If you're participating in your 401k plan at work, if you're over 50, you're planning to maximize your contributions including the additional catch-up contribution, and you're going to make more than $145,000 in wages from your employer in 2025 - the rules for making catch up contributions are changing for you in 2026.

Today, I'm talking about the basics of this new rule change so you can better understand how the change might impact you…