Annuity Fundamentals | From Health to Wealth

On this episode with guest Shannon Filing, we're looking into lead automation and outsourcing that you as a business owner should already be implementing in 2025.Get in touch with Shannon by visiting: talkwithshannon.com or https://www.transformationmarketing.com/----------------------------------Ready to level up your Annuity sales language? View available classes and courses on annuityfundamentals.comCRM Discount - Save 40% off with this LeadShop promo: https://www.leadshop.org/promo----------------------------------Annuity Fundamentals provides training courses, lives classes, and a customized approach to teaching life and health insurance agents how to sell Annuity products. Not sure how to get started with you or your agency's transition into Annuities? Visit AnnuityFundamentals.com and book an Exploratory Call for more information. RECOMMENDED BOOKSRobert Kiyosaki - CASHFLOW Quadrant: https://amzn.to/3BlpFylMichael Gerber - The E-Myth Revisited: https://amzn.to/3BdmJUJ💬 Join the Discussion: Join our Facebook group, a community of developing and high-performing producers: https://www.facebook.com/groups/3333247796887188/?mibextid=uJjRxr🔔 Subscribe & Turn on Notifications: Watch out for more and get notified with new content releases!👍 Like, Share & Comment: We love your questions, feedback, and practices. Go ahead and share in the comments below. 📌 Connect with Us:LinkedIn - https://www.linkedin.com/company/annuity-fundamentals/TikTok - https://www.tiktok.com/@annuityfundamentalsInstagram - https://www.instagram.com/annuity_fundamentals/?hl=enFacebook Page - https://www.facebook.com/annuityfundamentals/🙏 Thanks for Watching!------ ----- ----- ----- -----DisclaimersFixed Annuities are long term insurance contacts and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annuity contract. Withdrawals prior to age 59-1/2 may result in a 10% IRS tax penalty, in addition to any ordinary income tax. Any guarantees of the annuity are backed by the financial strength of the underlying insurance company.Indexed annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Any guarantees offered are backed by the financial strength of the insurance company. Surrender charges apply if not held to the end of the term. Withdrawals are taxed as ordinary income and, if taken prior to 59 ½, a 10% federal tax penalty. Investors are cautioned to carefully review an indexed annuity for its features, costs, risks, and how the variables are calculated.Asset protection plans should be developed and implemented well before problems arise. Due to the fraudulent transfer laws, asset transfers that occur close in proximity to the filing of a lawsuit or bankruptcy can be interpreted by the court as a fraudulent transfer. Proper structuring of these assets is imperative please seek proper legal and tax advice prior to engaging in re-titling/structuring of any assets. Please note that laws are subject to change and can have an impact on your asset protection strategy.

On this episode with guest Neal Sherwood, we get a fresh look into how to give yourself that $25,000 bonus you've been waiting for - whether it's Christmas or 4th of July.----------------------------------Ready to level up your Annuity sales language? View available classes and courses on annuityfundamentals.comCRM Discount - Save 40% off with this LeadShop promo: https://www.leadshop.org/promo----------------------------------Annuity Fundamentals provides training courses, lives classes, and a customized approach to teaching life and health insurance agents how to sell Annuity products. Not sure how to get started with you or your agency's transition into Annuities? Visit AnnuityFundamentals.com and book an Exploratory Call for more information. RECOMMENDED BOOKSRobert Kiyosaki - CASHFLOW Quadrant: https://amzn.to/3BlpFylMichael Gerber - The E-Myth Revisited: https://amzn.to/3BdmJUJ💬 Join the Discussion: Join our Facebook group, a community of developing and high-performing producers: https://www.facebook.com/groups/3333247796887188/?mibextid=uJjRxr🔔 Subscribe & Turn on Notifications: Watch out for more and get notified with new content releases!👍 Like, Share & Comment: We love your questions, feedback, and practices. Go ahead and share in the comments below. 📌 Connect with Us:LinkedIn - https://www.linkedin.com/company/annuity-fundamentals/TikTok - https://www.tiktok.com/@annuityfundamentalsInstagram - https://www.instagram.com/annuity_fundamentals/?hl=enFacebook Page - https://www.facebook.com/annuityfundamentals/🙏 Thanks for Watching!------ ----- ----- ----- -----DisclaimersFixed Annuities are long term insurance contacts and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annuity contract. Withdrawals prior to age 59-1/2 may result in a 10% IRS tax penalty, in addition to any ordinary income tax. Any guarantees of the annuity are backed by the financial strength of the underlying insurance company.Indexed annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Any guarantees offered are backed by the financial strength of the insurance company. Surrender charges apply if not held to the end of the term. Withdrawals are taxed as ordinary income and, if taken prior to 59 ½, a 10% federal tax penalty. Investors are cautioned to carefully review an indexed annuity for its features, costs, risks, and how the variables are calculated.Asset protection plans should be developed and implemented well before problems arise. Due to the fraudulent transfer laws, asset transfers that occur close in proximity to the filing of a lawsuit or bankruptcy can be interpreted by the court as a fraudulent transfer. Proper structuring of these assets is imperative please seek proper legal and tax advice prior to engaging in re-titling/structuring of any assets. Please note that laws are subject to change and can have an impact on your asset protection strategy.

