Banking on Cultura: Where Latino Culture and Entrepreneurship Collide

🔥 Hot Clips Alert! 🔥 Introducing Hot Clips, where we share our favorite episode moments for you to enjoy.

In this clip, award winning journalist, Soledad O'Brien sits down with Victoria Jenn breaking down social media fakery and how to avoid getting canceled.

CONNECT WITH OUR HOST ON SOCIAL: 🙏🏽 Instagram: https://www.instagram.com/iamvictoriajenn🙏🏽 TikTok:https://www.tiktok.com/@iamvictoriajenn

CONNECT WITH GUEST ON SOCIAL:

@soledadobrien

Don't forget to tag #BankingOnCultura or @ us to let us know what you think of this week's episode.

NOTE: I’m a Brand Ambassador and affiliate for certain businesses, products and services that I believe in. I may have referenced these and included links in this video, description or someplace else at this site. I hope you find the resources helpful. Copyright, Liability Waiver and Disclaimers. All rights reserved. No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, except as permitted under the United States Copyright Act, and/or without the prior express written permission of VJR Enterprises, LLC, Disclaimer of Warranty: While all persons associated directly or indirectly with this site and video use their best efforts in preparing the content, there is no express or implied representations or warranty with respect to the accuracy or completeness of the content of the videos, including any content, links or resources shared, including those by third parties. Furthermore, all parties specifically disclaim any and all express or implied warranties of merchantability or fitness for a particular purpose. The advice and strategies contained herein may not be suitable for your situation. No legal or investment advice is being given herein. No liability or damages shall take place because of this video and/or content. 

🔥 Hot Clips Alert! 🔥 Introducing Hot Clips, where we share our favorite episode moments for you to enjoy.

First up, is Team RIO, aka Rebecca Huffman, Ivelissa Rios and Omi Hopper, Latina influencers who are giving us the tea on how to #SecureTheBigBag when speaking with brands.

CONNECT WITH OUR HOST ON SOCIAL: 🙏🏽 Instagram: https://www.instagram.com/iamvictoriajenn🙏🏽 TikTok:https://www.tiktok.com/@iamvictoriajenn

CONNECT WITH OUR GUESTS ON SOCIAL:

@rebecahuffman

@ivelissariendoycomiendo

@cooking_con_omi

Don't forget to tag #BankingOnCultura or @ us to let us know what you think of this week's episode.

NOTE: I’m a Brand Ambassador and affiliate for certain businesses, products and services that I believe in. I may have referenced these and included links in this video, description or someplace else at this site. I hope you find the resources helpful. Copyright, Liability Waiver and Disclaimers. All rights reserved. No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, except as permitted under the United States Copyright Act, and/or without the prior express written permission of VJR Enterprises, LLC, Disclaimer of Warranty: While all persons associated directly or indirectly with this site and video use their best efforts in preparing the content, there is no express or implied representations or warranty with respect to the accuracy or completeness of the content of the videos, including any content, links or resources shared, including those by third parties. Furthermore, all parties specifically disclaim any and all express or implied warranties of merchantability or fitness for a particular purpose. The advice and strategies contained herein may not be suitable for your situation. No legal or investment advice is being given herein. No liability or damages shall take place because of this video and/or content. 

Following up on Part 1, Victoria Jenn shares about her extended stay in Bali, highlighting the perks and insights of being an entrepreneur who can work from anywhere. She reflects on the freedom of extending her trip without seeking permission, traveling business class, and the inspiration drawn from other entrepreneurs she met in Bali.

Key moments include:

✈️ How more Latinas and women of color can travel business class without breaking the bank

✈️ Why it’s imperative to experience luxury travel if you want to up level your life

✈️ How to leverage credit cards to build business credit and travel for free 

✈️ How to let go of your scarcity mindset

Resources: 

Get a Travel Amex Platinum Card: https://americanexpress.com/en-us/referral/VICTOROFe9?XLINK=MYCP

[Free Training] 3 Secrets to Make the Transition From Corporate to Entrepreneur - ⁠⁠⁠www.victoriajenn.com/training⁠⁠⁠ 

Work with Victoria Jenn - ⁠⁠⁠www.victoriajenn.com⁠⁠⁠ 

More About Banking on Cultura: 

