Barron Von Earl Sir Duke Lord Turner | Rock-n-Roll Comedy Train wreck

Topics: Hey big spender! Or little spender. Or middle-of-the-road spender. Or are you an ostrich spender? Knowing your spending philosophy is another great way to get a handle on your money or identify what makes your significant other tick.

- Shawn is a pharmacy manager making good money and asks about balancing paying down big student loans vs. investing.

- Al is a new parent struggling to make ends meet and wonders how he can get ahead to spend more time with his family.

- The NFL player earning $11 an hour.

- Seema is buying index funds from multiple brokers and wants to make sure they aren't the same thing.

- Linda (OshGosh, WI) is 56 and now on disability. She needs some direction on how to prepare for retirement with her existing savings.

- Josh (Los Angeles, CA) has a new baby on the way and his up and down income has him struggling to stay out of debt.

- Abby Lee is heading to jail! Scott will dance to that.

- Scholarship deadline is approaching - please spread the word!

Links mentioned on the show:

Please share the show by texting http://GetFR.com to 3 people.

NFL Player's $11/hour side job: http://www.espn.com/blog/tampa-bay-buccaneers/post/_/id/17068/nfl-players-11-per-hour-side-job-helping-those-who-cant-help-themselves

Personal Finance Scholarship

Health Savings Administrators

Topics: What is the golden rule on how does it impact business and your life?

Links mentioned on the show:

Please share the show by texting http://GetFR.com to 3 people.

Special music by 7's Catacomb

Topics: Your past successes and mistakes hold a lot of valuable lessons to learn from and help you make more informed decisions about your future. But have you ever asked yourself how did our society as a whole become so comfortable with having no savings and making debt normal? Scott takes you on a trip back in time to how we got to where we're at.

- May Challenge - Reinvent your stock replies.

- Becky (TX) is a teacher with a bad 403(b) plan and wonders where to invest her money for retirement.

- Melissa (CO) is 24-years-old and getting a new job. She asks about how to maximize tax savings on a salary/commission income.

- Loren (Grey Eagle, MN) is 40 years old and needs help deciding between two options for health care benefits she won't collect on until retirement.

- Abrar (Phoenix, AZ) is 26 years old and will be moving back to India in 5-7 years. He asks how best to manage his finances so he can start a business later.

Links mentioned on the show:

Please share the show by texting http://GetFR.com to 3 people.

Topics: Do you know the opportunity cost of the things you buy? The decision isn't about to buy or not to buy a $5 coffee or making more money. It's about how you can create the type of financial awareness so you can achieve your dreams.

- Sharon is 57 and lost all of her money to a fraudulent investor and needs help rebuilding her life.

- Theopolina (Rexburg, ID) asks how to build wealth slowly and not get rich fast.

- Shane asks why are people recommending robo-advisors when the data disagrees?

- Apollo starts his financial journey and shares the first step his family has taken towards financial security.

- How will your employer-sponsored retirement plan protect itself from being sued by the employees?

- Did you know you can be wealthy without money?

Links mentioned on the show:

Please share the show by texting http://GetFR.com to 3 people.

The Robo Report

Topics: If you plan on traveling in retirement but you're a little short on savings, moving someplace exotic can save you big money. Hear the top spots for limited retirement funds.

- Katie makes a trip to the courthouse steps to bid on some foreclosures. Hear about what she learned.

- Bryan (Chicago, IL) shares his tips on buying foreclosures and a story of a purchase that went terribly wrong.

- Michael is a real estate agent and explains what he does when looking at distressed properties.

- Mick is a chiropractor with $250,000 in student loans and looking to increase his income to get out of the hole.

- Dean has some debts to pay off and is looking to help his daughter start off on the right foot.

- Thank you for supporting the show and our ability to sponsor the One Less Orphan Fund.

- Companies are depending on you spending your tax refund on wants. This is wrong on many levels.

Links mentioned on the show:

Please share the show by texting http://GetFR.com to 3 people.

Bryan Sonn, foreclosure expert - http://www.gcrealtyinc.com/

Michael Kelczewski, real estate expert - http://www.michaelkelczewski.com

http://www.makrealtygroup.com

http://www.bfpsir.com

One Less Orphan Fund - http://www.onelessorphanfund.org/

Links mentioned in the show:

The Mitchell Group - http://www.mitchellcg.com

Mitchell & Co Realtors - http://www.mitchellcr.com/

Topics: What is your net worth and why is it important to track?

- Can a HELOC protect your personal assets if your business is sued?

- Guillermo (Uruguay) wants to know my opinion on Franklin Templeton Investments.

- In pursuit of happiness.

- Dan (Limerick, PA) has a 401(k) match and a percent of his salary contributed towards his retirement. He wonders if directing some money to a Roth makes sense.

- Ghodaloo (Nigeria) has a wicked good investment opportunity.

- Kolt asks if having accounts at multiple robo advisors gains diversification.

- Alex (Stoughton, MA) has questions on the order to pay off debts.

- Killing fiduciary rule new DOL Chief's top priority. What it means to your retirement.

Links mentioned on the show:

Please share the show by texting http://GetFR.com to 3 people.

SogoTrade

Topics: There is a problem with compound interest calculators, examples, charts, and planning. It's not pretty if you're unprepared for it. In the best case scenario you could retire five years early and in the worst case you might have to work an extra five years.

- Pedro (Chicago, IL) is planning on buying a home in three years but is weighing the decision of investing or putting more towards a home.

- Chad (IL) is going to qualify for a Roth IRA and is deciding if it's worth it to get a tax deduction from his employer plan or contribute to a Roth.

- Horatio is wondering if mutiny at work is necessary to get market wages for his position.

- Adam (UK) asks about how to invest in Vanguard funds if he is outside the U.S.

- So goeth California, so goeth the country. When you die the government will want your estate to repay your medicare bills.

- A 30-year-old that spends $1,100 a month on take out.

- Keeping up with the Clowns.

- Gambit shares his life turnaround story from bankruptcy to a 700 credit score and $11,000 in the bank after just 12 months.

Links mentioned on the show:

Please share the show by texting http://GetFR.com to 3 people.

30 Year Old Spends $1,100 a month on take out

The problem with compound interest

Topics: Do you, your parents, or grandparents have a financial plan that will last you a lifetime? Sadly most people do not. Discover the important facts about today's retirees and how to make sure you or someone you love doesn't outlive savings.

- Katrina paid off $60,000 in student loan debt and now gets to do what she loves.

- Courtney is 25 and has been in a dead end job for six years and is looking for a way out.

- Empower is a new banking app looking to make your financial life easier.

- Jimmy (Phoenix, AZ) is thinking about getting married but his fiance has $15k of student loan debt she's happy paying the minimums on. He asks what he should do.

- Dan is a freelancer struggling with spending it all now instead of saving for the future.

- Good old Snapchat is falling again. But don't worry if you're a 20-something and bought some Snap stock, because you've got it all figured out!

Links mentioned on the show:

Please share the show by texting http://GetFR.com to 3 people.

Katrina McGhee - https://www.kmcgheecoaching.com
[email protected]

TransAmerica, The Current State of Retirement

Welcome to The Morning X.

Featured music: Modern Myth

https://www.indiegogo.com/projects/modernmyth-new-full-length-album-music