On this episode with guest Scott Groskreutz, we're venturing into the land of risk assessment and proper income allocation in retirement. Are you ready?Contact Scott Groskreutz: https://www.sgfinancialandinsurance.com/----------------------------------Ready to level up your Annuity sales language? View available classes and courses on annuityfundamentals.comCRM Discount - Save 40% off with this LeadShop promo: https://www.leadshop.org/promo----------------------------------Annuity Fundamentals provides training courses, lives classes, and a customized approach to teaching life and health insurance agents how to sell Annuity products. Not sure how to get started with you or your agency's transition into Annuities? Visit AnnuityFundamentals.com and book an Exploratory Call for more information. RECOMMENDED BOOKSRobert Kiyosaki - CASHFLOW Quadrant: https://amzn.to/3BlpFylMichael Gerber - The E-Myth Revisited: https://amzn.to/3BdmJUJ💬 Join the Discussion: Join our Facebook group, a community of developing and high-performing producers: https://www.facebook.com/groups/3333247796887188/?mibextid=uJjRxr🔔 Subscribe & Turn on Notifications: Watch out for more and get notified with new content releases!👍 Like, Share & Comment: We love your questions, feedback, and practices. Go ahead and share in the comments below. 📌 Connect with Us:LinkedIn - https://www.linkedin.com/company/annuity-fundamentals/TikTok - https://www.tiktok.com/@annuityfundamentalsInstagram - https://www.instagram.com/annuity_fundamentals/?hl=enFacebook Page - https://www.facebook.com/annuityfundamentals/🙏 Thanks for Watching!------ ----- ----- ----- -----DisclaimersFixed Annuities are long term insurance contacts and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annuity contract. Withdrawals prior to age 59-1/2 may result in a 10% IRS tax penalty, in addition to any ordinary income tax. Any guarantees of the annuity are backed by the financial strength of the underlying insurance company.Indexed annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Any guarantees offered are backed by the financial strength of the insurance company. Surrender charges apply if not held to the end of the term. Withdrawals are taxed as ordinary income and, if taken prior to 59 ½, a 10% federal tax penalty. Investors are cautioned to carefully review an indexed annuity for its features, costs, risks, and how the variables are calculated.Asset protection plans should be developed and implemented well before problems arise. Due to the fraudulent transfer laws, asset transfers that occur close in proximity to the filing of a lawsuit or bankruptcy can be interpreted by the court as a fraudulent transfer. Proper structuring of these assets is imperative please seek proper legal and tax advice prior to engaging in re-titling/structuring of any assets. Please note that laws are subject to change and can have an impact on your asset protection strategy.

