Holly Grosvenor is a personal financial coach at Microstuff.com and a certified YNAB (You Need a Budget) coach. She provides one-on-one coaching on basic personal finances including financial goals, debt reduction, spending and savings plans to singles, couples, and parents. She has been coaching since 2018. KB and Holly chat about KB’s goal of no frivolous spending for the first quarter of 2024.

They chat about 529 college savings plans and whether or not to pay off your home if the funds are available. Holly also shares her best tips on budgeting whether you are working with a little or a lot.

For more information and to connect with Holly, visit Microstuff.com.