Kevin Swanson explains the everything bubble in simple terms. Since the year 2000, Americans borrowed $72 trillion from money created out of thin air—and they increased the pretended value of themselves by $65 trillion (in real estate and stocks). The DJIA increased five-fold in 14 years. Is American industry producing five times as much as it was in 2009? America has turned into a gigantic pretense—in economics, religion, and social integrity. But, as Christians we are pressed towards humility and genuineness on every level.