On this episode with guest Sandra Gebhardt, we lay out the essential marketing strategies every agent should already have in place - yesterday.Contact Sandra Gebhardt: https://sandragebhardt.com/----------------------------------Ready to level up your Annuity sales language? View available classes and courses on annuityfundamentals.comCRM Discount - Save 40% off with this LeadShop promo: https://www.leadshop.org/promo----------------------------------Annuity Fundamentals provides training courses, lives classes, and a customized approach to teaching life and health insurance agents how to sell Annuity products. Not sure how to get started with you or your agency's transition into Annuities? Visit AnnuityFundamentals.com and book an Exploratory Call for more information. RECOMMENDED BOOKSRobert Kiyosaki - CASHFLOW Quadrant: https://amzn.to/3BlpFylMichael Gerber - The E-Myth Revisited: https://amzn.to/3BdmJUJ💬 Join the Discussion: Join our Facebook group, a community of developing and high-performing producers: https://www.facebook.com/groups/3333247796887188/?mibextid=uJjRxr🔔 Subscribe & Turn on Notifications: Watch out for more and get notified with new content releases!👍 Like, Share & Comment: We love your questions, feedback, and practices. Go ahead and share in the comments below. 📌 Connect with Us:LinkedIn - https://www.linkedin.com/company/annuity-fundamentals/TikTok - https://www.tiktok.com/@annuityfundamentalsInstagram - https://www.instagram.com/annuity_fundamentals/?hl=enFacebook Page - https://www.facebook.com/annuityfundamentals/🙏 Thanks for Watching!------ ----- ----- ----- -----DisclaimersFixed Annuities are long term insurance contacts and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annuity contract. Withdrawals prior to age 59-1/2 may result in a 10% IRS tax penalty, in addition to any ordinary income tax. Any guarantees of the annuity are backed by the financial strength of the underlying insurance company.Indexed annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Any guarantees offered are backed by the financial strength of the insurance company. Surrender charges apply if not held to the end of the term. Withdrawals are taxed as ordinary income and, if taken prior to 59 ½, a 10% federal tax penalty. Investors are cautioned to carefully review an indexed annuity for its features, costs, risks, and how the variables are calculated.Asset protection plans should be developed and implemented well before problems arise. Due to the fraudulent transfer laws, asset transfers that occur close in proximity to the filing of a lawsuit or bankruptcy can be interpreted by the court as a fraudulent transfer. Proper structuring of these assets is imperative please seek proper legal and tax advice prior to engaging in re-titling/structuring of any assets. Please note that laws are subject to change and can have an impact on your asset protection strategy.

On this episode with guest Katherine Sanneman, we show you what successful Medicare agents do to implement Annuities into their existing business model.

Contact Katherine Sanneman: https://agents.farmers.com/ks/wichita/katherine-sanneman/

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Ready to level up your Annuity sales language? View available classes and courses on annuityfundamentals.com

CRM Discount - Save 40% off with this LeadShop promo: https://www.leadshop.org/promo

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Annuity Fundamentals provides training courses, lives classes, and a customized approach to teaching life and health insurance agents how to sell Annuity products. Not sure how to get started with you or your agency's transition into Annuities? Visit AnnuityFundamentals.com and book an Exploratory Call for more information.

RECOMMENDED BOOKS

Robert Kiyosaki - CASHFLOW Quadrant: https://amzn.to/3BlpFyl

Michael Gerber - The E-Myth Revisited: https://amzn.to/3BdmJUJ

💬 Join the Discussion: Join our Facebook group, a community of developing and high-performing producers: https://www.facebook.com/groups/3333247796887188/?mibextid=uJjRxr

🔔 Subscribe & Turn on Notifications: Watch out for more and get notified with new content releases!

👍 Like, Share & Comment: We love your questions, feedback, and practices. Go ahead and share in the comments below.

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Facebook Page - https://www.facebook.com/annuityfundamentals/

🙏 Thanks for Watching!

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Disclaimers

Fixed Annuities are long term insurance contacts and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annuity contract. Withdrawals prior to age 59-1/2 may result in a 10% IRS tax penalty, in addition to any ordinary income tax. Any guarantees of the annuity are backed by the financial strength of the underlying insurance company.

Indexed annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Any guarantees offered are backed by the financial strength of the insurance company. Surrender charges apply if not held to the end of the term. Withdrawals are taxed as ordinary income and, if taken prior to 59 ½, a 10% federal tax penalty. Investors are cautioned to carefully review an indexed annuity for its features, costs, risks, and how the variables are calculated.

Asset protection plans should be developed and implemented well before problems arise. Due to the fraudulent transfer laws, asset transfers that occur close in proximity to the filing of a lawsuit or bankruptcy can be interpreted by the court as a fraudulent transfer. Proper structuring of these assets is imperative please seek proper legal and tax advice prior to engaging in re-titling/structuring of any assets. Please note that laws are subject to change and can have an impact on your asset protection strategy.