Download Transcripts - ⁠⁠⁠www.victoriajenn.com/podcast⁠

Watch Videos - ⁠⁠⁠https://www.youtube.com/@BankingOnCultura⁠⁠⁠ 

NOTE: I’m a Brand Ambassador and affiliate for certain businesses, products and services that I believe in. I may have referenced these and included links in this video, description or someplace else at this site. I hope you find the resources helpful. Copyright, Liability Waiver and Disclaimers. All rights reserved. No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, except as permitted under the United States Copyright Act, and/or without the prior express written permission of VJR Enterprises, LLC, Disclaimer of Warranty: While all persons associated directly or indirectly with this site and video use their best efforts in preparing the content, there is no express or implied representations or warranty with respect to the accuracy or completeness of the content of the videos, including any content, links or resources shared, including those by third parties. Furthermore, all parties specifically disclaim any and all express or implied warranties of merchantability or fitness for a particular purpose. The advice and strategies contained herein may not be suitable for your situation. No legal or investment advice is being given herein. No liability or damages shall take place because of this video and/or content. 

Victoria Jenn brings in 2024 in Bali and shares her transformative journey. Trying to get out of a personal funk and seeking a deeper understanding of herself, she embarks on a spiritual retreat. This episode is part 1 of her experiences, learnings, and realizations.

Key Takeaways:

• Victoria Jenn's introspection on turning 40 and her quest for purpose.
• Why you need to go on a spiritual retreat, even if you have to go alone
• Overcoming a scarcity mindset and embracing luxury in travel.

• Exploring spirituality beyond cultural norms and embracing discomfort for growth.
• The importance of trusting yourself and following your intuition.

About She Wolf Retreats: ⁠www.shewolfretreats.com⁠

Resources: 

[Free Training] 3 Secrets to Make the Transition From Corporate to Entrepreneur - ⁠⁠www.victoriajenn.com/training⁠⁠ 

Work with Victoria Jenn - ⁠⁠www.victoriajenn.com⁠⁠ 

More About Banking on Cultura: 

Download Transcripts - ⁠⁠www.victoriajenn.com/podcast

Watch Videos - ⁠⁠https://www.youtube.com/@BankingOnCultura⁠⁠ 

NOTE: I’m a Brand Ambassador and affiliate for certain businesses, products and services that I believe in. I may have referenced these and included links in this video, description or someplace else at this site. I hope you find the resources helpful. Copyright, Liability Waiver and Disclaimers. All rights reserved. No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, except as permitted under the United States Copyright Act, and/or without the prior express written permission of VJR Enterprises, LLC, Disclaimer of Warranty: While all persons associated directly or indirectly with this site and video use their best efforts in preparing the content, there is no express or implied representations or warranty with respect to the accuracy or completeness of the content of the videos, including any content, links or resources shared, including those by third parties. Furthermore, all parties specifically disclaim any and all express or implied warranties of merchantability or fitness for a particular purpose. The advice and strategies contained herein may not be suitable for your situation. No legal or investment advice is being given herein. No liability or damages shall take place because of this video and/or content. 

Join the Waitlist for the 2024 Summit:

⁠⁠⁠⁠⁠https://www.victoriajenn.com/securethebigbag2024⁠⁠⁠⁠⁠

Welcome back to the #SecureTheBigBag & Love Unapologetically Summit recap series. Dr. Sonia Lewis, a leading student loan expert, delves into the emotional facets of financial success. She discusses overcoming guilt associated with becoming a millionaire and how to prepare yourself for financial freedom.

Victoria Jenn and Dr. Sonia Lewis discuss: 

• Navigating feelings of guilt when achieving significant wealth.
• The importance of masterminds and conferences in personal and professional development.
• Training those around you to respect your financial boundaries.
• Recognizing and setting limits on financial generosity.
• Effective strategies for responding to requests for financial help.
• Exploring the concept of 'poverty panties' and the correlation between money and self-care.
• The significance of how you treat your current possessions, like your car.
• Distinguishing between good and bad debt and their impacts.

