AZ Tech Roundtable 2.0

Tech on the Rise from A.I. to Blockchain

- BRT S01 EP 40 11-08-2020

Things We Learned This Week

• AI w/ Naru of Aptus AI
• AI - artificial intelligence is used daily by the world in - search, big data, speech recognition, V/R, security, robotics, etc.
• AI helping in healthcare, assist Doctors
• Blockchain & Crypto w/ John Denza of ErisX
• Blockchain is a cryptography database
• Bitcoin is a store of value that operates on the blockchain network

Guests: Naru, CEO / Founder of Inventives (formerly Aptus AI)

https://aptusai.com/

https://www.linkedin.com/company/inventivesai

https://www.linkedin.com/in/naru95/

Building a better future by driving technological innovation...

A.I. (Artificial Intelligence) in major business arenas from Medicine, Bio-Tech, to Defense and more, plus what A.I. means in the bigger picture.

Notes:

Understanding AI on the practical level for the layman

AI in the future – 2021, and 5 years from now

What fields (ie – health) are making biggest advancements in AI

What jobs may be displaced now, and in next 5 – 10 years

AI in software, particularly fraud detection if you can discuss

How algorithms in AI determine what to look for

Discuss the research on robotics and Aptus suite of products – w/ AI - https://aptusai.com/services/portfolio

Bio:

Inventives / Aptus AI is a software solutions and artificial intelligence development and consulting firm. They provide aerospace, mechanical, and software engineering services to companies around the world. The Team is strong, and well-rounded consisting of engineers, developers, and physicists that focus on solving problems at the root. They help take ideas or concepts and build prototypes and deployments in very short periods of time with tight budgets while maintaining the best quality and client satisfaction. The main fields of expertise are RPA, Web App Development, Solutions Architecture, Artificial Intelligence, Computer Vision, and Simulation Systems.

Naru has a 2nd company he founded - Stax.ai is the world's first intelligent Business Administrative Operations (BAO) platform. Stax.ai uses the power of Artificial Intelligence to automatically sort, route, index, and backup your incoming emails, attachments, faxes, scans, etc.

https://stax.ai/

Guest: John Denza, Chief Commercial Officer w/ ErisX 

https://www.erisx.com/

https://www.erisx.com/about/investors/

https://www.linkedin.com/in/john-r-denza/

Talking Blockchain, what is it, and how it impacts the finance industry Bitcoin, and other Crypto currencies vs traditional banking and money.

• JD Intro and Background
• What is Blockchain

• Distributed Ledger Technology (DLT)
• Excel  Spreadsheet example

• What is Crypto Currency

• Bitcoin vs Ethereum

• Store of Value vs Smart Contract

• Asset Types, Spot, Futures, Options

• Improved Compliance - Audit Trail

• Prevent Nefarious Activities
• China releasing a token

• Banking

• Eliminating friction
• JPM Coin
• 3rd World - Adaption

• Mass Adoption

• Stability of the Asset vs Tesla
• Intuitional participation, FDAS
• Alternative Asset, 2-3% of portfolio
• Gold comparison

John Denza has 15+ years as a successful Exchange and Financial Technology Sales Professional with a strong desire to leverage these skills in the Cryptocurrency space. He has a passion  to build new Disruptive Markets while fostering relationships with Clients and Hedge Funds. Avid researcher of Cryptocurrency market structure, long term enthusiast and investor across multiple venues. He is focused on applying his Exchange and Electronic Trading experience to the Cryptocurrency Trading community.

ErisX:

With in-depth experience in delivering and operating a fully regulated market place at Eris Exchange, ErisX has ventured into the digital asset space with a broad offering of both spot and futures contracts on one platform. ErisX integrates digital asset products and modern technology into reliable, compliant and robust capital markets workflows.

Starting with Bitcoin (BTC), Bitcoin Cash (BCH), Ethereum (ETH) and Litecoin (LTC), the ErisX solution provides trading, deposits and withdrawals on a stable, proven capital markets technology infrastructure.

ErisX will also operate a Derivatives Clearing Organization (DCO) offering clearing and settlement services for a variety of exchange-traded digital asset contracts. Leveraging this infrastructure, the ErisX spot markets will also benefit from voluntary regulated oversight by the CFTC, as well as pending Money Service Business (MSB) licenses and Bitilcenses. The ErisX offering ensures that global businesses as well as individual investors can efficiently manage risk in both the listed and spot digital asset markets. With a regulated, liquid and attainable offering, ErisX is improving the digital asset space for institutional and individual traders alike.

https://www.prnewswire.com/news-releases/cboe-agrees-to-acquire-erisx-entering-digital-asset-space-with-spot-derivatives-and-clearing-platform-301404516.html

More Notes:

What are the applications of Blockchain in the business world –

Ie – banking, payments, data 

How crypto is listed – ie exchange, futures, commodity (example of an alternative investment like Gold) 

Bitcoin vs other types of crypto – Etherium, & exchanges like Coinbase

Future of Blockchain, and specifically crypto and Bitcoin  

Discuss Examples of how blockchain and crypto currency helps third world and developing countries

Bank Fees for international exchanges vs Blockchain banking

Funds investing in blockchain, and crypto currency 

What is real volatility of crypto / blockchain vs stocks and options ?

Explain how Blockchain has distributed ledger and better compliance

Dangers of bad PR, Silk Road or other nefarious stories

Crypto – OTC vs. listed, Market Makers, futures, volatility – less volatile.

* FX spot price_ Bitcoin USD pair

Commodity – Futures Exchange – DCO derivatives

NOT SEC

Alternative investment – like gold, bitcoin

* Bitcoin can be currency – 8 decimal places – all digital

SWIFT – charges 1% + on international fees/transactions

* Blockchain – can follow and track (distributed ledger) dlt – giant excel book

Silk Read – nefarious issues, drug trade (dark web)

Tech Topic: https://brt-show.libsyn.com/category/Tech-Startup-VC-Cybersecurity-Energy-Science

Crypto / Blockchain:

https://brt-show.libsyn.com/category/Crypto-Bitcoin-Blockchain

Naru Shows on BRT -

https://brt-show.libsyn.com/size/5/?search=naru

Best of Tech - https://brt-show.libsyn.com/size/5/?search=best+of+tech

Thanks for Listening.

Please Subscribe to the BRT Podcast. 

Business Roundtable with Matt Battaglia

The show where Entrepreneurs, High Level Executives, Business Owners, and Investors come to share insight and ideas about the future of business. BRT 2.0 looks at the new trends in business, and how classic industries are evolving. 

Common Topics Discussed: Business, Entrepreneurship, Investing, Stocks, Cannabis, Tech, Blockchain / Crypto, Real Estate, Legal, Sales, Charity, and more… 

BRT Podcast Home Page: https://brt-show.libsyn.com/

‘Best Of’ BRT Podcast: Click Here

BRT Podcast on Google: Click Here

BRT Podcast on Spotify: Click Here                   

More Info: https://www.economicknight.com/podcast-brt-home/

KFNX Info: https://1100kfnx.com/weekend-featured-shows/

Disclaimer: The views and opinions expressed in this program are those of the Hosts, Guests and Speakers, and do not necessarily reflect the views or positions of any entities they represent (or affiliates, members, managers, employees or partners), or any Station, Podcast Platform, Website or Social Media that this show may air on. All information provided is for educational and entertainment purposes. Nothing said on this program should be considered advice or recommendations in: business, legal, real estate, crypto, tax accounting, investment, etc. Always seek the advice of a professional in all business ventures, including but not limited to: investments, tax, loans, legal, accounting, real estate, crypto, contracts, sales, marketing, other business arrangements, etc.

