AWM Insights Financial and Investment News

Creating a personalized financial structure is an intricate process that isn’t a “set it and forget it” task. As our clients move through their lives, they evolve and so should their financial structure.

Accommodating these updates and protecting new, important priorities is the only way to keep a portfolio relevant to a client's needs. It takes constant and clear communication to establish and reestablish a plan that will continue to position our clients in an optimal position to achieve their goals.

Have questions for an upcoming episode? Want to get free resources, book giveaways, and AWM gear? Want to hear about when we release new episodes? Text “insights” or the lightbulb emoji (💡) to Brandon at (714) 504-7689 to join our new AWM Insights Network.

Episode Highlights

• 0:00 Intro
• 1:10 Reflecting on your financial structure.
• 2:00 The value of refocusing and adjusting the plan due to updated circumstances.
• 3:23 Focusing on what you can control and evaluating the sources of news we consume.
• 5:26 Money is a tool, and are the right tools in your shed for your purpose?
• 6:35 Text us!

Evaluating custom portfolios can be tricky. Unlike off-the-shelf investments, each custom portfolio is unique and tailored to an investor's family, making it hard to compare using the standard benchmarks you see every day.

Private investments further complicate the process as they are valued in different ways and at different time intervals. The key to measuring success with these portfolios isn't just about how much money they make, but how well they help you reach your personal financial goals.

It's more about the total progress of your financial structure, than just numbers.

Have questions for an upcoming episode? Want to get free resources, book giveaways, and AWM gear? Want to hear about when we release new episodes? Text “insights” or the lightbulb emoji (💡) to Brandon at (714) 504-7689 to join our new AWM Insights Network.

Episode Highlights

• 0:00 Intro
• 1:13 How do you evaluate and measure your financial structure and success?
• 3:30 Considering your unique allocation when measuring performance.
• 5:03 Creating a personalized benchmark for success.
• 7:50 Text us!

Figuring out your purpose and intention is the first step to maximizing the impact of your wealth. After your intention is established, time needs to be set aside to execute on that intention and take actions that turn the concept into reality. Figuring out what needs to be done and how it needs to happen is crucial.

We work with our clients to build a game plan that is realistic to execute and advise them along the way to achieve the goal at hand with a customized set of scheduled checkpoints. The Scheduling step on the road to success needs to be interactive to evolve with our clients' changing schedules and goals.

Setting up a well-thought-out plan that takes the guesswork out of achieving your goals and being able to effectively adjust for any changes gives our clients clarity into what they can accomplish and the impact they can make.

Have questions for an upcoming episode? Want to get free resources, book giveaways, and AWM gear? Want to hear about when we release new episodes? Text “insights” or the lightbulb emoji (💡) to Brandon at (714) 504-7689 to join our new AWM Insights Network.

Episode Highlights

• 0:00 Intro
• 0:45 Scheduling our intentions for success.
• 1:30 Building a game plan before the season and executing on that scheduled plan.
• 3:45 Constantly revisiting the scheduled plan to make sure it is in line with our client's needs.
• 6:50 Text us!

Investing should be centered around you and the plan should evolve as your life develops and changes. This general concept may sound straightforward and logical, but the ideology of setting an intention for the funds in your portfolio and constantly reevaluating and adjusting them is not a common one.

The simple reason for the lack of adoption is that this process is highly sophisticated. Foundations and Endowments manage their funds in this way. They have large teams dedicated to constantly finding purpose and making the updates necessary to stay on track.

Our Family Offices’ human-centered approach enables families to implement the same sophisticated process as billion-dollar entities and accomplish the goals most important to them. Meaning matters, and honing in on that meaning through intentionality is the first step to properly managing multigenerational wealth.

Have questions for an upcoming episode? Want to get free resources, book giveaways, and AWM gear? Want to hear about when we release new episodes? Text “insights” or the lightbulb emoji (💡) to Brandon at (714) 504-7689 to join our new AWM Insights Network.

Episode Highlights

• 0:00 Intro
• 0:15 Starting with Intentionality  
• 1:10 How we use your vision and intentionality to build a portfolio.
• 2:35 Your portfolios are ever evolving.
• 4:50 Start big when building out your vision
• 6:50 Text us!

Brian Cain works with dozens of professional athletes to push them to Mental Performance Mastery. His 4-step formula transcends sports performance and actually has a direct application to managing wealth holistically.

Establishing your goals and envisioning your priorities is Step 1. Creating Intention is followed by Scheduling time to do the work to get there. As time is being spent to get to the target, progress and improvement need to be measured and monitored. Finally, a reflection regarding the development needs to be made which leads to refocusing to keep charging forward.

 Applying this formula to your financial framework creates focus, intentionality, and accountability to take the right steps to grow your wealth.

Have questions for an upcoming episode? Want to get free resources, book giveaways, and AWM gear? Want to hear about when we release new episodes? Text “insights” or the lightbulb emoji (💡) to Brandon at (714) 504-7689 to join our new AWM Insights Network.

Episode Highlights

• 0:00 Intro
• 0:25 How to achieve your financial goals with the 4-step formula.
• 1:43 Intentions, Scheduling, Measuring, Reflecting and Refocusing
• 5:20 Applying the formula to your wealth and goals.
• 6:50 Text us!

