02:26 The Flex Strategy offers flexibility for market growth, inflation hedging, and protection in retirement income planning.
07:51 Analyzing the cumulative income gap and Social Security benefits can help in planning for retirement income needs.
14:53 ⚙️ Consider deferring income to optimize annuity purchases, balancing cost and cumulative income payment.
16:30 Stay flexible with investments and annuity strategies to adapt to changing market conditions and ensure long-term growth.
17:51 Combining guaranteed income with the Flex Strategy can offer a balanced retirement income plan, addressing different financial needs.