Real Estate Development In Phoenix w/ Dan Lupien of Palmer Devt

- BRT S01 EP 39 11-01-2020

Guests: Dan Lupien w/ Palmer Development Group

https://palmerdevelopmentcorp.com/

https://palmerdevelopmentcorp.com/about/#Our-Team

https://www.linkedin.com/in/daniel-l-8a382a16a/

Dan discusses real estate development in AZ from developing a project, whether to buy and renovate, or build from scratch, financing a purchase, Cap Rates – how to analyze ROI. 

Palmer Development is a full service ground up commercial real estate Development Company that has broad experience developing office, industrial, retail and hospitality. Primarily focused on projects located in opportunity zoned Native American lands in Arizona specifically the Salt River Pima Maricopa Indian Community and the Gila River Indian Community.

Daniel Lupien is a 20-year market veteran and industry expert who has bought, sold, developed and leased more than $6 Billion of commercial real estate throughout his career.

Mr. Lupien graduated from Arizona State University in 1998 with a Bachelor of Science degree in Business and Communication and took the roll of Development Manager of Triple Five Development Group helping to build and develop over 1.5 million square feet of retail and mixed-use primarily in Las Vegas and Phoenix.

In 2003 he was recruited by Kimco Realty (NYSE: KIM), one of the nation’s largest publicly traded real estate investment trusts (REIT) and took the roll of Director and then Senior Director of Real Estate. His responsibilities included managing all transactional activity for development, leasing, and management of same site NOI growth and value creation for one of their largest portfolios. Over a span of 15 years he helped to expand the western region from roughly 3 million square feet in 2003 to over 26 million square feet in 2016 through multiple acquisitions and millions of feet in development.

Mr. Lupien is now focused on creating his own projects through his personal investment firm Palmer Development. With a $200 Million development pipeline primarily in the Western United States, Palmer Development is poised to rank as one of the top retail, hospitality and office development firms in the Southwest.

Guest: Denver Nowicz, President - Wealth For Life

http://wealthforlife.net/

https://www.linkedin.com/in/denvernowicz/

https://twitter.com/DenverNowicz

Denver is an advisor with nearly 20 years experience working with clients in investments and insurance, designing retirement plans with a combo of both. He takes us through different strategies for clients to get the best allocations for their money over the long term. It is the Combo Strategy of both Offense and Defense, the synergy of the mix, not ‘All or Nothing’.

Denver talks Assets and the importance of a well rounded portfolio for real diversification. 

Link to Taxes Show on 10/31/2021 w/ Denver: Here

Link to Offense / Defense Show on 6/6/2021 w/ Denver: Here

Link to Shows, Denver was a Guest: Here

Real Estate Topic: https://brt-show.libsyn.com/category/Real+Estate

https://brt-show.libsyn.com/size/5/?search=best+of+real+estate

‘Best Of’ Topic: https://brt-show.libsyn.com/category/Best+of+BRT

Investing Topic: https://brt-show.libsyn.com/category/Investing-Stocks-Bonds-Retirement

More 'Best of Investing': Here

Thanks for Listening.

Please Subscribe to the BRT Podcast. 

Business Roundtable with Matt Battaglia

The show where Entrepreneurs, High Level Executives, Business Owners, and Investors come to share insight and ideas about the future of business. BRT 2.0 looks at the new trends in business, and how classic industries are evolving. 

Common Topics Discussed: Business, Entrepreneurship, Investing, Stocks, Cannabis, Tech, Blockchain / Crypto, Real Estate, Legal, Sales, Charity, and more… 

BRT Podcast Home Page: https://brt-show.libsyn.com/

‘Best Of’ BRT Podcast: Click Here

BRT Podcast on Google: Click Here

BRT Podcast on Spotify: Click Here                   

More Info: https://www.economicknight.com/podcast-brt-home/

KFNX Info: https://1100kfnx.com/weekend-featured-shows/

Disclaimer: The views and opinions expressed in this program are those of the Hosts, Guests and Speakers, and do not necessarily reflect the views or positions of any entities they represent (or affiliates, members, managers, employees or partners), or any Station, Podcast Platform, Website or Social Media that this show may air on. All information provided is for educational and entertainment purposes. Nothing said on this program should be considered advice or recommendations in: business, legal, real estate, crypto, tax accounting, investment, etc. Always seek the advice of a professional in all business ventures, including but not limited to: investments, tax, loans, legal, accounting, real estate, crypto, contracts, sales, marketing, other business arrangements, etc.

Investing Leading up to the Election, Pick Good Co's vs Zombie Co's

- BRT S01 EP 38 10-25-2020

Guest: Robert Raeburn VP Wealth Mgmt,  Life Pro Asset Mgmt

Robert’s Weekly Insights - https://www.lifeproassetmanagement.com/insights

LPAM YouTube Channel: Here

Being Emotional in investing is Detrimental Do Not Pull Your $ from Stock Mkt going into the Election How to Pick Good Investments - Secular Growth above S&P, Strong Balance Sheet w/ Cash $, What Co's have Leadership Position in their Industry, #1 or #2 S&P has 80% Bad Co's, so if you invest in the Index, not maximizing potential gains

Guest: Denver Nowicz, President - Wealth For Life

http://wealthforlife.net/

https://www.linkedin.com/in/denvernowicz/

https://twitter.com/DenverNowicz

Denver is an advisor with nearly 20 years experience working with clients in investments and insurance, designing retirement plans with a combo of both. He takes us through different strategies for clients to get the best allocations for their money over the long term. It is the Combo Strategy of both Offense and Defense, the synergy of the mix, not ‘All or Nothing’.

Link to Taxes Show on 10/31/2021 w/ Denver: Here

Link to Offense / Defense Show on 6/6/2021 w/ Denver: Here

Link to Shows, Denver was a Guest: Here

‘Best Of’ Topic: https://brt-show.libsyn.com/category/Best+of+BRT

Investing Topic: https://brt-show.libsyn.com/category/Investing-Stocks-Bonds-Retirement

More 'Best of Investing': Here

Thanks for Listening.

Please Subscribe to the BRT Podcast. 

Business Roundtable with Matt Battaglia

The show where Entrepreneurs, High Level Executives, Business Owners, and Investors come to share insight and ideas about the future of business. BRT 2.0 looks at the new trends in business, and how classic industries are evolving. 

