In this episode, Tom talks to Ashvin Chhabra (one of the fathers of goals-based investing) about ‘how you can make sure your portfolio lines up with your actual goals?’ This probably sounds obvious, but it is not commonly practiced in real life. In fact Ashvin argues that investing is not really about the markets at all - it’s about you, the investor. He show how you can organize your balance sheet into categories based on your goals and then fund each of those buckets with asset classes that are most likely to deliver success. A great conversation!