Agent Survival Guide | Empowering Insurance Agents to Survive Today and Thrive Tomorrow

Agent Survival Guide | Empowering Insurance Agents to Survive Today and Thrive Tomorrow

By Sarah J. Rueppel | Ritter Insurance Marketing | Insurance Agent Tips, Tools & TrainingBusinessMarketingCareers
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Agent Survival Guide | Empowering Insurance Agents to Survive Today and Thrive Tomorrow episodes

  • The Increasing Value of Combining Life and LTC Insurance | ASG138

     

    Do linked-benefit Life/LTC insurance products have a place in your portfolio? Find out why the market is ripe for these types of plans right now!
    Read the text version.
    Mentioned in this episode:

    2016 Older Americans: Key Indicators of Well-Being

    Another Big Long-Term Care Insurance Premium Hike
    The Aging of the Baby Boom and the Growing Care Gap: A Look at Future Declines in the Availability of Family Caregivers
    Combination Products Giving Life Back to Long-Term Care Market
    LongTermCare.gov
    Long-Term Care: Perceptions, Experiences, and Attitudes among Americans 40 or Older (2015)
    The Real Cost of Long-Term Care

    More episodes you'll like: 

    Short-Term Care Insurance - An LTCi Alternative for Clients | ASG137

    Think LTCi is your client’s only option? Explore Short-Term Care Insurance and its benefits.

    What You Need to Know About 1035 Exchanges | ASG107

    What is a 1035 Exchange? How do they work? Does a 1035 Exchange make sense for my client? Find the answers to these questions and more in this episode of the Agent Survival Guide Podcast.

    Identifying Ideal LTCi Clients | ASG104

    Get to know the characteristics of Long-Term Care insurance buyers. Use these tips to comb through your book of business and find potential sales you might be missing out on!

    The latest from Agent Survival Guide:

    3 Ways to Calculate Your Client’s Life Insurance Needs

    An Alternative Approach to Long-Term Care Planning
    Identifying Ideal Clients for Universal Life Products

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    10 min
  • The Increasing Value of Combining Life and LTC Insurance | ASG138
    Do linked-benefit Life/LTC insurance products have a place in your portfolio? Find out why the market is ripe for these types of plans right now!
    Read the text version.
    Mentioned in this episode:
    2016 Older Americans: Key Indicators of Well-BeingAnother Big Long-Term Care Insurance Premium HikeThe Aging of the Baby Boom and the Growing Care Gap: A Look at Future Declines in the Availability of Family CaregiversCombination Products Giving Life Back to Long-Term Care MarketLongTermCare.govLong-Term Care: Perceptions, Experiences, and Attitudes among Americans 40 or Older (2015)The Real Cost of Long-Term Care
    More episodes you'll like: 
    Short-Term Care Insurance - An LTCi Alternative for Clients | ASG137
    Think LTCi is your client’s only option? Explore Short-Term Care Insurance and its benefits.
    What You Need to Know About 1035 Exchanges | ASG107
    What is a 1035 Exchange? How do they work? Does a 1035 Exchange make sense for my client? Find the answers to these questions and more in this episode of the Agent Survival Guide Podcast.
    Identifying Ideal LTCi Clients | ASG104
    Get to know the characteristics of Long-Term Care insurance buyers. Use these tips to comb through your book of business and find potential sales you might be missing out on!
    The latest from Agent Survival Guide:
    3 Ways to Calculate Your Client’s Life Insurance NeedsAn Alternative Approach to Long-Term Care PlanningIdentifying Ideal Clients for Universal Life Products
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    Connect on social:
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    10 min
  • Short-Term Care Insurance – An LTCi Alternative for Clients | ASG137
    Think LTCi is your client’s only option? Explore Short-Term Care Insurance and its benefits.
    Read the text version.
    Download the infographic >
    Mentioned in this episode:
    Are You Offering Multiple LTC Options?The Key to Accessing High-Cost CareLongtermcare.gov: Who Needs Care?Short-Term Care Insurance Policy Sales Grow 20 PercentSTCi Claims and Payments Rise in 2016
    More episodes you'll like: 
    The Increasing Value of Combining Life and LTC Insurance | ASG138
    Do linked-benefit Life/LTC insurance products have a place in your portfolio? Find out why the market is ripe for these types of plans right now!
    Identifying Ideal LTCi Clients | ASG104
    Get to know the characteristics of Long-Term Care insurance buyers. Use these tips to comb through your book of business and find potential sales you might be missing out on!
    4 Out-of-the-Box LTCi Solutions | ASG103
    Traditional isn't the only way to go when it comes to Long-Term Care insurance for your clients. We've got four non-traditional solutions that just might do the trick.
    The latest from Agent Survival Guide:
    3 Ways to Calculate Your Client’s Life Insurance NeedsAn Alternative Approach to Long-Term Care PlanningThe Increasing Value of Combining Life & LTC
    Subscribe & Follow:
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    Connect on social:
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    6 min
  • 2020 Maximum Broker Commissions for MA and Medicare Part D | ASG News
    CMS recently released the 2020 maximum broker commissions for Medicare Advantage and Medicare Part D. Find out the dollar amounts you could receive for writing MA and PDP business this AEP.
     