Common Topics Discussed: Business, Entrepreneurship, Investing, Stocks, Cannabis, Tech, Blockchain / Crypto, Real Estate, Legal, Sales, Charity, and more… 

BRT Podcast Home Page: https://brt-show.libsyn.com/

‘Best Of’ BRT Podcast: Click Here

BRT Podcast on Google: Click Here

BRT Podcast on Spotify: Click Here                   

More Info: https://www.economicknight.com/podcast-brt-home/

KFNX Info: https://1100kfnx.com/weekend-featured-shows/

Disclaimer: The views and opinions expressed in this program are those of the Hosts, Guests and Speakers, and do not necessarily reflect the views or positions of any entities they represent (or affiliates, members, managers, employees or partners), or any Station, Podcast Platform, Website or Social Media that this show may air on. All information provided is for educational and entertainment purposes. Nothing said on this program should be considered advice or recommendations in: business, legal, real estate, crypto, tax accounting, investment, etc. Always seek the advice of a professional in all business ventures, including but not limited to: investments, tax, loans, legal, accounting, real estate, crypto, contracts, sales, marketing, other business arrangements, etc.

Cannabis Business - Investing and M&A

- BRT S01 EP37 10-18-2020

Guest: Melissa Diaz w/ Rebel Rock

- customized accounting solutions, HR, and M&A for the Cannabis industry in AZ

https://rebelrock.co/melissa-diaz/

Melissa’s accounting experience as a CPA spans numerous industries, both domestically & internationally, including healthcare, hospitality and, of course, Cannabis. In addition to co-founding and serving as CFO to Rebel Rock, Melissa is CFO and Shareholder for High Rock Accounting, which places an emphasis on utilizing technology to strategically make day-to-day and long-term financial decisions, while pursuing company goals and compliancy. At High Rock and Rebel Rock, Melissa helps companies remain competitive and efficient in increasingly high-pressure and high-stakes environments. Starting in 2016 she started branching out into the Cannabis industry.

Melissa discusses legality, Prop 207 in AZ, regulations, investing and VC in Cannabis. She does customized accounting solutions, HR, and M&A for the Cannabis industry in AZ.

Guest: Maurizio Terrigno - Founder

Canadian Cannabis Chamber 

https://canadiancannabischamber.com/

https://canadiancannabischamber.com/our-team/

Maurizio has over 25 years of experience in international trade, Maurizio is the only independent, certified LP agent to broker cannabis to the EU markets, through the European Chamber of Commerce. He is also the founder of the Canadian Cannabis Chamber. He holds an export permit granted under the ACMPR to act as an agent for registered LP’s.

Maurizio discusses Investment, and Fed regulation in the Cannabis industry in Canada, how it is federally legal, and the differences vs the U.S.

About the CCC:

A modern, national non-profit chamber consisting of Canadian cannabis businesses focused on promoting business enabling policies at the national, provincial, and local levels of government. Our focus is leveraging our incredible team of attorneys and lobbyists, business experts, legislators, and industry business leaders to facilitate dialog, and provide resources, networks, and solutions that solve concerns experienced by Cannabis-based businesses in Canada. We are advocates that promote legal Cannabis businesses through our national and province-wide network of dispensaries, cultivators, manufacturers, laboratories, distributors, realtors, professional services, packaging manufacturers, advertising professionals, the media, and more.

Cannabis Topic: https://brt-show.libsyn.com/category/Cannabis-Hemp-Marijuana

Melissa past Guest appearances on BRT:

https://brt-show.libsyn.com/size/5/?search=melissa+diaz

Best of BRT on Cannabis:

https://brt-show.libsyn.com/size/5/?search=best+of+cannabis

‘Best Of’ Topic: https://brt-show.libsyn.com/category/Best+of+BRT

Investing Topic: https://brt-show.libsyn.com/category/Investing-Stocks-Bonds-Retirement

More 'Best of Investing': Here

Thanks for Listening.

Please Subscribe to the BRT Podcast. 

Business Roundtable with Matt Battaglia

The show where Entrepreneurs, High Level Executives, Business Owners, and Investors come to share insight and ideas about the future of business. BRT 2.0 looks at the new trends in business, and how classic industries are evolving. 

Common Topics Discussed: Business, Entrepreneurship, Investing, Stocks, Cannabis, Tech, Blockchain / Crypto, Real Estate, Legal, Sales, Charity, and more… 

BRT Podcast Home Page: https://brt-show.libsyn.com/

‘Best Of’ BRT Podcast: Click Here

BRT Podcast on Google: Click Here

BRT Podcast on Spotify: Click Here                   

More Info: https://www.economicknight.com/podcast-brt-home/

KFNX Info: https://1100kfnx.com/weekend-featured-shows/

Disclaimer: The views and opinions expressed in this program are those of the Hosts, Guests and Speakers, and do not necessarily reflect the views or positions of any entities they represent (or affiliates, members, managers, employees or partners), or any Station, Podcast Platform, Website or Social Media that this show may air on. All information provided is for educational and entertainment purposes. Nothing said on this program should be considered advice or recommendations in: business, legal, real estate, crypto, tax accounting, investment, etc. Always seek the advice of a professional in all business ventures, including but not limited to: investments, tax, loans, legal, accounting, real estate, crypto, contracts, sales, marketing, other business arrangements, etc.

BRT Gives Back to Help Struggling Families in Phoenix during the Crisis

- BRT S01 EP36 10-11-2020

Please Help the less fortunate during times of need, especially in Crisis like the Pandemic or the summer. Many charities receive volunteers, and donations during the holidays, but support is needed year round.

*All Donations to a Charity are tax deductable, or can receive a tax credit.

Guest: Steve Zabilski, Executive Director of St Vincent DePaul https://www.stvincentdepaul.net/about/our-board Homeless Population in Phx Struggling and How to Help Help to Feed, Clothe, House, Heal those who need it most

Steve Zabilski has served as the Society of St. Vincent de Paul’s executive director since 1997. Prior positions include senior vice president with Transamerica Insurance Group and audit manager for the accounting firm KPMG LLC.

Steve Zabilski embodies the philosophy of serving those in need. And appropriately, he is well-situated to live out those precepts of charity as CEO of the Society of St. Vincent de Paul (SVDP) Phoenix, where he oversees the day-to-day operation of the organization’s 250 employees and thousands of volunteers throughout Arizona. 

“We are a place that provides opportunities for others to be of service and this provides real meaning in our lives; a sense of purpose, a peace and joy that comes from having a reason for being that which is greater than ourselves,” professed Zabilski.

The Society of St. Vincent de Paul is dedicated to feeding, clothing, housing and healing individuals and families in our community who have nowhere else to turn for help. As important, SVdP provides meaningful opportunities for volunteers to serve their neighbors in need with love and compassion.

SVdP has been serving our community throughout central and northern Arizona since 1946. Programs include:

• Services for the homeless.
• Medical and dental care for the working poor.
• Charity dining rooms that serve thousands each day.
• Food boxes for hungry families.
• Thrift stores throughout the region.
• A bridge housing shelter.
• General assistance for individuals in need.

Guest: Christina, Director of External Operations Military Assistance Mission aka MAM - https://www.azmam.org/

Military families need your help also, from financial assistance, to donations, like second hand laptops for kids going to school virtually. MAM also hots an annual charity golf event.

MAM is always focused on veterans, and their families. Their primary support is financial for E5 (their pay grade which is basically working poor) and below and morale aid for E6 and below.

Military families need your help also, from financial assistance, to donations, like second hand laptops for kids going to school virtually.

