Retirement spending isn’t as simple as “save a million and live on 80% of your income.”

In this video, I break down surprising new insights from a JP Morgan study that reveal how retirees actually spend their money. You’ll learn about the curve of retirement expenses, why partial retirement often leads to higher spending, and how volatile costs—like healthcare or travel—can shake up your budget. If you’re planning for retirement or already there, this video will help you rethink the old rules and prepare for a more flexible, confident retirement lifestyle.

 #RetirementPlanning #RetirementSpending #FinancialFreedom #LifeStartsAtRetirement


Please check out my video about the 3 stages of retirement....Go Go Phase, Slow Go Phase and No Go Phase. ✅https://youtu.be/4-_kDrQnwN8

Please check out my video on the 4 stages of retirement! ✅https://youtu.be/sELWGP7Iyus


Please join our Facebook Group www.facebook.com/groups/lifestartsatretirement.

In this video, we share with you some of the BEST things you can do with your time during retirement!

Retirement isn’t the end of the road—it’s the start of a whole new adventure and so in this video, I’ll share 9 of the best things you can do in retirement to fill your days with joy, meaning, and excitement.

Whether you’re looking for fun hobbies, new travel ideas, or simple ways to stay connected and engaged, these tips will help you make the most of this new chapter in life. From staying active and exploring your passions to finding new ways to give back and connect with others, these ideas are designed to spark inspiration and remind you that the best years can still be ahead.

Retirement is your chance to do more of what you love—and maybe even discover something new.

 Timestamp
00:00 - Find a hobby
02:20 - Use your knowledge
03:40 - Volunteer
04:35 - Travel
06:33 - Be active
07:48 - Become a writer
08:35 - Learn, Learn, Learn
09:45 - Get a part time job 1
11:15 - Connection

Please check out my video about loneliness in retirement
✅https://youtu.be/a4_OEVoJGcc?si=NlomXsaUbvJIBA4k

Please check out my video about the 3 stages of retirement....Go Go Phase, Slow Go Phase and No Go Phase.
✅https://youtu.be/4-_kDrQnwN8

Please check out my video on the 4 stages of retirement!
✅https://youtu.be/sELWGP7Iyus

Please join our Facebook Group www.facebook.com/groups/lifestartsatretirement

We spend decades saving for retirement — chasing numbers, building portfolios, and planning for financial freedom. But when the paychecks stop and the days open up, many retirees realize something surprising: money alone doesn’t make you happy.

In this video, we explore what really brings joy and fulfillment in retirement — and it has nothing to do with how much you have in the bank. Drawing from my real life experience, I talk about what has made a direct and deep difference in my happiness during my retirement. Whether it’s nurturing relationships, discovering new passions, or finding ways to give back, this video will challenge the idea that a bigger nest egg equals a better retirement. It’s about creating a life that feels rich — in meaning, not just money. If you’re retired, planning to retire, or just rethinking what truly matters, this video is for you.

👇 Share in the comments: What brings you the most joy in this chapter of life?

🔔 And don’t forget to subscribe for more honest, practical conversations about retirement and beyond.

Please check out my video about loneliness in retirement ✅https://youtu.be/a4_OEVoJGcc?si=NlomXsaUbvJIBA4k

Please check out my video about the 3 stages of retirement....Go Go Phase, Slow Go Phase and No Go Phase. ✅https://youtu.be/4-_kDrQnwN8

Please check out my video on the 4 stages of retirement! ✅https://youtu.be/sELWGP7Iyus

Please join our Facebook Group www.facebook.com/groups/lifestartsatretirement

Retirement is supposed to be the reward — the golden years we’ve worked for our whole lives. But what happens when the freedom you've dreamed of brings more questions than answers?

In this video, we’re diving deep into the emotional and personal transformations that retirement brings — the ones no one really warns you about. From losing structure and routine to rediscovering purpose and identity, retirement can shake you up in ways you never expected. You’ll hear about the quiet grief that can come with walking away from a long-held role, and the surprising joy that emerges when you start living on your own terms.

This video explores how retirement changes not just how you spend your time — but how you see yourself, your relationships, and your life’s meaning. Whether you're newly retired, counting down the days, or supporting someone through this major transition, this video is a must-watch. Let’s talk openly about the shift from doing to being, from chasing to choosing. Because retirement changes everything — and when we understand those changes, we can step into this next chapter with intention, courage, and maybe even excitement.

👇 Share your own retirement transformation in the comments — I’d love to hear your story.

Please check out my video about the 3 stages of retirement....Go Go Phase, Slow Go Phase and No Go Phase. ✅https://youtu.be/4-_kDrQnwN8

Please check out my video on the 4 stages of retirement! ✅https://youtu.be/sELWGP7Iyus

Please join our Facebook Group www.facebook.com/groups/lifestartsatretirement

In this video I share the top 7 things that I went through when I first retired.  I have to be honest, I didn't expect many of these issues to bother me.  And they really did. 

When you know what to expect when you retire, you'll have a greater chance of making your retirement remarkable!   Life is to be enjoyed, after all, you save all your life to be able to enjoy your retirement.  

Timestamps
0:00 - Introduction
1:35 - Routine
4:10 - Purpose
5:30 - Lonely
6:55 - Identity
8:36 - Finances
9:40 - Balance
10:55 - Mental Health

Please check out our video on loneliness
✅https://youtu.be/a4_OEVoJGcc?si=aSWAhyj8U16ardLV

Please consider joining our Facebook group at www.facebook.com/groups/lifestartsatretirement

#retirement #retirementplanning

Retirement often feels like the ultimate finish line—a time to relax, pursue hobbies, and travel. But for many, the reality of retirement looks very different from what they expected.

