Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host, Ashley Micciche.

Nearly two in three Americans (64%) worry more about running out of money than death, according to the 2025 Annual Retirement Study from the Allianz Center for the Future of Retirement. I talked about this at length in last week's theme.

This week, I want to continue that discussion and talk about one of the unfortunate and all-too-common outcomes of a deep fear of running out of money in retirement - being too frugal and not enjoying your retirement years as you should because you underspend.