On this episode with guest Marty Becker, we show you a new and unique way to market to your clients - without cold calling and door knocking.Join Marty at the Atlas Annuity: https://atlasfinancialinc.com/----------------------------------Ready to level up your Annuity sales language? View available classes and courses on annuityfundamentals.comCRM Discount - Save 40% off with this LeadShop promo: https://www.leadshop.org/promo----------------------------------Annuity Fundamentals provides training courses, lives classes, and a customized approach to teaching life and health insurance agents how to sell Annuity products. Not sure how to get started with you or your agency's transition into Annuities? Visit AnnuityFundamentals.com and book an Exploratory Call for more information. RECOMMENDED BOOKSRobert Kiyosaki - CASHFLOW Quadrant: https://amzn.to/3BlpFylMichael Gerber - The E-Myth Revisited: https://amzn.to/3BdmJUJ💬 Join the Discussion: Join our Facebook group, a community of developing and high-performing producers: https://www.facebook.com/groups/3333247796887188/?mibextid=uJjRxr🔔 Subscribe & Turn on Notifications: Watch out for more and get notified with new content releases!👍 Like, Share & Comment: We love your questions, feedback, and practices. Go ahead and share in the comments below. 📌 Connect with Us:LinkedIn - https://www.linkedin.com/company/annuity-fundamentals/TikTok - https://www.tiktok.com/@annuityfundamentalsInstagram - https://www.instagram.com/annuity_fundamentals/?hl=enFacebook Page - https://www.facebook.com/annuityfundamentals/🙏 Thanks for Watching!------ ----- ----- ----- -----DisclaimersFixed Annuities are long term insurance contacts and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annuity contract. Withdrawals prior to age 59-1/2 may result in a 10% IRS tax penalty, in addition to any ordinary income tax. Any guarantees of the annuity are backed by the financial strength of the underlying insurance company.Indexed annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Any guarantees offered are backed by the financial strength of the insurance company. Surrender charges apply if not held to the end of the term. Withdrawals are taxed as ordinary income and, if taken prior to 59 ½, a 10% federal tax penalty. Investors are cautioned to carefully review an indexed annuity for its features, costs, risks, and how the variables are calculated.Asset protection plans should be developed and implemented well before problems arise. Due to the fraudulent transfer laws, asset transfers that occur close in proximity to the filing of a lawsuit or bankruptcy can be interpreted by the court as a fraudulent transfer. Proper structuring of these assets is imperative please seek proper legal and tax advice prior to engaging in re-titling/structuring of any assets. Please note that laws are subject to change and can have an impact on your asset protection strategy.

On this episode with guest Taylor Riley, we show you exactly the system that produces millions in production for life and health insurance agents and financial advisors.CRM Discount - Save 40% off with this LeadShop promo: https://www.leadshop.org/promo----------------------------------Ready to level up your Annuity sales language? View available classes and courses on annuityfundamentals.com----------------------------------Annuity Fundamentals provides training courses, lives classes, and a customized approach to teaching life and health insurance agents how to sell Annuity products. Not sure how to get started with you or your agency's transition into Annuities? Visit AnnuityFundamentals.com and book an Exploratory Call for more information. RECOMMENDED BOOKSRobert Kiyosaki - CASHFLOW Quadrant: https://amzn.to/3BlpFylMichael Gerber - The E-Myth Revisited: https://amzn.to/3BdmJUJ💬 Join the Discussion: Join our Facebook group, a community of developing and high-performing producers: https://www.facebook.com/groups/3333247796887188/?mibextid=uJjRxr🔔 Subscribe & Turn on Notifications: Watch out for more and get notified with new content releases!👍 Like, Share & Comment: We love your questions, feedback, and practices. Go ahead and share in the comments below. 📌 Connect with Us:LinkedIn - https://www.linkedin.com/company/annuity-fundamentals/TikTok - https://www.tiktok.com/@annuityfundamentalsInstagram - https://www.instagram.com/annuity_fundamentals/?hl=enFacebook Page - https://www.facebook.com/annuityfundamentals/🙏 Thanks for Watching!------ ----- ----- ----- -----DisclaimersFixed Annuities are long term insurance contacts and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annuity contract. Withdrawals prior to age 59-1/2 may result in a 10% IRS tax penalty, in addition to any ordinary income tax. Any guarantees of the annuity are backed by the financial strength of the underlying insurance company.Indexed annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Any guarantees offered are backed by the financial strength of the insurance company. Surrender charges apply if not held to the end of the term. Withdrawals are taxed as ordinary income and, if taken prior to 59 ½, a 10% federal tax penalty. Investors are cautioned to carefully review an indexed annuity for its features, costs, risks, and how the variables are calculated.Asset protection plans should be developed and implemented well before problems arise. Due to the fraudulent transfer laws, asset transfers that occur close in proximity to the filing of a lawsuit or bankruptcy can be interpreted by the court as a fraudulent transfer. Proper structuring of these assets is imperative please seek proper legal and tax advice prior to engaging in re-titling/structuring of any assets. Please note that laws are subject to change and can have an impact on your asset protection strategy.