Military Assistance Mission provides financial assistance and morale aid to struggling Arizona military and their families. 56% of enlisted families report financial difficulty with basic needs. MAM strives to provide financial assistance each year to 120 Arizona active duty, guard & reserve military service members.

Each year approximately 4,500 military members and families benefit from MAM’s morale/event programs such as Operation Holiday Open House, Seats for Soldiers, Back 2 School and Baby Bundle Bash.

For More Info and Community Shows or to Help:

https://brt-show.libsyn.com/category/Community-Charity-Education

Investing Topic: https://brt-show.libsyn.com/category/investing

Thanks for Listening.

Please Subscribe to the BRT Podcast.

Business Roundtable with Matt Battaglia

The show where Entrepreneurs, High Level Executives, Business Owners, and Investors come to share insight and ideas about the future of business. BRT 2.0 looks at the new trends in business, and how classic industries are evolving. 

Common Topics Discussed: Business, Entrepreneurship, Investing, Stocks, Cannabis, Tech, Blockchain / Crypto, Real Estate, Legal, Sales, Charity, and more… 

BRT Podcast Home Page: https://brt-show.libsyn.com/

‘Best Of’ BRT Podcast: Click Here

BRT Podcast on Google: Click Here

BRT Podcast on Spotify: Click Here                   

More Info: https://www.economicknight.com/podcast-brt-home/

KFNX Info: https://1100kfnx.com/weekend-featured-shows/

Disclaimer: The views and opinions expressed in this program are those of the Hosts, Guests and Speakers, and do not necessarily reflect the views or positions of any entities they represent (or affiliates, members, managers, employees or partners), or any Station, Podcast Platform, Website or Social Media that this show may air on. All information provided is for educational and entertainment purposes. Nothing said on this program should be considered advice or recommendations in: business, legal, real estate, crypto, tax accounting, investment, etc. Always seek the advice of a professional in all business ventures, including but not limited to: investments, tax, loans, legal, accounting, real estate, crypto, contracts, sales, marketing, other business arrangements, etc.

Think Globally When Looking for Stocks to Invest In w/ Meb Faber

- BRT S01 EP 35 10-04-20

Things We Learned This Week

• Investment Plan – write it down and stick to it, give yourself rules and guard rails

• Allocation – Global Stocks, Global Bonds, Global Assets (Real Estate, Commodities, etc)
• Talmud Portfolio – 2000 year old strategy – 1/3 of $ in land, business, reserves
• Invest With the House – monitor the 13F of big investors to get ideas

• Market Cycles – importance of identifying them, to know where you are at when investing to avoid Bubbles and Mania

Guest: Meb Faber at Cambria Investments https://www.cambriainvestments.com/

Website / Blog / Books: https://mebfaber.com/

Twitter: https://twitter.com/mebfaber

Book Recs / Investing Info: https://mebfaber.com/reading-list/

Meb Faber takes us on an in depth discussion on investing, doing your research, Quant investing, and looking at stocks outside the US to diversify your portfolio. Why following the big investors 13Fs, aka Invest with the House, can reap benefits and ideas. He is a historian on investing and always crunches the numbers and data.

Mr. Faber is a co-founder and the Chief Investment Officer of Cambria Investment Management. Faber is the manager of Cambria’s ETFs and separate accounts. Mr. Faber is the host of The Meb Faber Show podcast and has authored numerous white papers and leather-bound books. He is a frequent speaker and writer on investment strategies and has been featured in Barron’s, The New York Times, and The New Yorker. Mr. Faber graduated from the University of Virginia with a double major in Engineering Science and Biology.

He has written multiple Books on Investing – Global Asset Allocation, Global Value, Invest With the House, Shareholder Yield, Ivy League Portfolio, The Best Investment Writing

You can Download some for Free here: https://mebfaber.com/books/

Notes:

Written Investment Plan, and stick to that plan

Learn thru experience what your real risk tolerance is when you actually lose $

Do you have the fortitude to stick to your investing plan, when the stock has a 50% draw down

Investment Market History – over a 200 year period to give you guide posts

Expectations of returns that are more realistic, to avoid disappointment

Market Cycles – living thru cycles to identify them

Long Term Investment Horizon - 10 to 20 years, downturns in stocks, bonds, gold can last years

Example – you expect to stay in your house for 10 – 20 years

Short term leads to chasing returns and bad behaviors

Deep Research on Investments, Quant analysis and review the numbers to avoid biases

Allocation – Global Stocks, Global Bonds, Global Assets (Real Estate, Commodities, etc)

Meb book rec: Triumph of the Optimists – historical review of market returns, also Jim Rogers books

Home Country Bias – most people in US invest 80% in US stocks, look globally ( and allot 50% to US)

Diversify Worldwide – research European or Japanese stock market for ideas

Biggest Stocks hit a size that will have trouble going forward growing bigger (got from $1 tril, to $10 tril size), also have a target on your back, biggest stocks over time will underperform the index  

ETFs – worldwide and foreign markets

Invest with the House – monitor the 13F of big investors for ideas, institutional investors with $100 mil in assets must do a quarterly filing of stocks they hold (45 days after)

Analysis Paralysis – Simplicity is important, have an easy strategy

Talmud Portfolio – 2000 year old strategy – let every man invest 1/3 of $ in land, business, reserves

Meb modern translation – stocks, real assets, cash & bonds

Hard to beat strategy, can buy ETFs at low cost, and re-balance

Monitor details of taxes and fees, be defensive - Diversify your net worth to business, land, etc.

Start investing at a young age, save $ and stay invested, focus on low fees

Then Advanced Strategies of Value Investing, Trend Following, Tail Risk, etc.

MB on legendary investor, Howard Marks of Oaktree and his Memos, in particular, Market Cycles. The importance of understanding Cycles, and how to identify them in investing. A look at market history, and investor psychology all connected to Market Cycles.

Per Investopedia – Market Cycle

The four stages of a market cycle include the accumulation, uptrend or markup, distribution, and downtrend or markdown phases.

1. Accumulation Phase: Accumulation occurs after the market has bottomed and the innovators and early adopters begin to buy, figuring the worst is over.
2. Markup Phase: This occurs when the market has been stable for a while and moves higher in price.
3. Distribution Phase: Sellers begin to dominate as the stock reaches its peak.
4. Downtrend: Downtrend occurs when the stock price is tumbling down.

Examples – Tech Stock Bubble of 2000, Financial Crisis of 2008 (Housing Bubble), Pandemic of March 2020, Railroad Speculation mid-1800s, Great Depression 1929

Howard Marks quotes overheard in a Bubble: ‘This time it is different.’ ‘The market can’t fail.’

The market does not always go up, there is Regression to the Mean – prices will eventually go down and even out. Be leery when there is euphoria in the market (be fearful), and maybe sell. Then buy after, post crash at depressed pricing levels. Buy Low, Sell High. Even a depressed asset can be attractive at the right (low) price.