    Read the text version.
     
    More episodes you’ll like:
     
    2020 Medicare Advantage & Part D Certification Info
    Looking for 2020 Medicare agent certification and product training details? Learn how you can find carrier AHIP, Medicare Advantage certification, Part D certification, and product training details in one convenient place!
    2020 Medicare Part A & B Premiums & Deductibles
    CMS just announced the 2020 Medicare Part A and B premiums and deductibles. Find out what the cost of Medicare will be for your clients in the coming year.
    What’s New in the 2020 Medicare Communications and Marketing Guidelines?
    Make sure you're compliant with the latest CMS Medicare Communications and Marketing Guidelines. We've got news on the 2020 MCMG that you won't want to miss.
     
    The latest from Agent Survival Guide:
     
    4 Perks of Partnering with an FMO
    As an insurance agent, do you ever feel like you need some help? This industry has many moving parts and it can be difficult to keep track of everything yourself. Luckily, there...(read more)
    Insights on Medicare Genetic DNA Testing Fraud
    If you get an email proposing you can make big bucks from taking a couple DNA swabs from Medicare beneficiaries, is it too good to be true? Chances are that...(read more)
    The Latest on 2020 AHIP Certification
    AHIP removed their 2019 Medicare and Fraud, Waste, and Abuse (FWA) trainings on Friday, June 14. They launched 2020 AHIP certification on Monday, June 17. Many carriers will allow you to use...(read more)
     
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    5 min
  • 2020 Maximum Broker Commissions for MA and Medicare Part D | ASG News

     

    CMS recently released the 2020 maximum broker commissions for Medicare Advantage and Medicare Part D. Find out the dollar amounts you could receive for writing MA and PDP business this AEP.

     

    Read the text version.

     

    More episodes you’ll like:

     

    2020 Medicare Advantage & Part D Certification Info


    Looking for 2020 Medicare agent certification and product training details? Learn how you can find carrier AHIP, Medicare Advantage certification, Part D certification, and product training details in one convenient place!


    2020 Medicare Part A & B Premiums & Deductibles


    CMS just announced the 2020 Medicare Part A and B premiums and deductibles. Find out what the cost of Medicare will be for your clients in the coming year.


    What’s New in the 2020 Medicare Communications and Marketing Guidelines?


    Make sure you're compliant with the latest CMS Medicare Communications and Marketing Guidelines. We've got news on the 2020 MCMG that you won't want to miss.

     

    The latest from Agent Survival Guide:

     

    4 Perks of Partnering with an FMO


    As an insurance agent, do you ever feel like you need some help? This industry has many moving parts and it can be difficult to keep track of everything yourself. Luckily, there...(read more)


    Insights on Medicare Genetic DNA Testing Fraud


    If you get an email proposing you can make big bucks from taking a couple DNA swabs from Medicare beneficiaries, is it too good to be true? Chances are that...(read more)


    The Latest on 2020 AHIP Certification


    AHIP removed their 2019 Medicare and Fraud, Waste, and Abuse (FWA) trainings on Friday, June 14. They launched 2020 AHIP certification on Monday, June 17. Many carriers will allow you to use...(read more)

     

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    5 min
  • FAQs About Working with Ritter Insurance Marketing | ASG136
    Have questions about partnering with Ritter Insurance Marketing? Not sure what a field marketing organization is, or how joining one can help your insurance business? Curious about lead programs, CE credits, and other opportunities FMOs like Ritter have to offer? We talk with our sales team to answer common questions about working with FMOs and more!
     