On this episode with guest Amy Twiggs, we reveal the biggest opportunity available to life and health agents - one that's not only doubled, but quadrupled Amy's income in recent years.Visit with Amy at https://reddirtinsurance.com/Start your Annuity training at annuityfundamentals.com----------------------------------Ready to level up your Annuity sales language? View available classes and courses on annuityfundamentals.comCRM Discount - Save 40% off with this LeadShop promo: https://www.leadshop.org/promo----------------------------------Annuity Fundamentals provides training courses, lives classes, and a customized approach to teaching life and health insurance agents how to sell Annuity products. Not sure how to get started with you or your agency's transition into Annuities? Visit AnnuityFundamentals.com and book an Exploratory Call for more information. RECOMMENDED BOOKSRobert Kiyosaki - CASHFLOW Quadrant: https://amzn.to/3BlpFylMichael Gerber - The E-Myth Revisited: https://amzn.to/3BdmJUJ💬 Join the Discussion: Join our Facebook group, a community of developing and high-performing producers: https://www.facebook.com/groups/3333247796887188/?mibextid=uJjRxr🔔 Subscribe & Turn on Notifications: Watch out for more and get notified with new content releases!👍 Like, Share & Comment: We love your questions, feedback, and practices. Go ahead and share in the comments below. 📌 Connect with Us:LinkedIn - https://www.linkedin.com/company/annuity-fundamentals/TikTok - https://www.tiktok.com/@annuityfundamentalsInstagram - https://www.instagram.com/annuity_fundamentals/?hl=enFacebook Page - https://www.facebook.com/annuityfundamentals/🙏 Thanks for Watching!------ ----- ----- ----- -----DisclaimersFixed Annuities are long term insurance contacts and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annuity contract. Withdrawals prior to age 59-1/2 may result in a 10% IRS tax penalty, in addition to any ordinary income tax. Any guarantees of the annuity are backed by the financial strength of the underlying insurance company.Indexed annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Any guarantees offered are backed by the financial strength of the insurance company. Surrender charges apply if not held to the end of the term. Withdrawals are taxed as ordinary income and, if taken prior to 59 ½, a 10% federal tax penalty. Investors are cautioned to carefully review an indexed annuity for its features, costs, risks, and how the variables are calculated.Asset protection plans should be developed and implemented well before problems arise. Due to the fraudulent transfer laws, asset transfers that occur close in proximity to the filing of a lawsuit or bankruptcy can be interpreted by the court as a fraudulent transfer. Proper structuring of these assets is imperative please seek proper legal and tax advice prior to engaging in re-titling/structuring of any assets. Please note that laws are subject to change and can have an impact on your asset protection strategy.