Michael Lewis book – Big Short on the Financial Crisis of 2008

Howard Marks Memos: https://www.oaktreecapital.com/insights

Books: Here (The Most Important Thing, Mastering the Market Cycle)

Bio (c/o Wikipedia) - https://en.wikipedia.org/wiki/Howard_Marks_(investor)

Howard Stanley Marks (born April 23, 1946) is an American investor and writer. He is the co-founder and co-chairman of Oaktree Capital Management, the largest investor in distressed securities worldwide. In 2020, with a net worth of $2.1 billion, Marks was ranked No. 391 on the Forbes 400 rankings of the wealthiest Americans.[2] Marks is admired in the investment community for his "memos", which detail his investment strategies and insight into the economy and are posted publicly on the Oaktree website. He has also published 3 books on investing.[3][4] According to Warren Buffett, "When I see memos from Howard Marks in my mail, they're the first thing I open and read. I always learn something, and that goes double for his book."[5] Funds led by Marks have produced long term returns net of fees of 19% per year. Investors are primarily pension funds and sovereign wealth funds.

Investing Topic: 

https://brt-show.libsyn.com/category/Investing-Stocks-Bonds-Retirement

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More - BRT Best of: 

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Business Roundtable with Matt Battaglia

The show where Entrepreneurs, High Level Executives, Business Owners, and Investors come to share insight and ideas about the future of business. BRT 2.0 looks at the new trends in business, and how classic industries are evolving. 

Common Topics Discussed: Business, Entrepreneurship, Investing, Stocks, Cannabis, Tech, Blockchain / Crypto, Real Estate, Legal, Sales, Charity, and more… 

BRT Podcast Home Page: https://brt-show.libsyn.com/

‘Best Of’ BRT Podcast: Click Here

BRT Podcast on Google: Click Here

BRT Podcast on Spotify: Click Here                   

More Info: https://www.economicknight.com/podcast-brt-home/

KFNX Info: https://1100kfnx.com/weekend-featured-shows/

Disclaimer: The views and opinions expressed in this program are those of the Hosts, Guests and Speakers, and do not necessarily reflect the views or positions of any entities they represent (or affiliates, members, managers, employees or partners), or any Station, Podcast Platform, Website or Social Media that this show may air on. All information provided is for educational and entertainment purposes. Nothing said on this program should be considered advice or recommendations in: business, legal, real estate, crypto, tax accounting, investment, etc. Always seek the advice of a professional in all business ventures, including but not limited to: investments, tax, loans, legal, accounting, real estate, crypto, contracts, sales, marketing, other business arrangements, etc

Education in AZ from STEM to Ideas from the Business Community

- BRT S01 EP34 9-27-2020

Guest: Dr. Jeremy Babendure, Executive Director

SciTech Institute on STEM Education 

https://scitechinstitute.org/

https://www.linkedin.com/in/jeremy-babendure-3762334/

SciTech Institute is a nonprofit organization that strives to connect the STEM community and inspire individuals to pursue STEM-related career paths and get engaged in STEM events. Imagine building tomorrow’s global leaders by empowering individuals today.

Dr. Jeremy Babendure is the Executive Director of the SciTech Institute, an Associate Research Professor of Molecular Sciences at Arizona State University and a research fellow at the Institute for Learning Innovation.

The annual AZ SciTech festival includes over 900 collaborators, 3000 events and draws over 560,000 participants. In 2015, Jeremy launched the Chief Science Officers (CSO) Initiative.  The CSO program promotes student voice and engagement in STEM and education conversations across 9 states and 4 countries with more regions being engaged every year. In addition, through his work with the national STEM Ecosystems project he helped launch a local Arizona STEM School Community of Practice bringing together 40+ diverse schools teams focused on STEM.

Prior to his work in Arizona, Jeremy received his doctorate in in the lab of the late Nobel Laureate, Dr. Roger Tsien at the University of California, San Diego developing molecular sensors for the detection of RNA. Following this work, he and Roger launched the ScienceBridge program as mechanism to bring current science to the San Diego schools annually impacting ~200 teachers, ~20,000 students, and ~60,000 community members and attaining 12M+ in national grants.

Guest: Emily Anne Gullickson, CEO of A for Arizona 

www.aforarizona.org

https://www.linkedin.com/in/emily-anne-gullickson/

https://www.aztechcouncil.org/

As employers, innovators, and investors in the future, A for Arizona remains committed to ensuring business leaders stay engaged as education champions. They aim to continue to educate and build wider support from the business community on the ambitious, aggressive, and comprehensive education reform possibilities designed from the needs and best practices of Arizona’s exceptional educators.

A for Arizona has a vision to build an education system in Arizona that prepares every student to succeed in the competitive global economy and contribute to their local community.

It all began in Fall 2013, when former AZ Superintendent of Public Instruction, Lisa Graham Keegan decided to flip the traditional approach to education policy upside down and see what might happen if we leveraged best practices from the business community to focus intensely on scaling what works in K-12 schools. In collaboration with now Chief Executive Officer Emily Anne Gullickson, the A for Arizona initiative set out in Spring 2014 to learn from Arizona’s roughly 100 high poverty, high performing schools who were quietly laboring and defying the odds.

Since 2014, A for Arizona got to know agile, passionate principals and system leaders across the state. The growing team watched these schools intentionally help high poverty students catch up academically – giving them access to the life choices that only a great education can provide. Their work was built around elevating these educators’ voices, developing policy ideas and research to support and accelerate their investments in the lives of every student.

For More Info and Community Shows or to Help:

https://brt-show.libsyn.com/category/Community-Charity-Education

Tech Topic: 

https://brt-show.libsyn.com/category/Tech-Startup-VC-Cybersecurity-Energy-Science

Shows w/ AZ Tech Council:

https://brt-show.libsyn.com/size/5/?search=steve+zylstra

Thanks for Listening.

Please Subscribe to the BRT Podcast.

Business Roundtable with Matt Battaglia

The show where Entrepreneurs, High Level Executives, Business Owners, and Investors come to share insight and ideas about the future of business. BRT 2.0 looks at the new trends in business, and how classic industries are evolving. 

Common Topics Discussed: Business, Entrepreneurship, Investing, Stocks, Cannabis, Tech, Blockchain / Crypto, Real Estate, Legal, Sales, Charity, and more… 

BRT Podcast Home Page: https://brt-show.libsyn.com/

‘Best Of’ BRT Podcast: Click Here

BRT Podcast on Google: Click Here

BRT Podcast on Spotify: Click Here                   

More Info: https://www.economicknight.com/podcast-brt-home/

KFNX Info: https://1100kfnx.com/weekend-featured-shows/

Disclaimer: The views and opinions expressed in this program are those of the Hosts, Guests and Speakers, and do not necessarily reflect the views or positions of any entities they represent (or affiliates, members, managers, employees or partners), or any Station, Podcast Platform, Website or Social Media that this show may air on. All information provided is for educational and entertainment purposes. Nothing said on this program should be considered advice or recommendations in: business, legal, real estate, crypto, tax accounting, investment, etc. Always seek the advice of a professional in all business ventures, including but not limited to: investments, tax, loans, legal, accounting, real estate, crypto, contracts, sales, marketing, other business arrangements, etc.

Business can be Complicated from AI to AML w/ John Cassara

- BRT S01 EP33 9-20-2020

Guests: Naru, CEO / Founder of Inventives (formerly Aptus AI)

https://aptusai.com/

https://www.linkedin.com/company/inventivesai

https://www.linkedin.com/in/naru95/

AI (Artificial Intelligence) in Medicine, Bio-Tech, Defense and Beyond

*Naru returned 11/8/20 to further discuss A.I.