    1. What is an FMO? (01:33)
    2. What sets Ritter apart from other FMOs? (01:56)
    3. What sets Ritter apart from other FMOs? (01:56)
    4. I’m new to the market. Where do I start? (02:53)
    5. What is AHIP? (03:36)
    6. Will Ritter give agents a discount on AHIP? (04:08)
    7. Do you offer training or CE credits? (04:31)
    8. What kind of lead programs does Ritter offer? (05:52)
    9. How do you get your commissions? (06:28)
    10. Does Ritter have an open release policy? (07:48)
     
    Have a question we didn’t answer here? Ask the Agent Survival Guide at 1-717-562-7211. Learn more.
     
    Mentioned in this episode:
     
    4 Perks of Partnering with an FMO
    4 Reasons Why Ritter Should Be Your FMO Insurance Agency
    Ready to Join an FMO? 10 Things to Consider
    What an FMO Can Do for Your Business
     
    More episodes you'll like: 
     
    4 Perks of Partnering with an FMO | ASG135
    What exactly is a field marketing organization? Why partner with an FMO? If you've been debating joining an FMO, you don't want to miss this episode!
    Ready to Join an FMO? 10 Things to Consider | ASG129
    Thinking about partnering with a field marketing organization? Wondering how you can tell the good from the bad? Our top 10 list outlines what you need to know before you partner with an FMO.
    What an FMO Can Do For Your Business | ASG105
    Why work with an FMO? What is a Field Marketing Organization? If you've been on the fence about joining an FMO, this can't-miss episode is for you!
     
    The latest from Agent Survival Guide:
     
    How to Recruit Insurance Agents to Your Downline
    How to Sell Final Expense Insurance – The Complete Guide
    The Latest on 2020 AHIP Certification
     
    Subscribe & Follow:
     
    Apple Podcasts
    Google Podcasts
    Overcast
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    Connect on social:
     
    Facebook
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    YouTube
    LinkedIn
    11 min
  • FAQs About Working with Ritter Insurance Marketing | ASG136
    Have questions about partnering with Ritter Insurance Marketing? Not sure what a field marketing organization is, or how joining one can help your insurance business? Curious about lead programs, CE credits, and other opportunities FMOs like Ritter have to offer? We talk with our sales team to answer common questions about working with FMOs and more!
     
    1. What is an FMO? (01:33)
    2. What sets Ritter apart from other FMOs? (01:56)
    3. What sets Ritter apart from other FMOs? (01:56)
    4. I’m new to the market. Where do I start? (02:53)
    5. What is AHIP? (03:36)
    6. Will Ritter give agents a discount on AHIP? (04:08)
    7. Do you offer training or CE credits? (04:31)
    8. What kind of lead programs does Ritter offer? (05:52)
    9. How do you get your commissions? (06:28)
    10. Does Ritter have an open release policy? (07:48)
     
    Have a question we didn’t answer here? Ask the Agent Survival Guide at 1-717-562-7211. Learn more.
     
    Mentioned in this episode:
     
    4 Perks of Partnering with an FMO
    4 Reasons Why Ritter Should Be Your FMO Insurance Agency
    Ready to Join an FMO? 10 Things to Consider
    What an FMO Can Do for Your Business
     
    More episodes you'll like: 
     
    4 Perks of Partnering with an FMO | ASG135
    What exactly is a field marketing organization? Why partner with an FMO? If you've been debating joining an FMO, you don't want to miss this episode!
    Ready to Join an FMO? 10 Things to Consider | ASG129
    Thinking about partnering with a field marketing organization? Wondering how you can tell the good from the bad? Our top 10 list outlines what you need to know before you partner with an FMO.
    What an FMO Can Do For Your Business | ASG105
    Why work with an FMO? What is a Field Marketing Organization? If you've been on the fence about joining an FMO, this can't-miss episode is for you!
     
