Retirement Quick Tips with Ashley

This week on the Retirement Quick Tips Podcast, I’m talking about the worst social security mistakes to avoid

Today, I’m talking another common mistake: Not Maximizing Spousal Benefits

This week on the Retirement Quick Tips Podcast, I’m talking about the worst social security mistakes to avoid.

Today is a continuation of yesterday’s episode on the biggest mistake I see people make - claiming too early. 

This week on the Retirement Quick Tips Podcast, I’m addressing the question: The Worst Social Security Mistakes To Avoid

Today, I’m talking about the biggest mistake that I see people make: claiming too early

Welcome to a new week here on the Retirement Quick Tips podcast! I’m your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $400 million in client assets. 

If you’re 5-10 years on either side of retirement, and looking for some daily quick tips to help you on your retirement journey, you’re in the right place! This week’s theme is: 

The Worst Social Security Mistakes To Avoid

This week on the podcast, I'm taking a little break. I'll be back next week with all new episodes - the worst social security mistakes to avoid. To that end, you can check out https://truenorthra.com/ssi/ to get your free social security comparison report. Fill out a quick form to compare multiple strategies and make a more informed decision about when to start taking social security.

It’s Sunday, which means...it’s recap time here on the Retirement Quick Tips Podcast. 

The theme this week was: How Do I Stop Overspending? 

This week on the Retirement Quick Tips Podcast, I’m addressing the question: How Do I Stop Overspending? 

Yesterday, I talked about a no-spend month as the best way to shine a light on overspending and help you build more healthy spending habits. If you’re not ready for that, then I challenge you to a no-spend week or 2 weeks to help you see where your temptations and triggers lie, and learn to say no to some things so you can say yes to what’s most important. 

Today, I want to talk about a few other tricks that can help you spend less.

This week on the Retirement Quick Tips Podcast, I’m addressing the question: How Do I Stop Overspending? 

Today, I’m challenge you to do a no-spend month. A no spend month is like a detox or cleanse for you and probably the best way you can begin to make progress on your overspending tendencies. A no spend month is exactly what it sounds like - for a month, you just spend money on the essentials. No coffee runs. No extra entertainment. Your bills are paid, you have gas in your car, and food in your fridge, but that’s it. If it sounds hard, that’s because it is. 

This week on the Retirement Quick Tips Podcast, I’m addressing the question: How Do I Stop Overspending? 

Yesterday, I gave you an easy test to self-diagnose if you’re an overspender: 10% x age X income = expected net worth.

This week on the Retirement Quick Tips Podcast, I’m addressing the question: How Do I Stop Overspending? 

Yesterday, I talked about the problem with overspending - which is two-fold - it causes financial and life stress because you can’t cover life’s inevitable emergencies without putting it on a high interest rate credit card.