We all know it's expensive to live in the Bay Area. But just how unaffordable is it? Reporters with the Mercury News and the East Bay Times looked at how high rents and mortgages have climbed since 2012, and it will blow your mind. People making $100,000 can afford to live in just 28 percent of Bay Area neighborhoods. And if  you're making less than $64,000, you basically have no options.

Guest: Katy Murphy, Bay Area News Group government reporter