You have 96 months to claim your Social Security check, from age 62 to age 70. Every month is a choice, but which is the best depends on your personal situation. Hans talks about clients who decide when to take their check based on what they have read or heard from friends or family. The best advice he can give is to get your Social Security statement on SSA.gov and look at your projected benefit. Hans talks about reasons to start your benefit early as well as reasons to start it late. Make sure to consider your spouse and their benefit as well. 

Don’t forget to get your copy of “The Complete Cardinal Guide to Planning for and Living in Retirement” on Amazon or on CardinalGuide.com for free!

You can contact Hans and Cardinal by emailing [email protected] or calling 919-535-8261. Learn more at CardinalGuide.com.