Link: https://brt-show.libsyn.com/brt-ep-40-11-08-20-tech-on-the-rise-from-ai-to-blockchain

Bio:

Inventives / Aptus AI is a software solutions and artificial intelligence development and consulting firm. They provide aerospace, mechanical, and software engineering services to companies around the world. The Team is strong, and well-rounded consisting of engineers, developers, and physicists that focus on solving problems at the root. They help take ideas or concepts and build prototypes and deployments in very short periods of time with tight budgets while maintaining the best quality and client satisfaction. The main fields of expertise are RPA, Web App Development, Solutions Architecture, Artificial Intelligence, Computer Vision, and Simulation Systems.

Naru has a 2nd company he founded - Stax.ai is the world's first intelligent Business Administrative Operations (BAO) platform. Stax.ai uses the power of Artificial Intelligence to automatically sort, route, index, and backup your incoming emails, attachments, faxes, scans, etc.

https://stax.ai/

Notes: 

Understanding AI on the practical level for the layman

AI in the future – 2021, and 5 years from now

What fields (ie – health) are making biggest advancements in AI

What jobs may be displaced now, and in next 5 – 10 years

AI in software, particularly fraud detection if you can discuss

How algorithms in AI determine what to look for

Discuss the research on robotics and Aptus suite of products – w/ AI

https://aptusai.com/services/portfolio

Guest: John Cassara, former Federal Agent 

http://www.johncassara.com/index.html

Former Gov't Agent on AML (Anti-Money Laundering), illegal activity by criminals, common forms of AML, and tales from his past working for the US Government, undercover assignments, and giving testimony to Congress.

John's Newest Book:

Money Laundering and Illicit Financial Flows: Following the Money and Value Trails is the first book to take a hard look at our anti-money laundering (AML) track record. Written primarily from a law enforcement perspective, the book examines old and new money laundering methodologies. It exposes threats, enablers, and facilitators. Making the case for an AML paradigm shift, the book offers alternative steps forward. Combining facts, straight-forward explanations, case studies, as well as the author's personal experiences, views, and commentary, this book is valuable to the public and private sectors, policy makers, as well as students and concerned citizens.   Now available via Amazon in both print and electronic versions.

Bio:

John Cassara retired after a 26 year career in the federal government intelligence and law enforcement communities. He is  considered an expert in anti-money laundering and terrorist financing, with  particular expertise in the areas of money laundering in the Middle East and  the growing threat of alternative remittance systems and forms of trade-based  money laundering and value transfer. He invented the concept of international “Trade Transparency Units,” an innovative countermeasure to entrenched forms of  trade-based money laundering and terrorist financing. A large part of his career was spent overseas. He is one of the very few to have been both a clandestine operations officer in the U.S. intelligence community and a Special Agent for the Department of Treasury. His last position was as a Special Agent detailee to the Department of Treasury’s Office of Terrorism Finance and Financial Intelligence (TFI). His parent Treasury agency was the Financial Crimes Enforcement Network  (FinCEN), the U.S. Financial Intelligence Unit (FIU). He worked at FinCEN from 1996-2002. From 2002-2004, Mr. Cassara was detailed to the U.S. Department of State’s Bureau of International Narcotics and Law Enforcement Affairs (INL) Anti-Money Laundering Section to help coordinate U.S. interagency international anti-terrorist finance training and technical assistance efforts During his law enforcement investigative career, Mr. Cassara conducted a large number of money laundering, fraud, intellectual property rights, smuggling, and diversion of weapons and high technology investigations in Africa, the Middle East, and Europe for a variety of federal   agencies. While assigned to the Office of the Customs Attaché in Rome, Italy, he directed  the first truly international money laundering task force, called  Operation Primo Passo, (“First Step”). The innovative operation combated Italian/American organized crime by examining the movement of money between the two countries and represented an early use of financial intelligence to proactively initiate investigations. During his customs career, he also served two years as an undercover arms dealer. He began his career with Treasury as a Special Agent  assigned  to the Washington Field Office of the U.S. Secret  Service. Since his retirement, he has lectured in the United States and around the world on a variety transnational crime issues. He has consulted for government and industry.  He has testified six times before Congressional committees on matters dealing with money laundering, threat finance, and transnational crime.  Mr. Cassara is on the Board of Directors of Global Financial Integrity and the International Coalition Against Illicit Economies.   Mr.. Cassara has authored or co-authored several articles and books, including Hide and Seek, Intelligence, Law Enforcement and the Stalled War on Terrorist Finance (2006 Potomac Books) and On the Trail of Terror Finance - What Intelligence and Law Enforcement Officers Need to Know (2010 Red Cell IG).  In 2013, his first novel was released - Demons of Gadara. Trade-Based Money Laundering: The Next Frontier in International Money Laundering (Wiley) was released followed in 2016 with Trade-Based Money Laundering: The Next Frontier in International Law Enforcement.   Money Laundering and Illicit Financial Flows: Following the Money and Value Trails was released in May, 2020. 

Notes:

Matt had mentioned Ozark.  A few years ago John was interviewed by the Ozark producers for a Netflix show promo.  Here is the link to the 3 minute promo video.  The questions are general in nature and set the stage for what money is and why it is important.

https://video.vice.com/en_us/video/vice-dirty-money-in-partnership-with-netflix/5b87150ebe40775c980219a2

Here is also a link to John Cassara testimony before the Senate Judiciary Committee about why money laundering efforts are failing.  The testimony might appeal to a business audience.  Anti-money laundering compliance costs for U.S. and Canadian financial institutions are over $30 billion a year - about 10 x the amount we recover annually from criminals. 

https://www.judiciary.senate.gov/imo/media/doc/Cassara%20Testimony.pdf

Additional Info on John Cassara website w/ articles, etc.: 

www.JohnCassara.com 

Tech Topic: https://brt-show.libsyn.com/category/Tech-Startup-VC-Cybersecurity-Energy-Science

Naru Shows on BRT -

https://brt-show.libsyn.com/size/5/?search=naru

Best of Tech - https://brt-show.libsyn.com/size/5/?search=best+of+tech

Legal Topic: https://brt-show.libsyn.com/category/Legal-Asset+Protection-Estate+Planning

Thanks for Listening.

Please Subscribe to the BRT Podcast.

Business Roundtable with Matt Battaglia

The show where Entrepreneurs, High Level Executives, Business Owners, and Investors come to share insight and ideas about the future of business. BRT 2.0 looks at the new trends in business, and how classic industries are evolving. 

Common Topics Discussed: Business, Entrepreneurship, Investing, Stocks, Cannabis, Tech, Blockchain / Crypto, Real Estate, Legal, Sales, Charity, and more… 

BRT Podcast Home Page: https://brt-show.libsyn.com/

‘Best Of’ BRT Podcast: Click Here

BRT Podcast on Google: Click Here

BRT Podcast on Spotify: Click Here                   

More Info: https://www.economicknight.com/podcast-brt-home/

KFNX Info: https://1100kfnx.com/weekend-featured-shows/

Disclaimer: The views and opinions expressed in this program are those of the Hosts, Guests and Speakers, and do not necessarily reflect the views or positions of any entities they represent (or affiliates, members, managers, employees or partners), or any Station, Podcast Platform, Website or Social Media that this show may air on. All information provided is for educational and entertainment purposes. Nothing said on this program should be considered advice or recommendations in: business, legal, real estate, crypto, tax accounting, investment, etc. Always seek the advice of a professional in all business ventures, including but not limited to: investments, tax, loans, legal, accounting, real estate, crypto, contracts, sales, marketing, other business arrangements, etc.