About Dr. Sonia Lewis: Sonia Lewis is a renowned student loan expert, leading The Student Loan Doctor LLC, a team dedicated to helping individuals navigate their student loan debt. She offers personalized coaching services, engages in both informal and formal speaking engagements, and is the author of three published books. Her expertise is particularly valuable to professionals in the real estate industry, including lenders and agents, as well as first-time homebuyers, higher education professionals, and those in finance-related sectors.

Connect with Dr. Sonia Lewis:

• Instagram: ⁠https://www.instagram.com/thestudentloandoctor/⁠
• LinkedIn: ⁠https://www.linkedin.com/in/soniatlewis/

• Effective strategies for responding to requests for financial help.
• Exploring the concept of 'poverty panties' and the correlation between money and self-care.
• The significance of how you treat your current possessions, like your car.
• Distinguishing between good and bad debt and their impacts.

These insights offer a roadmap to not just financial freedom, but also emotional wellness.

About Dr. Sonia Lewis:
Sonia Lewis is a renowned student loan expert, leading The Student Loan Doctor LLC, a team dedicated to helping individuals navigate their student loan debt. She offers personalized coaching services, engages in both informal and formal speaking engagements, and is the author of three published books. Her expertise is particularly valuable to professionals in the real estate industry, including lenders and agents, as well as first-time homebuyers, higher education professionals, and those in finance-related sectors.

Connect with Dr. Sonia Lewis:

• Instagram: https://www.instagram.com/thestudentloandoctor/
• LinkedIn: https://www.linkedin.com/in/soniatlewis/

Resources:  

[Free Training] 3 Secrets to Make the Transition From Corporate to Entrepreneur - ⁠⁠⁠⁠⁠⁠www.victoriajenn.com/training⁠⁠⁠⁠⁠⁠  

Work with Victoria Jenn - ⁠⁠⁠⁠⁠⁠www.victoriajenn.com⁠⁠⁠⁠⁠⁠  

More About Banking on Cultura:  

NOTE: I’m a Brand Ambassador and affiliate for certain businesses, products and services that I believe in. I may have referenced these and included links in this video, description or someplace else at this site. I hope you find the resources helpful. Copyright, Liability Waiver and Disclaimers. All rights reserved. No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, except as permitted under the United States Copyright Act, and/or without the prior express written permission of VJR Enterprises, LLC, Disclaimer of Warranty: While all persons associated directly or indirectly with this site and video use their best efforts in preparing the content, there is no express or implied representations or warranty with respect to the accuracy or completeness of the content of the videos, including any content, links or resources shared, including those by third parties. Furthermore, all parties specifically disclaim any and all express or implied warranties of merchantability or fitness for a particular purpose. The advice and strategies contained herein may not be suitable for your situation. No legal or investment advice is being given herein. No liability or damages shall take place because of this video and/or content. 

Join the Waitlist for the 2024 Summit:

⁠⁠⁠https://www.victoriajenn.com/securethebigbag2024⁠⁠⁠

Welcome back to the #SecureTheBigBag & Love Unapologetically Summit recap series. Host Victoria Jenn, alongside Cara Alwill, Troy Bigby, Dren Starr, and Swalé Nunez, dive deep into the dynamics of modern relationships and the evolving roles of men and women. This episode, filled with raw and honest discussions, explores how men perceive the rise of the 'Alpha Female' and the impact on relationships, work, and self-identity.

Victoria Jenn, Cara, and the panelists discuss: 

• How to create space for partners to grow and succeed.
• The male perspective on confidence and independence in women.
• Challenges and misconceptions surrounding the term 'alpha female'.
• Insights into balancing work and personal life, especially when partners are in the same industry.
• The importance of open communication and understanding in relationships.

