The Atlas Annuity Podcast

Annuities vs Sequence of Returns Risk


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  • 00:13  Sequence of returns risk emphasizes the order of receiving returns, impacting retirement outcomes significantly.
  • 02:16  Average returns don't determine retirement success; actual returns and their sequence matter more.
  • 03:36  Positive sequence of returns can substantially improve retirement outcomes, even with the same average returns.
  • 04:30  Diversification helps mitigate sequence of returns risk, commonly seen in a 60/40 portfolio allocation.
  • 05:12  Utilizing a combination of income annuities and investment funds can provide a balanced approach to retirement planning.
  • 06:08 ️ Retirement planning should focus on using various financial products strategically for a secure and favorable long-term outcome.
  • ...more
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    The Atlas Annuity PodcastBy Marty Becker

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