One of the best things you can do for yourself is try. Its okay to have fears but what's important is to try and face those fears. In order to grow and move on from life, you have to try.
I feel like financial literacy should be part of a school curriculum but its unfortunate that its not. I will start sharing my learnings with you guys soon
You can do one thing to face your fear and that is by trying. Try to do change your situation or try to face your fear in order to grow as a person and live a more fulfilling life