Follow the guests:

• Cara Alwill: www.instagram.com/thechampagnediet.com⁠⁠
• Troy Bigby: https://www.thedevilsreef.com/
• Dren Starr: https://www.instagram.com/drenstarr/
• Swalé Nunez: https://www.linkedin.com/in/swalenunez/

Resources:  

[Free Training] 3 Secrets to Make the Transition From Corporate to Entrepreneur - ⁠⁠⁠⁠⁠www.victoriajenn.com/training⁠⁠⁠⁠⁠  

Work with Victoria Jenn - ⁠⁠⁠⁠⁠www.victoriajenn.com⁠⁠⁠⁠⁠  

More About Banking on Cultura:  

Download Transcripts - ⁠⁠⁠⁠⁠www.bankingonculturamedia.com⁠⁠⁠⁠⁠  

Watch Videos - ⁠⁠⁠⁠⁠https://www.youtube.com/@BankingOnCultura⁠⁠⁠⁠⁠ 

NOTE: I’m a Brand Ambassador and affiliate for certain businesses, products and services that I believe in. I may have referenced these and included links in this video, description or someplace else at this site. I hope you find the resources helpful. Copyright, Liability Waiver and Disclaimers. All rights reserved. No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, except as permitted under the United States Copyright Act, and/or without the prior express written permission of VJR Enterprises, LLC, Disclaimer of Warranty: While all persons associated directly or indirectly with this site and video use their best efforts in preparing the content, there is no express or implied representations or warranty with respect to the accuracy or completeness of the content of the videos, including any content, links or resources shared, including those by third parties. Furthermore, all parties specifically disclaim any and all express or implied warranties of merchantability or fitness for a particular purpose. The advice and strategies contained herein may not be suitable for your situation. No legal or investment advice is being given herein. No liability or damages shall take place because of this video and/or content. 

Book a Strategy Call with Victoria Jenn: https://bit.ly/41m2r45

Join the waitlist for the 2024 Summit: ⁠⁠⁠https://www.victoriajenn.com/securethebigbag2024⁠⁠⁠ 

In this live recording from the "Secure the Big Bag and Love Unapologetically Summit," Victoria Jenn and Evelyn Pérez Albino, an executive legal advisor and diversity advocate, delve into the intersection of A.I. and human irreplaceability in the workplace.

Key Takeaways:

• The growing impact of A.I. across industries and the importance of embracing it as a complementary tool.
• Strategies to combat imposter syndrome and harness personal branding to stand out in an A.I.-driven world.
• Victoria Jenn's four-step framework for personal and professional growth
• Utilizing A.I. tools like ChatGPT for efficiency while maintaining the unique human touch in business and personal branding.

About Evelyn Pérez Albino, Esq.:

Evelyn is an accomplished senior legal advisor, strategic business partner, and passionate diversity thought leader, specializing in global labor & employment matters, including the thoughtful and compliant execution of DEI strategy, with demonstrated success across Fortune 500 organizations.

Follow Evelyn Pérez Albino, Esq.:

https://www.linkedin.com/in/evelynmperez/

Resources:  

[Free Training] 3 Secrets to Make the Transition From Corporate to Entrepreneur - ⁠⁠⁠⁠www.victoriajenn.com/training⁠⁠⁠⁠  

Work with Victoria Jenn - ⁠⁠⁠⁠www.victoriajenn.com⁠⁠⁠⁠  

More About Banking on Cultura:  

Download Transcripts - ⁠⁠⁠⁠www.bankingonculturamedia.com⁠⁠⁠⁠  

Watch Videos - ⁠⁠⁠⁠https://www.youtube.com/@BankingOnCultura⁠⁠⁠⁠ 

NOTE: I’m a Brand Ambassador and affiliate for certain businesses, products and services that I believe in. I may have referenced these and included links in this video, description or someplace else at this site. I hope you find the resources helpful. Copyright, Liability Waiver and Disclaimers. All rights reserved. No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, except as permitted under the United States Copyright Act, and/or without the prior express written permission of VJR Enterprises, LLC, Disclaimer of Warranty: While all persons associated directly or indirectly with this site and video use their best efforts in preparing the content, there is no express or implied representations or warranty with respect to the accuracy or completeness of the content of the videos, including any content, links or resources shared, including those by third parties. Furthermore, all parties specifically disclaim any and all express or implied warranties of merchantability or fitness for a particular purpose. The advice and strategies contained herein may not be suitable for your situation. No legal or investment advice is being given herein. No liability or damages shall take place because of this video and/or content. 

Join the waitlist for the 2024 Summit: ⁠https://www.victoriajenn.com/securethebigbag2024⁠ 

Speaking on the stage at the live "#SecureTheBigBag and Love Unapologetically Summit," guests Lauren Taylor, Calvin Souder, and Crystal Etienne share their wisdom on merging love with finance. Delve into their unique experiences of nurturing strong relationships while building successful businesses. From managing a national law firm to founding a multi-million dollar company, each story is a testament to the art of balancing your personal and professional life.

