Retirement Quick Tips with Ashley

No matter how you feel about Trump - hate him, love him, or if you're among the 12 Americans who are totally indifferent to him, the new Trump accounts for kids are an incredible savings opportunity, and one that you don't want to pass up if you have minor children or grandchildren.

And if that child is eligible for the $1,000 seed contribution because they were born between 2025-2028, then it's definitely a no brainer. About 5 million Americans have already signed up for these accounts, and I will be enrolling all 5 of my own children before they go live on July 4th. And enjoying the free $1000 of seed money for baby number 5, arriving in June.

So in this week's podcast, I'll be breaking down the key things you need to know about Trump accounts:

• Who can and should sign up & fund these accounts

• Why I like them better than other types of savings and investment accounts for kids

• How to sign up

• Investment options

• How to turn these accounts into millions for your kids or grandkids in retirement

No matter how you feel about Trump - hate him, love him, or if you're among the 12 Americans who are totally indifferent to him, the new Trump accounts for kids are an incredible savings opportunity, and one that you don't want to pass up if you have minor children or grandchildren.

And if that child is eligible for the $1,000 seed contribution because they were born between 2025-2028, then it's definitely a no brainer. About 5 million Americans have already signed up for these accounts, and I will be enrolling all 5 of my own children before they go live on July 4th. And enjoying the free $1000 of seed money for baby number 5, arriving in June.

So in this week's podcast, I'll be breaking down the key things you need to know about Trump accounts:

• Who can and should sign up & fund these accounts

• Why I like them better than other types of savings and investment accounts for kids

• How to sign up

• Investment options

• How to turn these accounts into millions for your kids or grandkids in retirement

No matter how you feel about Trump - hate him, love him, or if you're among the 12 Americans who are totally indifferent to him, the new Trump accounts for kids are an incredible savings opportunity, and one that you don't want to pass up if you have minor children or grandchildren.

And if that child is eligible for the $1,000 seed contribution because they were born between 2025-2028, then it's definitely a no brainer. About 5 million Americans have already signed up for these accounts, and I will be enrolling all 5 of my own children before they go live on July 4th. And enjoying the free $1000 of seed money for baby number 5, arriving in June.

So in this week's podcast, I'll be breaking down the key things you need to know about Trump accounts:

Happy belated Mother's Day to all the mothers out there! The day this episode goes live, I'm on my way home from a weekend at the Oregon coast with my husband and kids, and the weather is supposed to be perfect. Playing on the beach, relaxing, and hoping that I don't have to do much on Mother's Day - exactly the kind of quiet, relaxing weekend I'm envisioning.

I hope your Mother's Day was just as lovely.

And speaking of Mother's Day, I have a special announcement at the end of the episode, so make sure you stick around.

So today I want to address something that comes up all the time: how do you invest new money without second-guessing yourself?

So the big takeaway here: You cannot time the market. You cannot know whether you will retire into a bull run or the next 1968. But that uncertainty does not have to be paralyzing, because the strategies in this series are not about predicting what happens. They are about building a retirement structure that can absorb the worst and still keep you on track.

If you have followed the strategies in this series, a market downturn does not just become survivable. It becomes an opportunity. This is the episode about playing offense when others are panicking.

Don't Retire With the Wrong Portfolio

One of the most avoidable mistakes in retirement planning is carrying a growth-heavy, stock-concentrated portfolio right up to and into retirement. What worked when you were 40 and decades away from needing the money is a completely different risk profile at 62 or 65 when withdrawals are starting.

Don't Retire With the Wrong Portfolio

One of the most avoidable mistakes in retirement planning is carrying a growth-heavy, stock-concentrated portfolio right up to and into retirement. What worked when you were 40 and decades away from needing the money is a completely different risk profile at 62 or 65 when withdrawals are starting.

The single most important thing you can do before and during retirement is ensure you have enough liquid, accessible funds to stop portfolio withdrawals when markets turn down. This episode breaks down the specific framework for doing that.

Most people think about investment risk in terms of averages. If your portfolio earns 7 percent on average over 30 years, you should be fine, right? Not necessarily. Sequence of returns risk is the danger that the timing of your returns, not just the average, can make or break your retirement.