Looking back at this past year, there is more to be thankful for than just strong market performance. There have been many improvements and advancements in our industry that will impact all for the better.

Our Industry continues to move away from the transactional business model. Advice and Expertise are dominating, and more businesses are putting their clients first to keep up. This, unfortunately, was not the norm.

This year, our relationship with Charles Schwab expanded and enabled all of our clients to have free access to same-day Wires. Schwab also dropped their minimums for Charitable accounts, allowing more impact to be made.

Have questions for an upcoming episode? Want to get free resources, book giveaways, and AWM gear? Want to hear about when we release new episodes? Text “insights” or the lightbulb emoji (💡) to Brandon at (714) 504-7689 to join our new AWM Insights Network.

Episode Highlights

• 0:00 Intro
• 0:30 What are we thankful for?
• 2:22 How have we seen the industry evolve and what we have learned along the way?
• 6:30 How the lessons we have learned have impacted the advice we give.
• 8:50 Text us!

Markets this week have reacted very positively to easing inflation figures and dropping producer prices. The positive news has changed the sentiment of markets and rewarded investors who took on risk in their portfolios.

It was a great reminder of how Equities reward investors who take on risk in their portfolios. Obviously, risks must be measured and appropriately sized, but when a strong plan is implemented and followed, investors typically reap the benefits over the long run.

Wealth isn’t built in a day, but it can be lost or eroded in a very short period of time. Building a strong financial structure that protects against downturns, while also being positioned to benefit from periods of positive market performance, is a ticket to a brighter future.

Have questions for an upcoming episode? Want to get free resources, book giveaways, and AWM gear? Want to hear about when we release new episodes? Text “insights” or the lightbulb emoji (💡) to Brandon at (714) 504-7689 to join our new AWM Insights Network.

Episode Highlights

• 0:00 Intro
• 1:30 What’s going on in markets?
• 2:42 How shifting viewpoints move markets.
• 3:22 What sectors have performed well with changing sentiment?  
• 5:57 The benefit of taking on calculated risk in your portfolio.
• 7:43 Predicting the future in the new year.
• 9:50 Text us!

Interest rates across the board are at or near their highest levels in the last 15 years. While it's more expensive to get a mortgage nowadays, investors are benefiting from these higher rates with their investable assets.

Short-term Treasuries are generating more than 5%, which is significantly higher than the rates we have seen for the last decade. It's important to remember that over the long run, Equity markets have returned more than 9% annually.

Equities are riskier than bonds but have historically also had higher returns during periods of high-interest rates and have more protection against inflation.

A thoughtful approach and implementation strategy are needed to ensure that funds are allocated toward the right assets to protect your goals and priorities while also optimizing your returns in the market.

Have questions for an upcoming episode? Want to get free resources, book giveaways, and AWM gear? Want to hear about when we release new episodes? Text “insights” or the lightbulb emoji (💡) to Brandon at (714) 504-7689 to join our new AWM Insights Network.

Episode Highlights

• 0:00 Intro
• 0:20 Using high-interest rates to your advantage
• 1:42 How uncommon are these high-interest rates?
• 3:22 How do higher interest rates affect stock performance?  
• 4:57 The Risk and Return dynamic over long periods.
• 6:43 How does your financial structure impact the risks you take?
• 7:45 The building blocks of expected returns and how do they relate to your financial structure?
• 10:50 Text us!

Stocks and their returns are built on the uncertainty of financial markets. No one knows what tomorrow holds. Bearing that risk is compensated when things go well, and punished when they don’t. Many try to play the guessing game in hopes of only getting positive results.

The data has shown that this is not possible. Trying to outsmart the market consistently doesn’t work due to the unpredictability of the world. It's been proven that trying to avoid periods of negative performance harms investors as they miss out on some of the most lucrative returns during heightened uncertainty.

Investing in markets is not easy. There will be bumps on the way, but the rewards far outweigh the risks when structured appropriately. 

Have questions for an upcoming episode? Want to get free resources, book giveaways, and AWM gear? Want to hear about when we release new episodes? Text “insights” or the lightbulb emoji (💡) to Brandon at (714) 504-7689 to join our new AWM Insights Network.

Episode Highlights

• 0:00 Intro
• 0:25 What might be a detriment to your financial structure?
• 2:32 What should you do when Stocks sell off?
• 3:02 The dangers of reacting to news.  
• 5:57 Cutting through the nonsense and properly understanding financial vehicles.
• 8:50 Text us!

A strong and thoughtful financial framework should be built around your life and enable you to accomplish your goals. Creating a strong connection between you and your portfolio ensures that your money is working for you specifically, and is allocated to improve your odds of success.

A tailored financial framework not only reduces waste and enhances overall efficiency, but it also improves your focus as it clearly defines what should be done to get you to your destination, while steering you clear of potential pitfalls.

Have questions for an upcoming episode? Want to get free resources, book giveaways, and AWM gear? Want to hear about when we release new episodes? Text “insights” or the lightbulb emoji (💡) to Brandon at (714) 504-7689 to join our new AWM Insights Network.

Episode Highlights

• 0:00 Intro
• 0:25 How does your portfolio tie back to your life?
• 1:52 The power of discipline and compounding returns.
• 3:51 Building the right decision-making framework and following it.
• 6:49 Visualizing the benefits of having a strong process
• 8:50 Text us!