Deep Value Investing using the Acquirers Multiple w/ Tobias Carlisle

- BRT S01 EP32 9-13-2020

Things We Learned This Week

• Acquirers Multiple – Enterprise value of the business, mindset of buying the entire business

• Deep Value Investing – good companies at wonderful prices, looking for companies that are beat down, but not going out of business, will rebound, mean reversion
• Activist Investors – like Carl Icahn, act as catalyst to push mgmt to unlock value – stock buybacks, spin offs, etc.
• Value Trap – buy a cheap company (stock) that just keeps going down, but still looks cheap
• The Intelligent Investor Ben Graham's teaching, and seminal investing book - Ch. 8 on Mr. Market, & Ch. 20 on Margin of Safety

Guest: Tobias Carlisle – Founder of Acquirers Fund and author of Acquirers Multiple book & blog

Website: https://acquirersmultiple.com/   /  https://acquirersfunds.com/

LinkedIn: https://www.linkedin.com/in/tobycarlisle

Twitter: https://twitter.com/acquirersx

Investing is broken down with Toby's philosophy on 'Deep Value', the Acquirers Multiple (purchasing the whole company), and value investing from Graham to Buffett.

Tobias Carlisle is the founder of The Acquirer’s Multiple®. He is also the founder of Acquirers Funds®. He is best known as the author of the #1 new release in Amazon’s Business and Finance The Acquirer’s Multiple: How the Billionaire Contrarians of Deep Value Beat the Market, the Amazon best-sellers Deep Value: Why Activists Investors and Other Contrarians Battle for Control of Losing Corporations (2014), and other books. He has extensive experience in investment management, business valuation, public company corporate governance, and corporate law.

He runs the Acquirers Fund, a Long / Short Fund (ticker symbol – ZIG). Prior to founding the forerunner to Acquirers Funds in 2010, Tobias was an analyst at an activist hedge fund, general counsel of a company listed on the Australian Stock Exchange, and a corporate advisory lawyer. As a lawyer specializing in mergers and acquisitions he has advised on transactions across a variety of industries in the United States, the United Kingdom, China, Australia, Singapore, Bermuda, Papua New Guinea, New Zealand, and Guam. He is a graduate of the University of Queensland in Australia with degrees in Law (2001) and Business (Management) (1999).

Notes:

Deep Value – what drives returns in investing, picking stocks is half the battle

Concentrated Investing – interviews with fund managers

Acquirers Multiple – summary of previous books, giving the best lessons

Built Models to back test investing styles and value investing techniques 

Warren Buffet is looking for Wonderful Companies at Fair Prices vs a Good Company at a Wonderful price (Deep Value)

Not a great business, but still a good business, that is being priced like it is going out of business. The market will realize this later, as it rebounds and grows slowly over time.

Contrarian’s contrarian like Carl Icahn

Value Trap – buy a cheap company (stock) that just keeps going down, but still looks cheap

Corporate Raider or LBO (Leverage Buyout)

Activist Investor or Shareholder Activism – forces management to make changes and unlock that value

Solutions - Buy back stock, sell assets, spin off a division

Value Investor has to be patient, can take years for the market is too realize the value

Lots of cash $ on the balance sheet, low debt, and business is generating free cash flow

Cash Flow is the life blood of a business, without it the business runs out of options

Buffet was a Liquidator in his early days, buy the company and liquidate the assets to make a profit, but decided to change his strategy because of pushback from company employees

Acquirers Multiple: think like an Acquirer (like Private Equity), buying the whole business or the Enterprise Value - what is the equity value of the business, how much debt, how much cash – forensic analysis of the balance sheet, and determine all assets and all liabilities

Enterprise Value = market cap plus debt plus preferred stock plus minority interest minus cash.

Enterprise Value compared to the operating income

EBITDA – operating income / cash flow of the business

Magic Formula - Joel Greenblatt investing has 2 formulas to calculate:  

Return on invested capital (ROIC) = EBIT / (net working capital + net fixed assets)

Earnings yield = EBIT / Enterprise value.

Average Small Business gets valuation that is 1 – 2x cash flow multiple, because it is owner centric

Big Business gets better Valuation (could be 6 – 12x cash flow) because it is robust and not dependent on 1 or few people 

Tech Company with great secular growth, and a Moat could have a multiple of  20x free cash flow

Ie - Google, Microsoft, Apple, Amazon, Facebook, Visa , Mastercard

Mean Reversion – companies or stocks go down over time, because completion comes after the main players in a an industry and chip away

13F – follow 13 F of Super Investors for stock ideas, Toby does not use this method, even though he pays attention. Toby likes: Carl Ichan (Catalyst), Warren Buffet, David Einhorn, Dan Loeb (Third Point), Seth Klarman  

Baupost Group – Seth Klarman is a deep value investor, buying into distressed companies 

I Press – David Einhorn of Greenlight Capital made an activist push at Apple in 2013 to unlock value by creating share levels

Buffet’s buy of Apple stock in 2016, put in $36 Billion

Buy the stock cheap, even when the value is going down to cash in on the opportunity, when the stock is rising again, it’s too late 

Howard Marks – no bad stocks, just bad prices, it’s all about what price you pay

Acquires Multiple Checklist –

• strength to survive short term problems
• market size of mid cap or bigger ($2 bill +)
• plenty of cash on balance sheet & cash flow
• some acknowledgement of undervalue - paying down debt buying back stock, offloading asset, or sell business
• companies that buy back stock ROI do well, if issuing more shares = bad, look at share base compensation of managers
• Big Shareholder is engaged and pushing mgmt

MB on Ben Graham's teaching and seminal investing book, The Intelligent Investor (c 1949), & review of the 2 main chapters - Ch. 8 on Mr. Market, and Ch. 20 on Margin of Safety

Ben Graham was an economist, professor, and investor. He is also known as the Father of Value Investing, and the author of Security Analysis, and The Intelligent Investor. He stressed fundamental analysis of securities (stocks), investor mindset, focused investing, and ‘buy and hold’. He was Warren Buffet’s professor, one time boss, friend and mentor. More: Here

Buffet – Rule #1 Never Lose Money, Rule #2 Remember Rule #1

Ch. 8 - The Investor and Market Fluctuations / aka – Mr. Market Parable

Ch. 20 - Margin of Safety as the Central Concept of Investment

Stocks are a piece of ownership of a company, not just some piece of paper. You have to be able to value the company to determine if the market is selling you the stock at a discount, or if it is over-valued. A good investment is based on the price you pay for it. A good stock can be over-priced, and a bad stock can be a good buy if the price is depressed enough. You make money when you buy (what you pay).