In this video, titled "Retirement Reality Check: What I Wish I Knew Before I Retired," I’ll share the five biggest lessons I’ve learned since stepping away from the 9-to-5 grind. If you’re dreaming about retirement or even just starting to plan for it, these insights could help you avoid common pitfalls and set yourself up for success.

Retirement is a journey, not a destination. By sharing what I wish I’d known, I hope to give you a clearer picture of what to expect and how to prepare. The key to a successful retirement is to plan for more than just the financial aspects—it’s about building a life that keeps you engaged, fulfilled, and happy.

Don’t miss this reality check; it might just change how you think about your own retirement journey

Contents of Video
0:00 - Intro
1:20 - Time flies
3:44 - Financial $$$
5:48 - Social Life
7:50 - Freedom...what are you retiring to?
9:25 - Be aligned with your partner


Please check out my video about the 3 stages of retirement....Go Go Phase, Slow Go Phase and No Go Phase. ✅https://youtu.be/4-_kDrQnwN8

Please check out my video on the 4 stages of retirement! ✅https://youtu.be/sELWGP7Iyus

Please join our Facebook Group www.facebook.com/groups/lifestartsatretirement

Are you ready to retire and live a more authentic life?

In this video, I'm sharing the 5 things I wish I knew before retiring, and what vanishes in retirement that no one tells you about. I talk about the unexpected aspects of life after work that many people overlook.

The transition to retirement can bring about challenges you didn't see coming! Whether you're nearing retirement, on a path to financial freedom, or just curious about the changes it brings, this video will provide valuable insights and help you prepare for this significant life transition.

Many are caught off guard by what quietly disappears in retirement, with today's video I'm diving into these unexpected changes. This episode focuses on the things that people often overlook, sharing insights and even some relevant statistics. If you're thinking about early retirement, or are getting close to retirement, you need to be aware of these factors.

0:00 - Intro
1:29 - Your career
5:37 - Your routine
9:12 - Your identity
12:10 - Your sense of purpose
13:35 - Money

Please join our Facebook group at www.facebook.com/groups/lifestartsatretirement

You have worked hard for your retirement, saved money, built your retirement nest egg so don’t let these 6 mistakes ruin this for you.

This video discusses 6 things that can ruin your retirement. Many of these have been around for a long time but may be new to you in this stage of your life. By learning about these events that can ruin your retirement, you can be well on your way to making your retirement remarkable!


The Channel’s most popular videos
👉Retirement reality checklist - What I wish I knew before I retired 👉https://youtu.be/H7pPGcUp3o0

  👉Retired?? What next. A guide to finding passion and purpose 👉https://youtu.be/13m990l5NfE


👉5 Things I wish I knew before I retired! 👉https://youtu.be/u0QNEB968ZM

👉6 Habits of successful retirees 👉https://youtu.be/OXsXcLlwTlE


Disclaimer: this video is for educational and entertainment purposes only and is not meant to be a substitute for legal, accounting, tax, or professional advice. If you have any specific questions about any legal, accounting, tax or other professional service matter you should consult the appropriate professional services provider.


Please join our Facebook group at www.facebook.com/group/lifestartsatretirement

Timestamps
0:00 - Intro
0:22 - Co-Sign loans
1:54 - Grown Children
3:30 - Grey Divorce
4:20 - House costs
5:50 - Money
7:10 - Healthcare

Are you wondering if it’s finally time to say goodbye to the 9-to-5 grind?

In this video, we explore the most common (and surprising) signs that you might be more ready for retirement than you think. Whether you’re dreaming of travel, craving more free time, or just feeling like your purpose is shifting — this episode will help you recognize the emotional, mental, and lifestyle clues that it might be time to take the leap.

0:00 - Intro
0:41 - Why do people wait to retire?
4:07 - How much time do you really have left?
5:36 - If not now....when?
7:15 - What if it doesn’t go as planned?

📅 And… why now might be the perfect time.

This isn’t just about money — it’s about meaning, freedom, and creating a life you don’t need a vacation from.

Most people are worried about their retirement savings. We've heard it all our lives - you need at least $1 million to retire!

In this video I show you what the average 60 year old has saved for retirement and why that $1 million amount may be misleading. Find out why!

Learn the 9 assumptions you need to know to plan for your retirement future! Whether you are nearing retirement or just curious about how you compare, this video will give you insights along with the 9 valuable assumptions.
0:00 - Intro
4:01 - Life Expectancy
4:59 - Inflation
5:47 - Investment Return
6:10 - Healthcare Costs
7:02 - Unexpected Expenses
7:58 - Housing Expenses
9:32 - Spending Needs
10:42 - Family Support
12:11 - Retirement Income

Disclaimer: Please note that this video is made for entertainment purposes only and not to be taken as financial advice. Always make sure to do your own research.


Please join our Facebook group at www.facebook.com/groups/lifestartsatretirement

Video about Go Go / Slow Go / No Go years ✅https://youtu.be/4-_kDrQnwN8?si=ve3ahn_5lEARLH03

Video about the Sandwich Generation ✅https://youtu.be/3LH8E4cMUN8?si=KSWmwqhPTy8QwRdu