In this episode: 

• How Crystal and Calvin met their partners and what to look out for when seeking your person
• The Difficult Conversations Couples Must Have About Money And Love
• How To Manage Your Finances When You’re In Business With Your Significant Other 
• Why Men Should Buy Women's Shoes & Bags

Join the waitlist for the 2024 Summit: https://www.victoriajenn.com/securethebigbag2024  

Follow Lauren Taylor:  

• https://laurentaylorlaw.com/ 

• https://www.instagram.com/laurentaylorlaw/  

Follow Calvin Souder:    

• https://www.sswlawgroup.com/professionals/  

Follow Crystal Etienne: 

• https://www.instagram.com/iamcrystaletienne/  

• https://www.cajeandco.com/  

• https://www.rubylove.com/ 

Resources:  

[Free Training] 3 Secrets to Make the Transition From Corporate to Entrepreneur - ⁠⁠www.victoriajenn.com/training⁠⁠  

Work with Victoria Jenn - ⁠⁠www.victoriajenn.com⁠⁠  

More About Banking on Cultura:  

Download Transcripts - ⁠⁠www.bankingonculturamedia.com⁠⁠  

Watch Videos - ⁠⁠https://www.youtube.com/@BankingOnCultura⁠⁠ 

NOTE: I’m a Brand Ambassador and affiliate for certain businesses, products and services that I believe in. I may have referenced these and included links in this video, description or someplace else at this site. I hope you find the resources helpful. Copyright, Liability Waiver and Disclaimers. All rights reserved. No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, except as permitted under the United States Copyright Act, and/or without the prior express written permission of VJR Enterprises, LLC, Disclaimer of Warranty: While all persons associated directly or indirectly with this site and video use their best efforts in preparing the content, there is no express or implied representations or warranty with respect to the accuracy or completeness of the content of the videos, including any content, links or resources shared, including those by third parties. Furthermore, all parties specifically disclaim any and all express or implied warranties of merchantability or fitness for a particular purpose. The advice and strategies contained herein may not be suitable for your situation. No legal or investment advice is being given herein. No liability or damages shall take place because of this video and/or content. 

Join the Waitlist for the 2024 Summit:

⁠https://www.victoriajenn.com/securethebigbag2024⁠

Welcome to episode 1 of the #SecureTheBigBag & Love Unapologetically Summit recap series. Prepare for 2024 to be your best year yet with clear intentions and focus. Want to know how to revolutionize your life and secure your dreams?

In this episode, Victoria Jenn and Cara discuss: 

• Victoria's transition from corporate to entrepreneurship, highlighting the significance of mindset mastery and overcoming imposter syndrome. 

• Cara's journey post-divorce, focusing on setting new standards in relationships and personal growth, and the transformation it brought in her business and personal life. 

• The importance of vulnerability, setting intentions for success, and embracing new challenges both in business and personal realms. 

• The concept of reinvention and its impact on personal and professional life. 

• The power of sharing failures and learning from them, demonstrating resilience and adaptability. 

Join the Waitlist for the 2024 Summit:

https://www.victoriajenn.com/securethebigbag2024

About Cara Alwill:  

Cara Alwill is a bestselling author and creator of the "Style Your Mind" podcast. A pioneer in the female-driven movement, Cara empowers women to create opportunities and trust their intuition. Her journey spans 15 years, evolving from a popular blog to bestselling books like "Girl Code," a top-rated podcast, and a successful global coaching practice. Featured in Forbes, Oprah Daily, and more, Cara's message resonates worldwide, breaking barriers for women across cultures. 

