflammation, and poor circulation. Learn how this approach combines at-home lifestyle changes, red light therapy, nitric oxide supplementation, and nerve retraining to restore nerve function, improve balance, and reduce dependence on medication.

I guess I get to be put to the test as Tory comes and shares what he knows and what he has learned.  Who knows, did I get an F in teaching class or a B-?  Guess you will have to listen and grade it!  Listen from someone who has just entered the credit world.  Ya know you want to!  

Job jumped?  Recently Self Employed?  Plan to be self employed?  I cover all things employment and why.   This is worth the listen if you are interested in buying a home and have a few changes in your employment world.  

LET'S DEBUNK 1 QUICK THEORY ON CASH, LETS TALK ABOUT EARL AND BILL.  ARE YOU READY TO TAKE A PLUNGE?

You do not need 5 new trade-ins to have good scores.  You do not need 10 lines of credit.  Slow down, do these in a proper fashion in your budget fool!  BUDGET!  Do not over extend.  

Medical bills are so dumb!  Some get reported to credit, some you cannot even find because they sale the account to different collection agencies.... So what now?  WE ARE GONNA FIGHT A BATTLE ALL!  1

Did you ever watch that Friends Episode when Rachel gets her first paycheck and doesn't know who "FICA" is and why he took all her money?  Well, that's gross and net.  Learn the difference here!

I got tossed in a rabbit hole and learned something that should FREAK you out cause it did me for sure!

What if you start right now, buying real estate and can retire in 30-35 years?  Sounds crazy to think 30-35 years?!?!  But what if you are 25 and start?  Retire at 55?  I THINK SO!