Barron Von Earl Sir Duke Lord Turner | Rock-n-Roll Comedy Train wreck

Topics: Discover the pricing tricks used to convince you you're getting a good deal, then learn how to defend yourself from spending too much.

- Have you heard you make over six figures a year flying drones? Hold up, it's not as easy as the ads make you believe.

- Elaine (Greenville, SC) is graduating from medical school and is seeking out ways to make income without sitting in a lab checking on bacteria samples.

- Ralph has a 403(b) and not much else in the way of reducing his current taxes and wants to know if there are other options.

- Starr's business has a SEP IRA setup by a full-service Grinch that is robbing her retirement savings.

- What does Experian's state of the automotive finance market say about our spending patterns?

- Wonder woman (Northern Virginia) is 33, her husband is 35 with a net worth of $850k. They max out their retirement savings and ask about their next steps in investing.

- The way of the pirate.

Links mentioned on the show:

Please share the show by texting http://GetFR.com to 3 people.

Experian State of the Automotive Finance Market

Topics: Some experts say to pay for college with your Roth IRA, while others say a 529 is best. What are the pros and cons of each and which is best?

- Tips for acing final exams.

- HW is working with a fee-only planner who got him into some funds owned by the advisor's company, and asks if this behavior is normal.

- Ashley wants to know how to stop compulsive buying.

- Nicole (Columbus, OH) and her husband earn $200k a year and asks about how to prioritize their retirement account contributions.

- C (Maine) has over $1M in net worth and asks about estate planning, living wills and revocable living trusts.

- What do teens want?

- Larry and his wife paid off $192,000 in debt!

- Quote of the day from Zig Ziglar.

Links mentioned on the show:

Please share the show by texting http://GetFR.com to 3 people.

Roth IRAs Knock Out 529 Plans

529 Plans Trump Roth IRAs

Topics: Scott shares tips on how to spend less for a house and end up with more home and more money.

- Digit app will now start charging $2.99 a month.

- Anne asks which IKEA kitchen designer we used for our fixer upper.

- Dan (Limerick, PA) needs a new roof and wants to know how low to go when negotiating.

- Kurt asks why there are contribution limits to retirement plans to prevent people from saving more.

- Cherene is improving her finances and wants to know the best way to become a master of her money.

- Kristine shares a money saving tip on where to rent just about anything.

- How cocoa can make you broke. Yay for chocolate!

- Quote of the day from Bill Earle.

Links mentioned on the show:

Please share the show by texting http://GetFR.com to 3 people.

Loanables

Topics: Mona saves $3,000 in the savings challenge. Little savings here and there add up to big bucks over time.

- Marty McFly (Hill Valley) shares his financial positions and asks Scott to poke holes in it.

- Aaron (Hotlanta, GA) has a car loan, mortgage, and student loans and asks about prioritizing investing over his debts.

- Kurt (Yorkville, IL) asks my opinion on Acorns.

- Jay's mom is 67 and is considering her insurance options.

- Daphne asks about insurance policies you can take loans against.

- Where does the 3-month minimum of emergency fund savings come from?

- What is the Rule of 10 and how can you use it to make better purchasing decisions?

- Sarah paid of $30,000 in debt!

Links mentioned on the show:

Please share the show by texting http://GetFR.com to 3 people.

Topics: Scott reveals the characteristics of debt-free people and what their lives look like.

- Rich can't see the power of compound interest working in his investments and asks if he's missing something.

- How to save money on home alarm monitoring.

- Cherene is on fire to get out of debt and start investing. She asks about Schwab vs. Vanguard.

- Fiona (Ewa Beach, HI) asks how to send a student to school and not take on $20,000 in student loan debt each year.

- Sachi has $280,000 in student loan debt and asks about how to get out of debt and afford a house.

- What states have the most millionaires?

- Capital One credit card hacks.

- Jeanine is struggling with pop up expenses like medical bills and groceries and asks for how to handle it.

- Shauntel shares what she learned about money.

Links mentioned on the show:

Please share the show by texting http://GetFR.com to 3 people.

Capital One Travel Hacking

Topics: Scott talks about his family outing to the city landfill, how most of our stuff will end up there, and how consumption is linked to becoming rich. And of course Iron Man is thrown in for good measure.

- Sarah (BBQ Capital of the World) is deciding on which budgeting app to pick.

