In a shocking turn of events, the Indianapolis Colts' Andrew Luck decided to retire from the NFL. Kyle Robert and Brian Twining are here to break down all the ramifications. What do we make of Jacoby Brissett? How does this affect TY Hilton, Marlon Mack, Eric Ebron and others. The guys also break down the Texans without Lamar Miller and what to make of the Cam Newton injury for the Panthers.

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