On this episode with guest Casey Rees, we break down the key differences insurance agents can make in their business to add 10's of $1,000's more to their annual income.Start your Annuity training at annuityfundamentals.com----------------------------------Ready to level up your Annuity sales language? View available classes and courses on annuityfundamentals.comCRM Discount - Save 40% off with this LeadShop promo: https://www.leadshop.org/promo----------------------------------Annuity Fundamentals provides training courses, lives classes, and a customized approach to teaching life and health insurance agents how to sell Annuity products. Not sure how to get started with you or your agency's transition into Annuities? Visit AnnuityFundamentals.com and book an Exploratory Call for more information. RECOMMENDED BOOKSRobert Kiyosaki - CASHFLOW Quadrant: https://amzn.to/3BlpFylMichael Gerber - The E-Myth Revisited: https://amzn.to/3BdmJUJ💬 Join the Discussion: Join our Facebook group, a community of developing and high-performing producers: https://www.facebook.com/groups/3333247796887188/?mibextid=uJjRxr🔔 Subscribe & Turn on Notifications: Watch out for more and get notified with new content releases!👍 Like, Share & Comment: We love your questions, feedback, and practices. Go ahead and share in the comments below. 📌 Connect with Us:LinkedIn - https://www.linkedin.com/company/annuity-fundamentals/TikTok - https://www.tiktok.com/@annuityfundamentalsInstagram - https://www.instagram.com/annuity_fundamentals/?hl=enFacebook Page - https://www.facebook.com/annuityfundamentals/🙏 Thanks for Watching!------ ----- ----- ----- -----DisclaimersFixed Annuities are long term insurance contacts and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annuity contract. Withdrawals prior to age 59-1/2 may result in a 10% IRS tax penalty, in addition to any ordinary income tax. Any guarantees of the annuity are backed by the financial strength of the underlying insurance company.Indexed annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Any guarantees offered are backed by the financial strength of the insurance company. Surrender charges apply if not held to the end of the term. Withdrawals are taxed as ordinary income and, if taken prior to 59 ½, a 10% federal tax penalty. Investors are cautioned to carefully review an indexed annuity for its features, costs, risks, and how the variables are calculated.Asset protection plans should be developed and implemented well before problems arise. Due to the fraudulent transfer laws, asset transfers that occur close in proximity to the filing of a lawsuit or bankruptcy can be interpreted by the court as a fraudulent transfer. Proper structuring of these assets is imperative please seek proper legal and tax advice prior to engaging in re-titling/structuring of any assets. Please note that laws are subject to change and can have an impact on your asset protection strategy.

On this episode with guest Michael Hawkins, we open the sales strategy book to pinpoint the most effective ways to securing your clients - for life. Visit with Michael and team from Red Dirt Insurance at https://reddirtinsurance.com/ ----------------------------------Ready to level up your Annuity sales language? View available classes and courses on annuityfundamentals.comCRM Discount - Save 40% off with this LeadShop promo: https://www.leadshop.org/promo----------------------------------Annuity Fundamentals provides training courses, lives classes, and a customized approach to teaching life and health insurance agents how to sell Annuity products. Not sure how to get started with you or your agency's transition into Annuities? Visit AnnuityFundamentals.com and book an Exploratory Call for more information. RECOMMENDED BOOKSRobert Kiyosaki - CASHFLOW Quadrant: https://amzn.to/3BlpFylMichael Gerber - The E-Myth Revisited: https://amzn.to/3BdmJUJ💬 Join the Discussion: Join our Facebook group, a community of developing and high-performing producers: https://www.facebook.com/groups/3333247796887188/?mibextid=uJjRxr🔔 Subscribe & Turn on Notifications: Watch out for more and get notified with new content releases!👍 Like, Share & Comment: We love your questions, feedback, and practices. Go ahead and share in the comments below. 📌 Connect with Us:LinkedIn - https://www.linkedin.com/company/annuity-fundamentals/TikTok - https://www.tiktok.com/@annuityfundamentalsInstagram - https://www.instagram.com/annuity_fundamentals/?hl=enFacebook Page - https://www.facebook.com/annuityfundamentals/🙏 Thanks for Watching!------ ----- ----- ----- -----DisclaimersFixed Annuities are long term insurance contacts and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annuity contract. Withdrawals prior to age 59-1/2 may result in a 10% IRS tax penalty, in addition to any ordinary income tax. Any guarantees of the annuity are backed by the financial strength of the underlying insurance company.Indexed annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Any guarantees offered are backed by the financial strength of the insurance company. Surrender charges apply if not held to the end of the term. Withdrawals are taxed as ordinary income and, if taken prior to 59 ½, a 10% federal tax penalty. Investors are cautioned to carefully review an indexed annuity for its features, costs, risks, and how the variables are calculated.Asset protection plans should be developed and implemented well before problems arise. Due to the fraudulent transfer laws, asset transfers that occur close in proximity to the filing of a lawsuit or bankruptcy can be interpreted by the court as a fraudulent transfer. Proper structuring of these assets is imperative please seek proper legal and tax advice prior to engaging in re-titling/structuring of any assets. Please note that laws are subject to change and can have an impact on your asset protection strategy.