- Examples of how companies are making us spend more money.

- Jeff (Asunción, Paraguay) is 35 years old, working abroad, and is figuring out if he can skip paying capital gains taxes on some investments.

- Jennifer has $183,000 in student loan debt and trying to figure out how to attack them.

- Dustin paid off $40,529.32 in debt!

Links mentioned on the show:

Please share the show by texting http://GetFR.com to 3 people.

Taxes for Expats - https://www.taxesforexpats.com

Topics: Scott shares the M.A.P. principle to help you achieve your retirement goals.

- Phoenix Jet has an AA Advantage card and is deciding if it's worth to change to something more favorable to travel.

- Our April challenge is here!

- Victor has a questionable 457 plan and asks if he should stay in or switch to putting money in a Roth IRA.

- Another reason why commissioned salespeople should be avoided.

- Roger is a Gen-Xer and shares his goal of having $3.2M by retirement.

- The imperial state overlords of California bumped up the cigarette tax in CA by $2 a pack, will it cause people to save more money?

- One billionaire lost a bunch of investor money, what can you learn from it?

- Juan (Florida) shares what he learned about money as part of our scholarship contest.

Links mentioned on the show:

Please share the show by texting http://GetFR.com to 3 people.

Trinity Study on Safe Withdrawal Rates - http://afcpe.org/assets/pdf/vol1014.pdf

Topics: How much money do you need in retirement so that you don’t run out of money before you run out of life? And where does that number come from?

- M works for a railroad and has a question on employee stock purchase plans.

- Bill (Maryland) is deciding on the financial choices between buying a house in neighboring states where there are different property tax rates.

- Justin asks for some clarification on picking the right investment mix.

- Chris gets a win by using BillShark to save $1,000 a year.

- George responds to another listener's situation and let's him know he is not alone in dealing with a spouse with mental health issues.

- Aubrey (Texas) has a mom who wasn't good with money and her mom is considering selling her house to Aubrey at a discount. What are the issues that could come up?

- Quote of the day from @ElvisPresely

Links mentioned on the show:

Please share the show by texting http://GetFR.com to 3 people.

Trinity Study on Safe Withdrawal Rates - http://afcpe.org/assets/pdf/vol1014.pdf

If You Can - https://www.etf.com/docs/IfYouCan.pdf

Topics: Rock star real estate investor Katie has completed her rehab project of her 1950's house and shares the good, the bad, and the ugly.

- Kelly got laid off and asks for suggestions on transferring her old 401(k) from her previous employer.

- Jason started tracking his expenses and found out pizza was eating him instead of the other way around.

- Justin is trying to set up a three-fund portfolio but doesn't have the minimums required and asks about what alternative he should do.

- Miriam has a Thrift Savings Plan with a company match and needs to decide what percent should go towards pre-tax vs. post-tax contributions.

- Abdulah (Saudi Arabia) is working for a company that will be split off and he's getting a severance package. He asks what to do with the money.

- Shelley is in her 40's and has some BP stock she lost money on and wonders if it's time to take the loss and move on.

- Laura (Arizona) got an $80,000 inheritance in 2013, invested it with a financial adLIEser and it's now worth $86,400. Listen to hear if she was taken for a ride.

- Chris used Bill Shark to save over $1,000 on his cell phone and cable bills.

- George (anonymous) writes in to encourage another listener who has a wife with a mental disorder.

- Quote of the day from @SammyHagar

Links mentioned on the show:

Please share the show by texting http://GetFR.com to 3 people.

Topics: Scott announces his brand new discounted home delivery food service.

- Why paying attention to your reward points on your credit card can save you money.

- Rhonda has $5,000 in medical debt that is holding her back and asks what to do about it.

- Darren (Winnipeg, Manitoba) and his wife are deciding between paying down their primary home, getting a rental home, or investing their excess cash.

- Sylvia shares how timing the car buying market saved her big bucks.

- Emily (Massachusetts) is applying for scholarships and wants some tips on how to pay for college.

- Starr has 15 credit cards and asks about having too much credit available if she plans on getting a mortgage.

- No. 1 Question Asker Rafael asks why Warren Buffet tells people to do passive investing when he (Warren) does active investing.

- Jay (Philippines) sold his refrigerator to pay off a medical debt for his grandpa.

Links mentioned on the show:

Please share the show by texting http://GetFR.com to 3 people.