Mr. Market is very emotional, and changes his mind daily. Sometimes he makes you an offer on a stock that is silly, and other times he offers a stock at a deep value, at a low price. This is when you should buy. It is all about psychology, discipline and patience.

Margin of Safety is the idea to buy stocks with a defensive mindset. Buy it cheaper than the value, so if your valuation was off, you give yourself room for error. You have to do detailed fundamental analysis to determine if a stock is over or under valued. Then you hold until the stock, ride out the fluctuations until it rises to its true value.

.

Investing Topic: 

https://brt-show.libsyn.com/category/Investing-Stocks-Bonds-Retirement

Best of – Investing: https://brt-show.libsyn.com/size/5/?search=best+of+investing

More - BRT Best of: 

https://brt-show.libsyn.com/category/Best+of+BRT

Thanks for Listening

Please Subscribe to the Show. 

Business Roundtable with Matt Battaglia

The show where Entrepreneurs, High Level Executives, Business Owners, and Investors come to share insight and ideas about the future of business. BRT 2.0 looks at the new trends in business, and how classic industries are evolving. 

Common Topics Discussed: Business, Entrepreneurship, Investing, Stocks, Cannabis, Tech, Blockchain / Crypto, Real Estate, Legal, Sales, Charity, and more… 

BRT Podcast Home Page: https://brt-show.libsyn.com/

‘Best Of’ BRT Podcast: Click Here

BRT Podcast on Google: Click Here

BRT Podcast on Spotify: Click Here                   

More Info: https://www.economicknight.com/podcast-brt-home/

KFNX Info: https://1100kfnx.com/weekend-featured-shows/

Disclaimer: The views and opinions expressed in this program are those of the Hosts, Guests and Speakers, and do not necessarily reflect the views or positions of any entities they represent (or affiliates, members, managers, employees or partners), or any Station, Podcast Platform, Website or Social Media that this show may air on. All information provided is for educational and entertainment purposes. Nothing said on this program should be considered advice or recommendations in: business, legal, real estate, crypto, tax accounting, investment, etc. Always seek the advice of a professional in all business ventures, including but not limited to: investments, tax, loans, legal, accounting, real estate, crypto, contracts, sales, marketing, other business arrangements, etc

Asset Protection w/ Ike Devji of Arizona Wealth Law 

- BRT S01 EP31 9-06-20

Guest: Ike Devji Asset Protection Attorney

w/ Arizona Wealth Law 

https://www.azwealthlaw.com/ 

http://www.proassetprotection.com/

Ike’s expertise in the areas of asset protection, trusts, LLC,, off shore asset protection, and lawsuit protection strategies. Ike also covers areas business owners should consider when selling their business. He is an AZ resident for 40 years and graduated from University of Arizona who has spoken, taught classes and written numerous articles (over 300) on asset protection, and books. Ike's client base is over 5000 with collected $5 Billion in personal assets. 

He discusses asset protection, trusts, LLC, off shore asset protection and lawsuit protection strategies. Ike also covers areas business owners should consider when selling their business.

We ask Ike:

1. What is 'asset protection'? Is it different from estate planning? 
2. Why can't we just buy insurance? 
3. What are the biggest mistakes people make in protecting their wealth?
4. What assets does Arizona law protect? 
5. Who needs it? What are the risk factors? 

What are some current risks business owners need to be aware of related to COVID19?

Notes on Asset Protection:

https://www.investopedia.com/articles/retirement/07/buildawall.asp

One option for protecting your assets is to pull the equity out of them and put that cash into assets that your state protects. Suppose, for example, that you own an apartment building and are concerned about potential lawsuits. If you took out a loan against the building's equity, you could place the funds in a protected asset, such as an annuity (if annuities are sheltered from judgments in your state).

There are some inexpensive, simple ways to protect assets that anyone can implement:

• Transfer assets to your spouse's name. However, if you divorce, the end results could be different from what you intended.
• Put more money into your employer-sponsored retirement plan because it might have unlimited protection.
• Buy an umbrella insurance policy that protects you from personal injury claims above the standard coverage offered by your home and auto policies.
• Make the most of your state's laws regarding homesteads, annuities, and life insurance. Paying down your mortgage, for example, could protect cash that is otherwise vulnerable.
• Don't mix business assets with personal assets. That way, if your company runs into a problem, your personal assets may not be at risk and vice versa.

https://www.investopedia.com/small-business/protect-small-business-getting-sued/

• As a business owner, it's your responsibility to do everything within your means to limit risk and to keep the business running smoothly.
• It's wise for a small business to have an attorney on retainer.
• Owners and their employees should avoid making libelous public pronouncements or conducting business that might be considered questionable.
• Putting your business into a trust or incorporating it can help protect your personal assets in the event your firm is sued.
• All businesses should obtain appropriate liability insurance and take steps to protect their computer systems from attack.

Guest: Denver Nowicz, President - Wealth For Life

http://wealthforlife.net/

https://www.linkedin.com/in/denvernowicz/

https://twitter.com/DenverNowicz

Denver is an advisor with nearly 20 years experience working with clients in investments and insurance, designing retirement plans with a combo of both. He takes us through different strategies for clients to get the best allocations for their money over the long term. It is the Combo Strategy of both Offense and Defense, the synergy of the mix, not ‘All or Nothing’.

Denver joins Matt to discuss asset protection specific to investments and protecting business equity.

Link to Taxes Show on 10/31/2021 w/ Denver: Here

Link to Offense / Defense Show on 6/6/2021 w/ Denver: Here

Link to Shows, Denver was a Guest: Here

‘Best Of’ Topic: https://brt-show.libsyn.com/category/Best+of+BRT

Investing Topic: https://brt-show.libsyn.com/category/Investing-Stocks-Bonds-Retirement

More 'Best of Investing': Here

Legal Topic: https://brt-show.libsyn.com/category/Legal-Asset+Protection-Estate+Planning

Thanks for Listening.

Please Subscribe to the BRT Podcast.

Business Roundtable with Matt Battaglia

The show where Entrepreneurs, High Level Executives, Business Owners, and Investors come to share insight and ideas about the future of business. BRT 2.0 looks at the new trends in business, and how classic industries are evolving. 

Common Topics Discussed: Business, Entrepreneurship, Investing, Stocks, Cannabis, Tech, Blockchain / Crypto, Real Estate, Legal, Sales, Charity, and more… 

BRT Podcast Home Page: https://brt-show.libsyn.com/

‘Best Of’ BRT Podcast: Click Here

BRT Podcast on Google: Click Here

BRT Podcast on Spotify: Click Here                   

More Info: https://www.economicknight.com/podcast-brt-home/

KFNX Info: https://1100kfnx.com/weekend-featured-shows/

Disclaimer: The views and opinions expressed in this program are those of the Hosts, Guests and Speakers, and do not necessarily reflect the views or positions of any entities they represent (or affiliates, members, managers, employees or partners), or any Station, Podcast Platform, Website or Social Media that this show may air on. All information provided is for educational and entertainment purposes. Nothing said on this program should be considered advice or recommendations in: business, legal, real estate, crypto, tax accounting, investment, etc. Always seek the advice of a professional in all business ventures, including but not limited to: investments, tax, loans, legal, accounting, real estate, crypto, contracts, sales, marketing, other business arrangements, etc.