Annuity Straight Talk

Annuity Alternatives

Listen Later

Many people want to protect money to produce income or to just accumulate but fear a long-term commitment with annuities.

The list of alternatives is about as straightforward as it gets. But there is a lot of confusion about exactly what is available and if it's right for you. 

In this episode, Bryan Anderson covers topics on retirement in relation to annuity alternatives with John Balmer,  a registered investment advisor in Los Angeles to answer your questions and help you learn more.

What You’ll Learn in This Episode:

  • [04:20] Different alternative investments in a low-yield environment -- that are low-risk.
  • [07:43] Hedging strategies in retail investments.
  • [11:34] The importance of seeking professional help when choosing risky options.
  • [13:13] Strategies for dividend stocks.
  • [17:31] Opportunities to diversify your portfolio.
  • [19:44] Should you opt for preferred shares?

    • Key quotes:

    • “If you're a long bondholder, and interest rates continue to spike on you, you're going to suffer some principal loss.” -John Balmer
    • “Always seek professional help and seek professional advice from someone who knows exactly what they're doing.” -John Balmer
    • “Annuities got to play a part in it for retirement or it should anyhow, but this is again, just a diversification opportunity for people who want to protect everything, but you probably shouldn't have all your money into annuities.” -Bryan Anderson
    • “Nothing comes without risk.”  -John Balmer
    • “True stability can only be found in a few places. And only one of them really has any yield to it.” -Bryan Anderson

      • Links/Resources:

      Call Annuity Straight Talk at 800-438-5121 or schedule a call at AnnuityStraightTalk.com

      ...more
      View all episodesView all episodes
      Download on the App Store
      Annuity Straight TalkBy Bryan Anderson
      • 3.6
      • 3.6
      • 3.6
      • 3.6
      • 3.6

      3.6

      14 ratings

      More shows like Annuity Straight Talk

      View all
      Your Money, Your Wealth by Joe Anderson, CFP® & Alan Clopine, CPA of Pure Financial Advisors

      Your Money, Your Wealth

      810 Listeners

      Talking Real Money - Investing Talk by Don McDonald

      Talking Real Money - Investing Talk

      781 Listeners

      Retirement Answer Man by Roger Whitney, CFP®, CIMA®, RMA, CPWA®

      Retirement Answer Man

      1,294 Listeners

      Retirement Starts Today by Benjamin Brandt CFP®, RICP®

      Retirement Starts Today

      534 Listeners

      The Retirement and IRA Show by Jim Saulnier, CFP® & Chris Stein, CFP®

      The Retirement and IRA Show

      752 Listeners

      Big Picture Retirement® by Devin Carroll, CFP® & John Ross, JD

      Big Picture Retirement®

      545 Listeners

      Stay Wealthy Retirement Podcast by Taylor Schulte, CFP®

      Stay Wealthy Retirement Podcast

      675 Listeners

      Ready For Retirement by James Conole, CFP®

      Ready For Retirement

      819 Listeners

      "Fun With Annuities" The Annuity Man Podcast by The Annuity Man

      "Fun With Annuities" The Annuity Man Podcast

      54 Listeners

      I Love Annuities by Jeremiah Konger

      I Love Annuities

      2 Listeners

      Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance) by Ari Taublieb, CFP®, MBA

      Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance)

      579 Listeners

      Retirement Planning Education, with Andy Panko by Andy Panko

      Retirement Planning Education, with Andy Panko

      1,052 Listeners

      Retirement Answers by Jacob Duke, CFP®

      Retirement Answers

      103 Listeners

      The Atlas Annuity Podcast by Marty Becker

      The Atlas Annuity Podcast

      3 Listeners

      The Truth About Annuities: Pros, Cons, and Solutions by Erin Maxwell

      The Truth About Annuities: Pros, Cons, and Solutions

      1 Listeners