    The latest from Agent Survival Guide:
     
    How to Recruit Insurance Agents to Your Downline
    How to Sell Final Expense Insurance – The Complete Guide
    The Latest on 2020 AHIP Certification
     
    Subscribe & Follow:
     
    Apple Podcasts
    Google Podcasts
    Overcast
    Podbean
    Spotify
    Stitcher
     
    Connect on social:
     
    Facebook
    Twitter
    YouTube
    LinkedIn
    11 min
  • 4 Perks of Partnering with an FMO | ASG135
    What exactly is a field marketing organization? Why partner with an FMO? If you've been debating joining an FMO, you don't want to miss this episode! Read the text version.
    Mentioned in this episode:
    Ritter Insurance Marketing – https://www.ritterim.comRitter’s Carrier PagesRitter’s Medicare Quote EngineRitter’s Summits – https://summits.ritterim.com3 Advantages of Being an Independent Insurance AgentGet MedicarefulMedicareful.comReady to Join an FMO? 10 Things to ConsiderRitter Insurance Marketing State of the Senior Market 2019 – Full AudioTech Takeaways for Forward-Thinking Insurance Agents
    More episodes you'll like: 
    FAQs About Working with Ritter Insurance Marketing | ASG136
    Have questions about partnering with Ritter Insurance Marketing? Not sure what a field marketing organization is, or how joining one can help your insurance business? Curious about lead programs, CE credits, and other opportunities FMOs like Ritter have to offer? We talk with our sales team to answer common questions about working with FMOs and more!
    Ready to Join an FMO? 10 Things to Consider | ASG129
    Thinking about partnering with a field marketing organization? Wondering how you can tell the good from the bad? Our top 10 list outlines what you need to know before you partner with an FMO.
    What an FMO Can Do For Your Business | ASG105
    Why work with an FMO? What is a Field Marketing Organization? If you've been on the fence about joining an FMO, this can't-miss episode is for you!
    The latest from Agent Survival Guide:
    How to Handle the Death of a ClientHow to Recruit Insurance Agents to Your DownlineThe Latest on 2020 AHIP Certification
    Subscribe & Follow:
    Apple PodcastsGoogle PodcastsOvercastPodbeanSpotifyStitcher
    Connect on social:
    FacebookTwitterYouTubeLinkedIn
    11 min
  • The Latest on 2020 AHIP Certification | ASG News
    When will 2020 AHIP certification go live?  Where can I find carrier-specific Medicare Advantage and prescription drug plan certification requirements? Get these answers and more in the first episode of our newest podcast series: ASG News! Read the text version.
    Register with Ritter > - https://bit.ly/2Q6IwSq
    Mentioned in this episode:
    Ritter’s Certification CenterWhat is AHIP and Why Do You Need It? | ASG001
    The latest from Agent Survival Guide:
    4 Perks of Partnering with an FMODo’s and Don’ts of Medicare ComplianceHow to Follow Up with Medicare Clients Compliantly
    Subscribe & Follow:
    Apple PodcastsGoogle PodcastsOvercastPodbeanSpotifyStitcher
    Connect on Social:
    FacebookTwitterYouTubeLinkedIn
    4 min
  • The Complete Guide on How to Sell Final Expense Insurance
    Download Your eBook Now! https://www.ritterim.com/final-expense-ebook
     
    Entering the final expense market just got easier thanks to our free eBook, The Complete Guide on How to Sell Final Expense Insurance.
     
    Inside, you’ll learn the basics of final expense insurance, why it’s worth selling, and more. We teach you how to market this product and how to pre-qualify and enroll ideal clients. And, we even share the sales niches, tips, and tools that will help you find greater success with this product.
     
    The latest from Ritter’s Blog:
     
    4 Perks of Partnering with an FMO
    As an insurance agent, do you ever feel like you need some help? This industry has many moving parts and it can be difficult to keep track of everything yourself… (read more)
    5 Out-of-the-Box Ideas for Selling Final Expense Insurance
    Final expense is one of the simplest life insurance products to sell, but it isn’t the easiest to discuss. What are some unique ideas for selling final expense insurance… (read more)
    How to Handle the Death of a Client
    Death is a sad and difficult situation. Although you may feel you had only a minor part in your client’s life, it’s important to acknowledge their passing. A small gesture will do, and it will mean the most to your clients’ loved… (read more)
     
    Subscribe & Follow:
     
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    2 min

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