Follow Cara Alwill:  

Website: ⁠ https://www.thechampagnediet.com/  

Instagram: www.instagram.com/thechampagnediet.com

FREE Resources:  

[Free Training] 3 Secrets to Make the Transition From Corporate to Entrepreneur - ⁠⁠www.victoriajenn.com/training⁠⁠  

Work with Victoria Jenn - ⁠⁠www.victoriajenn.com⁠⁠  

More About Banking on Cultura:  

Download Transcripts - ⁠⁠www.bankingonculturamedia.com⁠⁠  

Watch Videos - ⁠⁠https://www.youtube.com/@BankingOnCultura⁠⁠ 

NOTE: I’m a Brand Ambassador and affiliate for certain businesses, products and services that I believe in. I may have referenced these and included links in this video, description or someplace else at this site. I hope you find the resources helpful. Copyright, Liability Waiver and Disclaimers. All rights reserved. No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, except as permitted under the United States Copyright Act, and/or without the prior express written permission of VJR Enterprises, LLC, Disclaimer of Warranty: While all persons associated directly or indirectly with this site and video use their best efforts in preparing the content, there is no express or implied representations or warranty with respect to the accuracy or completeness of the content of the videos, including any content, links or resources shared, including those by third parties. Furthermore, all parties specifically disclaim any and all express or implied warranties of merchantability or fitness for a particular purpose. The advice and strategies contained herein may not be suitable for your situation. No legal or investment advice is being given herein. No liability or damages shall take place because of this video and/or content. 

Wonder what it takes to build an $80M company from scratch? Join Victoria Jenn in this inspiring episode with Crystal Etienne, the CEO and founder of Ruby Love. Crystal shares her journey and lessons learned from corporate to entrepreneur and how she built an empire with her hubby.

In this episode, Victoria Jenn and Crystal Etienne discuss: 

• How Crystal started her business as a side hustle and what led her to finally leave her corporate job
• The unique challenges of navigating the business world as a woman of color and how she secured a $15 million investment. 
• Building a successful business alongside a spouse, and the importance of respect and communication in such partnerships. 
• The misconceptions about entrepreneurs and the reality of managing business growth and investor expectations. 
• The personal and professional growth Crystal experienced through her entrepreneurial journey, and the impact of her work in the feminine care industry. 

Crystal Etienne's story is a testament to resilience, innovation, and the power of addressing unmet needs in the market. Her experiences provide invaluable insights for anyone interested in entrepreneurship, business growth, and the dynamics of working with significant financial backing. 

About Crystal Etienne: 

Crystal Etienne is the founder of Ruby Love and co-owner of Cage Co, an investment firm she runs with her husband, Gene Etienne. Cage Co, which stands for Crystal and Gene Etienne, primarily invests in black women entrepreneurs, offering what Crystal describes as "soil funding," ranging from $1,000 to $25,000. This initiative aims to support businesses in their earliest stages, particularly for those without access to traditional friends and family funding. In addition, Crystal established Black Women Conversations, a project inspired by Cage Co, where she invites around 30 self-made women of various professional levels to her home.

Follow Crystal Etienne: 

• ⁠https://www.instagram.com/iamcrystaletienne/  ⁠
• ⁠https://www.cajeandco.com/⁠
• ⁠https://www.rubylove.com/⁠ 

Resources: 

[Free Training] 3 Secrets to Make the Transition From Corporate to Entrepreneur - ⁠www.victoriajenn.com/training⁠ 

Work with Victoria Jenn - ⁠www.victoriajenn.com⁠ 

More About Banking on Cultura: 

Download Transcripts - ⁠www.bankingonculturamedia.com⁠ 

Watch Videos - ⁠https://www.youtube.com/@BankingOnCultura⁠ 

NOTE: I’m a Brand Ambassador and affiliate for certain businesses, products and services that I believe in. I may have referenced these and included links in this video, description or someplace else at this site. I hope you find the resources helpful. Copyright, Liability Waiver and Disclaimers. All rights reserved. No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, except as permitted under the United States Copyright Act, and/or without the prior express written permission of VJR Enterprises, LLC, Disclaimer of Warranty: While all persons associated directly or indirectly with this site and video use their best efforts in preparing the content, there is no express or implied representations or warranty with respect to the accuracy or completeness of the content of the videos, including any content, links or resources shared, including those by third parties. Furthermore, all parties specifically disclaim any and all express or implied warranties of merchantability or fitness for a particular purpose. The advice and strategies contained herein may not be suitable for your situation. No legal or investment advice is being given herein. No liability or damages shall take place because of this video and/or content.